233 days on marketSingle Family Residence▼ Price cut: $21,000 (9/7)
$549,000
2-Bedroom Home in BREAKERS WEST/The Colony
1020 Lytham Court, West Palm Beach, FL 33411
Single Family Residence in BREAKERS WEST/The Colony, West Palm Beach · No CDD
BREAKERS WEST/The Colony · West Palm Beach, FL 33411 · Palm Beach
Listing data updated September 23, 2026 · refreshed twice daily
2Bedrooms
2.5Bathrooms
2,069Sq Ft
1991Year Built
$265Per Sq Ft
Waterfront2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$265 here vs $265 median sold (12 mo)
Buyer leverage
Strong buyer advantage
233 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 23, 2026, 1020 Lytham Court in BREAKERS WEST/The Colony, West Palm Beach is listed at $549,000 (2,069 sq ft, about $265 per sq ft). It has been 233 days on market. Listing facts: built in 1991, waterfront, HOA dues of $742/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1991 · 35 yrs
2,069 sq ft of living area
2-car garage
233 days on market
HOA $742/mo (per listing)
Property timeline
This home’s history
1991BuiltPer public record
Aug 4, 2026First trackedObserved at $570,000
Sep 7, 2026Price cut$549,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$4,408/mo
Principal & interest $2,907/mo66%
Taxes $480/mo11%
Insurance $279/mo6%
HOA $742/mo17%
$4,408/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Estimated from today’s asking price and current Palm Beach County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $7,700/yr ($642/mo)
+$1,650 more each year
(+21%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), BeachesMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
44/100
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional
44/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area50
This home $265/sq ft vs the community 12-month median $265/sq ft.
Affordability50
List price $549,000 vs the community median $549,000. Not a measure of personal affordability.
Market liquidity35
Community inventory, ~12.0 months of supply (12-month record).
Renovation upside40
From a 1991 build and $265/sq ft vs the community median $265/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $265 per square foot, about in line with the community’s $265 median. Breakers West | The Colony’s 12-month median sold price per square foot is $265. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
62% of homes in Breakers West | The Colony are owner-occupied. An estimated 38% are non-owner-occupied, including 8% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 53 homes matched. Community-level context.
What’s unique here: one of only 1 active listings in Breakers West | The Colony, no CDD assessment.
Updated September 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Scenic lakeview home in Breakers West, a guard-gated club community with optional club memberships, in West Palm Beach. Plus negotiable seller concessions available! With 2,069 SF living area, this home features 2 Bedrooms + open Office, 2.5 Baths, and a spacious Great Room w/vaulted ceilings opening to a screened patio perfect for outdoor entertaining.
Important updates include Impact windows/doors & porcelain tile wood plank floors throughout. The Kitchen has granite counters, a pantry closet and breakfast area with window for natural light. The Primary Bedroom also has vaulted ceilings and adjoins a large ensuite bath with 2 sinks, soaking tub, separate shower and huge walk-in closet.
Just off the Great Room is an open den/office with built-in cabinets or could easily be enclosed as a 3rd Bedroom. Bedroom 2 is large enough to accommodate 2 twin beds or a king. Just a step away is full bath for BR 2 featuring beautiful onyx counters, custom vanity and lg walk-in shower.
The screened patio provides additional entertaining space for that all-important outdoor Florida living with its scenic lakeview views and as well as wonderful privacy. HOA fees covers: front and backyard lawn care; annual roof, driveway & patio pressure cleaning; WIFI/internet; basic cable; alarm system monitoring; 2 manned guard gates & roving patrol; and common area maintenance. Breakers West is a unique country club community where club memberships are NOT mandatory.
Residents have a choice of joining Breakers West (including the Breakers Beach club in summer) or Mayacoo Lakes Country Club for golf or sport/memberships or neither. Pool, clubhouse dining, tennis, gym and golf are club amenities. Convenient to downtown West Palm Beach financial center, Kravis Center, Dixie Highway's eclectic shops, Worth Avenue shops, PBI airport as well as Wellington equestrian amenities.
Don't miss this great opportunity to enjoy the Palm Beach County lifestyle!
All 44 photos
Description provided by Douglas Elliman Wellington and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$549,000
Bed / bath2 / 2.5
Living area2,069 sq ft
Year built1991
Property typeSingle Family Residence
Garage2-car
MLS #R11159705
Listing status233 days on market
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~17 ft
Windstorm exposureLow
CountyPalm Beach
Area listings1 active · 0 under contract
Estimated first-year tax~$5,764/yr
CDD assessmentNone on record
HOA (per listing)$742/mo
Calculated estimates
Price per sq ft$265
Estimated monthly payment$4,408
Insurance (illustrative)$2k–$5k/yr
Comparable-sales median$549,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$482,077the mess$614,493
Actual list price: $549,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1991 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $742/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
1 active listing competing
≈12.0 months of supply
1 closed here in the last 12 months
For reference, this home is listed at $549,000 ($265/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,069 sq ft × $233–$297/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 23, 2026.
Keep looking
Similar homes for sale near BREAKERS WEST/The Colony
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
160 Lake Frances Drive, West Palm Beach · $119,000 · 1 bd / 1.5 ba · listed September 22, 2026 (courtesy of Partnership Realty Inc.)
319 Lake Frances Drive, West Palm Beach · $99,900 · 1 bd / 1.0 ba · listed September 22, 2026 (courtesy of Northwood Realty LLC)
5050 Sanctuary Way #G, West Palm Beach · $230,000 · 2 bd / 2.0 ba · listed September 22, 2026 (courtesy of Coldwell Banker Realty)
6156 Wildfire Way, West Palm Beach · $550,000 · 4 bd / 2.5 ba · listed September 22, 2026 (courtesy of Coldwell Banker Realty)
3740 N Jog Road #106, West Palm Beach · $239,000 · 3 bd / 2.0 ba · listed September 22, 2026 (courtesy of Towne & Country Real Estate, LLC)
127 Miramar Way, West Palm Beach · $5,500,000 · 4 bd / 3.0 ba · listed September 22, 2026 (courtesy of Aquantis Realty LLC)
Transparency
Price & listing history
Listed for $549,000Momentum Realty · on market 233 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$5,764/yr
A rough first-year estimate only, applying a typical Palm Beach rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$5k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$742/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~17 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
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Listed by Douglas Elliman Wellington · MLS # R11159705
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Market data · public records
Recent sales activity in BREAKERS WEST/The Colony
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the BREAKERS WEST/The Colony neighborhood guide for more.
Comparable sales found
0
Recent nearby closings in the data set.
Community median sale price
$549,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$265
Canonical 12-month median $/sq ft. Reference only.
Go deeper on BREAKERS WEST/The Colony
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Market
Palm Beach County Total Home Sales Jump for 10th Consecutive Month
Palm Beach County total home sales rose 22.3% year-over-year in June 2026 to 2,456 transactions, with total dollar volume up 53.90% to $2.7 billion. The single-family median sale price increased to $700,000 and the condominium median rose to $325,000.
Why it matters: Rising sales volume and median prices signal strengthening demand and higher valuations across the Palm Beach County housing market. The site is about 2 miles southeast of Breakers West The Colony.
Jupiter Commission Backs Old Dixie Industrial Shift and Seaglass Condo Option
The Jupiter Planning and Zoning Commission voted 7-0 to recommend a Future Land Use Map amendment allowing two office and warehouse buildings on a 0.77-acre former Cemex site at 1666 North Old Dixie Highway. The commission also unanimously recommended letting the 23-unit Seaglass development at 105 Rich Circle be built as either rentals or for-sale condominiums, with Town Council consideration set for August 18.
Why it matters: Land use changes in Jupiter would enable commercial redevelopment of a vacant Old Dixie Highway parcel and add flexibility for a small multifamily project to deliver either rental or for-sale housing. The project is about 15 miles north of Breakers West The Colony, elsewhere in Palm Beach County.
The Berkeley Palm Beach Breaks Ground at 550 South Australian Avenue in West Palm Beach
The Berkeley Palm Beach broke ground on a 25-story tower with 193 condominium residences at 550 South Australian Avenue overlooking Clear Lake, developed by Al Adelson with Arquitectonica as designer. Sales have exceeded $120 million and completion is anticipated in 2029.
Why it matters: A new 25-story condominium tower adds high-end for-sale housing supply to the downtown West Palm Beach market and continues vertical development along the Clear Lake waterfront. The project is about 3 miles southeast of Breakers West The Colony, elsewhere in Palm Beach County.
Developers Plan Two 31-Story Towers for 2085 N Flagler Dr, West Palm Beach
Terra and BH Group filed plans for 281 residential condominiums across two 31-story towers on a 1.55-acre site at 2085 N Flagler Drive in West Palm Beach. The nearly 440,000-square-foot project includes about 4,385 square feet of retail and 362 parking spaces.
Why it matters: Two proposed 31-story towers would add for-sale condominium supply and ground-floor retail along the North Flagler Drive waterfront in West Palm Beach. The project is about 3 miles east of Breakers West The Colony, elsewhere in Palm Beach County.
Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Palm Beach County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,516 – $3,660/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate2.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,962 – −$932At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 1020 Lytham Court, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1991 (35 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $742/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Palm Beach County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 2,069 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $5,764/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
BeachesMLS, refreshed twice daily (last: September 23, 2026)
Community market stats
BeachesMLS closed sales, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1020 Lytham Court and when was it built?
Per the listing record, 1020 Lytham Court was built in 1991 and has 2,069 sq ft of living area, 2 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1020 Lytham Court in?
1020 Lytham Court is in BREAKERS WEST/The Colony in West Palm Beach, Palm Beach County. The community section on this page shows recent closed sales, days on market, and active inventory for BREAKERS WEST/The Colony from the same MLS data.
Does 1020 Lytham Court have an HOA, and how much are the dues?
The listing reports HOA dues of $742 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 1020 Lytham Court differ from the current owner's?
The estimate on this page (about $5,764 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1020 Lytham Court in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1020 Lytham Court in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
