Homes for Sale Under $300K in Sebring, FL
This page tracks every Sebring listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
99 homes listed under $300,000 are for sale or pending in Sebring, FL today across 63 communities. The median asking price is $240,000, from $65,000 to $299,900. Listings in Sebring without that feature have a median of $359,900. Most listings right now: Sun N Lake (12), Sun N Lake Estates Of Sebring (6), Sebring Hills So (5). Updated November 13, 2026 from the MLS.
First-time buyers: what Sebring costs at the entry level
71 active single-family homes, townhomes and condos at or below $300,000 — median $249,900, about $1,608/mo principal & interest at 7.18% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Sebring
What the payment looks like
| Purchase price | P&I at 7.18%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $965 | $813 | $12,000 |
| $200,000 | $1,287 | $1,084 | $16,000 |
| $250,000 | $1,609 | $1,355 | $20,000 |
| $300,000 | $1,931 | $1,626 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Highlands County · First-time buyer guide
Sebring homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Sun N Lake | 12 | 6 | $284,750 | $185,000 |
| Sun N Lake Estates Of Sebring | 6 | 6 | $274,939 | $239,888 |
| Sebring Hills So | 5 | 2 | $249,900 | $249,000 |
| Stone Ridge | 4 | 4 | $242,388 | $239,888 |
| Orange Blossom Estate | 3 | 0 | $255,000 | $214,900 |
| Sebring Country Estates | 2 | 1 | $294,450 | $289,000 |
| Sebring Country Estate Sec 03 | 2 | 2 | $284,450 | $269,900 |
| Lake Haven Estates | 2 | 0 | $269,950 | $249,900 |
| Sebring Country Estate Sec 02 | 2 | 0 | $249,900 | $239,900 |
| Sebring Hills | 2 | 0 | $249,500 | $210,000 |
| Willow Gate | 2 | 0 | $234,500 | $234,000 |
| Sebring Heights Sub | 2 | 0 | $215,000 | $190,000 |
| Lakeview Place Sub | 2 | 0 | $205,000 | $135,000 |
| Fairway Villas Ii Condo | 2 | 0 | $160,900 | $134,900 |
| Fairmount Mobile Estate | 2 | 0 | $124,950 | $99,900 |
| Bluffs Of Sebring Condo | 2 | 0 | $97,500 | $90,000 |
| Sebring Ridge Sec F | 1 | 0 | $299,900 | $299,900 |
| 1100.00 - Seb Ctry Est/Seb Hills Area | 1 | 1 | $296,500 | $296,500 |
| Lake Haven Estate | 1 | 1 | $295,900 | $295,900 |
| Stoneridge Sub | 1 | 0 | $294,900 | $294,900 |
| Sebring Hills South | 1 | 1 | $290,000 | $290,000 |
| Spring Lake Vill 08 | 1 | 1 | $284,000 | $284,000 |
| Sebring Country Est | 1 | 1 | $279,900 | $279,900 |
| Lakewood Terrace Add | 1 | 1 | $278,000 | $278,000 |
| Sebring Rdg Sec C | 1 | 0 | $269,900 | $269,900 |
| Sebring Shores Dev Sec 03 | 1 | 0 | $254,900 | $254,900 |
| Sebring Rdg Sec E | 1 | 0 | $250,000 | $250,000 |
| Spring Lake Sec 01 | 1 | 0 | $247,000 | $247,000 |
| Douglas Estates | 1 | 0 | $245,000 | $245,000 |
| Erin Park | 1 | 0 | $244,900 | $244,900 |
| Seb Ctry Est/Seb Hills Area | 1 | 0 | $244,500 | $244,500 |
| Sebring 98 Sec 01 | 1 | 0 | $235,000 | $235,000 |
| Hidden Creek Villas | 1 | 0 | $229,900 | $229,900 |
| Hidden Crk Villas | 1 | 0 | $229,000 | $229,000 |
| Vantage Pointe | 1 | 0 | $210,500 | $210,500 |
| Sebring Ridge Sec E | 1 | 0 | $210,000 | $210,000 |
| Lake Sebring Sheet 04 | 1 | 0 | $209,900 | $209,900 |
| Sebring Hills Mobile Estate | 1 | 0 | $199,900 | $199,900 |
| Orange Blossom Est Unit 11 | 1 | 0 | $195,000 | $195,000 |
| Ridgewood Estates | 1 | 0 | $195,000 | $195,000 |
| Las Villas At Kenilworth | 1 | 0 | $190,000 | $190,000 |
| Oakwood Villas | 1 | 0 | $189,900 | $189,900 |
| Greenbriar Villas Condo | 1 | 0 | $188,500 | $188,500 |
| Penny Heights Sub | 1 | 0 | $180,000 | $180,000 |
| Sebring Highlands Sub | 1 | 0 | $170,000 | $170,000 |
| The Fountainhead Condo | 1 | 0 | $169,900 | $169,900 |
| Golf Village Condo | 1 | 0 | $164,900 | $164,900 |
| Brunners Mobile Estate | 1 | 0 | $159,900 | $159,900 |
| Sebring Villas 1St Add | 1 | 0 | $159,900 | $159,900 |
| Fountainhead Condos | 1 | 0 | $159,000 | $159,000 |
| Altamont Place Add | 1 | 0 | $154,900 | $154,900 |
| Spring Lake Vill 01 | 1 | 0 | $150,100 | $150,100 |
| Washington Heights Add | 1 | 0 | $147,000 | $147,000 |
| The Campbell Twnhms | 1 | 0 | $145,900 | $145,900 |
| Fairmount Mobile Est | 1 | 0 | $130,000 | $130,000 |
| Northside Sub | 1 | 0 | $130,000 | $130,000 |
| Washington Heights Sub | 1 | 0 | $125,000 | $125,000 |
| Town Of Sebring Add 07 | 1 | 0 | $120,000 | $120,000 |
| Thunderbird Hill Manor Condo | 1 | 0 | $119,900 | $119,900 |
| Sebring Manor Sub | 1 | 0 | $109,000 | $109,000 |
Also with homes under $300K for sale
- Fairmont Mobile Estates (1)
- School Add To Add (1)
- Grayces Proposed Sub 3 (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Sebring?
What do homes under $300K cost in Sebring?
Which Sebring community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Sebring
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Homes Under $300K in nearby Highlands County cities
- Avon Park homes under $300K (61 for sale)
- Lake Placid homes under $300K (29 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Sebring, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.