67 days on market (MLS)Single Family Residence▼ Price cut: $4,920 (10/10)
$1,294,505
5-Bedroom Home in Amara
10138 Amara Ranch Drive #132 Oakhurst, Lake Worth, FL 33449
Single Family Residence in Amara, Lake Worth · No CDD on record · Built 2026
Amara · Lake Worth, FL 33449 · Palm Beach County
Listing data updated October 13, 2026 at 10:49 AM ET · checked against the MLS hourly
5Bedrooms
5Bathrooms
3,891Sq Ft
2026Year Built
$333Per Sq Ft
3-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
44% above
$/sq ft vs community
$333 here vs $232 median sold (12 mo)
Buyer leverage
Balanced market
67 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~16 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 13, 2026, 10138 Amara Ranch Drive #132 Oakhurst in Amara, Lake Worth is listed at $1,294,505 (3,891 sq ft, about $333 per sq ft). It has been 67 days on market. Listing facts: built in 2026, HOA dues of $400/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2026
3,891 sq ft of living area
3-car garage
Listed at $1,294,505 — recent neighborhood median sale price ~$900,000 (nearby sales; deemed reliable, not an appraisal)
67 days on market
HOA $400/mo (per listing)
Listing description
About this home
UNDER CONSTRUCTION: Welcome to DiVosta's newest address for luxury living. The Oakhurst is a spacious floorplan with a convenient ground floor convertible bedroom suite. Enjoy entertaining in your built in kitchen with welcoming island.
Extended lanai and pool bath added for extra outdoor entertaining options. Elegant design finishes like soaring double stacked cabinets and hard surface flooring included. Take a quick stroll to the world class amenity center.
Come lock in the promise of a brand new home today! Special Builder Financing Available on Quick move in homes.
All 31 photos
Description provided by Pulte Realty Inc and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,294,505
Bed / bath5 / 5
Living area3,891 sq ft
Year built2026
Property typeSingle Family Residence
Garage3-car
MLS #B26061253
Listing status67 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone AE
Ground elevation~16 ft
CountyPalm Beach
Estimated first-year tax~$13,592/yr
CDD assessmentNone on record
HOA$400/mo
Calculated estimates
Price per sq ft$333
Estimated monthly payment$9,043
Insurance (illustrative)$3k–$6k/yr
Messtimate range$844,347 – $1,322,940
Comparable-sales median$900,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$9,043/mo
Principal & interest $7,170/mo79%
Taxes $1,133/mo13%
Insurance $340/mo4%
HOA $400/mo4%
$9,043/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
What it really costs to own 10138 Amara Ranch Drive #132 Oakhurst
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
HOA dues
$400/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Palm Beach County is $1,753/yr (18,387 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,000–$6,000/yr; neither is a quote. Flood: this address maps to FEMA zone AE, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2026. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$13,592/yr
Estimate: a typical Palm Beach effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$400/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone AE
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Ground elevation
~16 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Palm Beach County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Palm Beach County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively High
HailRelatively Low
Cold waveRelatively High
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Amara
Pricing & the Amara market
How this home is priced against recent nearby sales, and where Amara has been over 25 years. Momentum Research analysis of public records and builder announcements; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2026BuiltPer public record
About Aug 2026Listed (per MLS)MLS reports 67 cumulative days on market as of October 13, 2026
Aug 7, 2026First seen on movewithmomentum.comObserved at $1,392,425
Aug 23, 2026Price cut$1,342,425 (-$50,000, -3.6%)
Aug 29, 2026Price cut$1,299,425 (-$43,000, -3.2%)
Oct 10, 2026Price cut$1,294,505 (-$4,920, -0.4%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $1,294,505Momentum Realty · on market 67 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Apr 2026
$840,000
9588 Cobblestone Creek Drive, Boynton Beach
5 / 4.5 bd/ba · 3,958 sq ft · $212/sq ft
Courtesy of Compass Florida LLC · View details →
Sold Oct 2025
$860,000
10181 Cobblestone Creek Drive, Boynton Beach
5 / 4.5 bd/ba · 3,958 sq ft · $217/sq ft
Courtesy of Keyes Company · View details →
Sold Jan 2026
$875,000
10024 Cobblestone Creek Drive, Boynton Beach
5 / 4.5 bd/ba · 3,958 sq ft · $221/sq ft
Courtesy of Compass Florida LLC · View details →
Sold Jun 2026
$1,350,000
7256 Vía Abruzzi, Lake Worth
5 / 4 bd/ba · 3,818 sq ft · $354/sq ft
Courtesy of Keller Williams Realty Service · View details →
Sold Jun 2026
$925,000
9915 Via Bernini, Lake Worth
6 / 4 bd/ba · 3,818 sq ft · $242/sq ft
Courtesy of RE/MAX Prestige Realty/LW · View details →
Sold Jun 2026
$1,299,000
9886 Via Bernini, Lake Worth
5 / 4.5 bd/ba · 3,818 sq ft · $340/sq ft
Courtesy of Real Broker LLC · View details →
Median of these 6 sales: $900,000 ($232/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$844,347the mess$1,322,940
Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $1,294,505 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 57% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $400/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
4 active listings competing, 2 under contract
For reference, this home is listed at $1,294,505 ($333/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,891 sq ft × $217–$340/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.
Momentum Scores
Momentum Property Score
24/100
Strongest on: Flood safety (50), Insurance cost (45)
0 limited50100 exceptional
24/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $333/sq ft vs the community 12-month median $232/sq ft.
Affordability0
List price $1,294,505 vs the community median $900,000. Not a measure of personal affordability.
Flood safety50
FEMA Zone AE, ~16 ft elevation. Verify the parcel with FEMA.
Insurance cost45
From FEMA Zone AE and a 2026 build. Obtain a property-specific quote.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $333 per square foot, about 44% above the community’s $232 median. Amara’s 12-month median sold price per square foot is $232. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Pulte Realty Inc · MLS # B26061253
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Keep looking
Similar homes for sale near Amara
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
May 2024 · Announcement
DiVosta announces Amara estate community
DiVosta announced Amara, an estate-home community with acre-plus lots in western Palm Beach County - one of four DiVosta communities announced in the area.
Why it matters: Adds a large-lot estate community to western Palm Beach County's new-construction pipeline.
Go deeper
More on Amara
Go deeper on Amara
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Coral Reef (Palm Beach)Assigned elementary school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
GRADEB
WoodlandsAssigned middle school · Palm Beach County School District · Grade B (Florida DOE 2025-26)
GRADEA
Dr. Joaquin GarciaAssigned high school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 10138 Amara Ranch Drive #132 Oakhurst, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2026: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $400/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
Get a homeowners insurance quote for this specific address in Palm Beach County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 3,891 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $13,592/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
BeachesMLS, checked against the MLS hourly (last: October 13, 2026)
Comparable sales
BeachesMLS closed sales within about 3 miles, last 18 months, as of July 31, 2026
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 10138 Amara Ranch Drive #132 Oakhurst and when was it built?
Per the listing record, 10138 Amara Ranch Drive #132 Oakhurst was built in 2026 and has 3,891 sq ft of living area, 5 bedrooms and 5.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 10138 Amara Ranch Drive #132 Oakhurst in?
10138 Amara Ranch Drive #132 Oakhurst is in Amara in Lake Worth, Palm Beach County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 10138 Amara Ranch Drive #132 Oakhurst have an HOA, and how much are the dues?
The listing reports HOA dues of $400 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 10138 Amara Ranch Drive #132 Oakhurst differ from the current owner's?
The estimate on this page (about $13,592 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 10138 Amara Ranch Drive #132 Oakhurst in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 10138 Amara Ranch Drive #132 Oakhurst in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.