Homes for Sale Under $300K in Sebring, FL
This page tracks every Sebring listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
99 homes listed under $300,000 are for sale or pending in Sebring, FL today across 62 communities. The median asking price is $241,888, from $65,000 to $299,000. Listings in Sebring without that feature have a median of $359,900. Most listings right now: Sun N Lake (13), Sun N Lake Estates Of Sebring (7), Stone Ridge (4). Updated October 2, 2026 from the MLS.
First-time buyers: what Sebring costs at the entry level
80 active single-family homes, townhomes and condos at or below $300,000 — median $249,894, about $1,571/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Sebring
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Highlands County · First-time buyer guide
Sebring homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Sun N Lake | 13 | 6 | $281,999 | $185,000 |
| Sun N Lake Estates Of Sebring | 7 | 7 | $269,888 | $246,888 |
| Stone Ridge | 4 | 4 | $245,888 | $239,888 |
| Sebring Country Estate Sec 02 | 3 | 0 | $239,900 | $199,000 |
| Las Villas At Kenilworth | 3 | 1 | $225,000 | $190,000 |
| Sebring Highlands Sub | 3 | 0 | $170,000 | $147,000 |
| Bluffs Of Sebring Condo | 3 | 0 | $105,000 | $90,000 |
| Sebring Country Estates | 2 | 1 | $292,000 | $289,000 |
| Sebring Ridge Sec D | 2 | 2 | $274,900 | $269,900 |
| Lake Haven Estates | 2 | 0 | $269,950 | $249,900 |
| Sebring Country Est | 2 | 1 | $252,450 | $225,000 |
| Willow Gate | 2 | 0 | $237,000 | $234,000 |
| Vantage Pointe | 2 | 0 | $230,200 | $210,500 |
| Lakeview Place Sub | 2 | 0 | $205,000 | $135,000 |
| Spring Lake Vill 08 | 1 | 1 | $299,000 | $299,000 |
| Stoneridge Sub | 1 | 0 | $298,000 | $298,000 |
| Sebring Hills | 1 | 0 | $285,000 | $285,000 |
| Lakewood Terrace Add | 1 | 1 | $278,000 | $278,000 |
| Stonebridge Sub | 1 | 0 | $275,000 | $275,000 |
| Norstar Cove Villas Condo | 1 | 0 | $275,000 | $275,000 |
| Spring Lake Village 04 | 1 | 0 | $270,000 | $270,000 |
| Sebring Rdg Sec C | 1 | 0 | $269,900 | $269,900 |
| Avon Park Lakes Uniti 22 | 1 | 1 | $269,900 | $269,900 |
| Sebring Country Estate Sec 03 | 1 | 1 | $269,900 | $269,900 |
| Spring Lake Vill 06 | 1 | 1 | $257,500 | $257,500 |
| Sebring Hills So | 1 | 1 | $255,000 | $255,000 |
| Orange Blossom Estate | 1 | 0 | $255,000 | $255,000 |
| Sebring Rdg Sec E | 1 | 0 | $255,000 | $255,000 |
| Sebring Shores Dev Sec 03 | 1 | 0 | $254,900 | $254,900 |
| Spring Lake Sec 01 | 1 | 0 | $247,000 | $247,000 |
| Douglas Estates | 1 | 0 | $245,000 | $245,000 |
| Erin Park | 1 | 0 | $244,900 | $244,900 |
| Hidden Crk Villas | 1 | 0 | $229,000 | $229,000 |
| Orange Blossom Cc Cmnty | 1 | 0 | $229,000 | $229,000 |
| Lake Sebring Sheet 04 | 1 | 0 | $212,500 | $212,500 |
| East Palmhurst Sub | 1 | 0 | $210,000 | $210,000 |
| Sebring Ridge Sec E | 1 | 0 | $210,000 | $210,000 |
| Sebring Hills Mobile Estate | 1 | 0 | $199,900 | $199,900 |
| Orange Blossom Est Unit 11 | 1 | 0 | $195,000 | $195,000 |
| Ridgewood Estates | 1 | 0 | $195,000 | $195,000 |
| Oakwood Villas | 1 | 0 | $194,900 | $194,900 |
| Lake Sebring Sheet 05 | 1 | 0 | $190,000 | $190,000 |
| Penny Heights Sub | 1 | 0 | $189,000 | $189,000 |
| Greenbriar Villas Condo | 1 | 0 | $188,500 | $188,500 |
| Golf Village Condo | 1 | 0 | $164,900 | $164,900 |
| Sebring Villas 1St Add | 1 | 0 | $159,900 | $159,900 |
| Fountainhead Condos | 1 | 0 | $159,000 | $159,000 |
| Spring Lake Vill 01 | 1 | 0 | $158,000 | $158,000 |
| Altamont Place Add | 1 | 0 | $154,900 | $154,900 |
| Country Club Villas 01 & 02 Sp Lake | 1 | 0 | $149,900 | $149,900 |
| Washington Heights Add | 1 | 0 | $149,000 | $149,000 |
| The Campbell Twnhms | 1 | 0 | $145,900 | $145,900 |
| Fairmount Mobile Est | 1 | 0 | $130,000 | $130,000 |
| Northside Sub | 1 | 0 | $130,000 | $130,000 |
| Washington Heights Sub | 1 | 0 | $125,000 | $125,000 |
| Thunderbird Hill Manor Condo | 1 | 0 | $124,900 | $124,900 |
| Town Of Sebring Add 07 | 1 | 0 | $120,000 | $120,000 |
| Bluffs Of Sebring | 1 | 0 | $100,000 | $100,000 |
| Fairmount Mobile Estate | 1 | 0 | $99,900 | $99,900 |
| Fairmont Mobile Estates | 1 | 0 | $95,000 | $95,000 |
Also with homes under $300K for sale
- School Add To Add (1)
- Grayces Proposed Sub 3 (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Sebring?
What do homes under $300K cost in Sebring?
Which Sebring community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Sebring
- All homes for sale in Sebring
- Sebring ZIP codes with prices
- Sebring golf course homes
- Sebring 4-bedroom homes
- Sebring homes $300K–$500K
- Homes Under $300K in every city
Homes Under $300K in nearby Highlands County cities
- Avon Park homes under $300K (58 for sale)
- Lake Placid homes under $300K (27 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Sebring, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.