1101 Sun Terrace Court, Palm Beach Gardens, FL 33403
Townhouse in Lake Catherine, Palm Beach Gardens · No CDD on record
Lake Catherine · Palm Beach Gardens, FL 33403 · Palm Beach County
Listing data updated October 1, 2026 · refreshed hourly
2Bedrooms
2Bathrooms
1,140Sq Ft
1990Year Built
$332Per Sq Ft
No CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
28% above
$/sq ft vs community
$332 here vs $259 median sold (12 mo)
Buyer leverage
Strong buyer advantage
413 days on market
7.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~11 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 1, 2026, 1101 Sun Terrace Court in Lake Catherine, Palm Beach Gardens is listed at $378,900 (1,140 sq ft, about $332 per sq ft). It has been 413 days on market. Listing facts: built in 1990, HOA dues of $517/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1990 · 36 yrs
1,140 sq ft of living area
Listed at $378,900 — recent neighborhood median sale price ~$295,000 (nearby sales; deemed reliable, not an appraisal)
413 days on market
HOA $517/mo (per listing)
Listing description
About this home
This beautifully remodeled townhome is one of the only properties currently available with a serene lake view, making it a rare and desirable find. The home has been thoughtfully upgraded throughout, offering a blend of comfort, functionality, and modern style. The A/C condenser was replaced in 2016, and the coil on the air handler has also been updated.
Brand New AC 2025. Hurricane shutters for peace of mind, and the front door features keyless entry for added convenience. The lanai floor has been freshly painted, and the sliding glass door has new hardware and wheels for smooth operation.
Inside, the ceilings have been refinished with the removal of outdated popcorn texture, and elegant 5¼ in baseboards have been installed throughout. The master bathroom has been fully renovated .... This beautifully remodeled townhome is one of the only properties currently available with a serene lake view, making it a rare and desirable find.
The home has been thoughtfully upgraded throughout, offering a blend of comfort, functionality, and modern style. The A/C condenser was replaced in 2016, and the coil on the air handler has also been updated. Hurricane shutters are in place for peace of mind, and the front door features keyless entry for added convenience.
The lanai floor has been freshly painted, and the sliding glass door has new hardware and wheels for smooth operation. Inside, the ceilings have been refinished with the removal of outdated popcorn texture, and elegant 5¼-inch baseboards have been installed throughout. The master bathroom has been fully renovated with high-end finishes, offering a spa-like retreat.
The spacious great room boasts original oak hardwood flooring and a custom built-in unit that spans an entire wall, providing both charm and functionality. The kitchen has also been beautifully renovated, and a brand new hot water heater adds to the home's efficiency and value. This turnkey townhome is a perfect blend of quality upgrades and tranquil lakefront living.
All 18 photos
Description provided by Berkshire Hathaway Florida Realty and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$378,900
Bed / bath2 / 2
Living area1,140 sq ft
Year built1990
Property typeTownhouse
MLS #R11102716
Listing statusPending
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~11 ft
CountyPalm Beach
Area listings7 active · 1 under contract
Estimated first-year tax~$6,150/yr
CDD assessmentNone on record
HOA$517/mo
Calculated estimates
Price per sq ft$332
Estimated monthly payment$3,247
Insurance (illustrative)$2k–$4k/yr
Messtimate range$277,020 – $355,680
Comparable-sales median$295,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$3,247/mo
Principal & interest $2,023/mo62%
Taxes $512/mo16%
Insurance $195/mo6%
HOA $517/mo16%
$3,247/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Palm Beach County rate (18.72 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $2,925/yr ($244/mo) — taxable value $156,540 × 18.72 mills
$3,225 more each year
(+110%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$140,593
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$297,133
Market value
$207,262
Assessed
$156,540
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), BeachesMLS; millage: Palm Beach County Property Appraiser tax roll page (rate tables); Florida TaxWatch 2025 county average. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$517/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~11 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Palm Beach County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Palm Beach County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively High
HailRelatively Low
Cold waveRelatively High
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Lake Catherine
Pricing & the Lake Catherine market
How this home is priced against recent nearby sales, and where Lake Catherine has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
1990BuiltPer public record
About Aug 2025Listed (per MLS)MLS reports 413 cumulative days on market as of October 1, 2026
Jul 2, 2026First seen on movewithmomentum.comObserved at $383,900
Aug 4, 2026Price cut$378,900 (-$5,000, -1.3%)
NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $378,900Momentum Realty · on market 413 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales in Lake Catherine in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Apr 2026
$295,000
3004 Lakemont Court, Palm Beach Gardens
2 / 2 bd/ba · 1,140 sq ft · $259/sq ft
Courtesy of Keller Williams Realty Profess · View details →
Sold Apr 2026
$295,000
3004 Lakemont Court, Palm Beach Gardens
2 / 2 bd/ba · 1,140 sq ft · $259/sq ft
Courtesy of Keller Williams Realty Profess · View details →
Sold Sep 2026
$360,000
1504 Springdale Court, Palm Beach Gardens
2 / 2 bd/ba · 1,152 sq ft · $312/sq ft
Courtesy of William Raveis Florida, LLC · View details →
Sold Sep 2026
$360,000
1504 Springdale Court, Palm Beach Gardens
2 / 2 bd/ba · 1,152 sq ft · $312/sq ft
Courtesy of William Raveis Florida, LLC · View details →
Sold Aug 2026
$280,000
1904 APPLETON Court, Palm Beach Gardens
2 / 2 bd/ba · 1,152 sq ft · $243/sq ft
Courtesy of BWG Realty · View details →
Sold Aug 2026
$280,000
1904 APPLETON Court, Palm Beach Gardens
2 / 2 bd/ba · 1,152 sq ft · $243/sq ft
Courtesy of BWG Realty · View details →
Median of these 6 sales: $295,000 ($259/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$277,020the mess$355,680
Stronger local evidence — 6 comparable closed sales in Lake Catherine, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $378,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1990 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $517/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
1 active listing competing, 1 under contract
≈7.0 months of supply
14 closed here in the last 12 months
For reference, this home is listed at $378,900 ($332/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,140 sq ft × $243–$312/sq ft (interquartile band of 6 comparable closed sales in Lake Catherine, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.
Momentum Scores
Momentum Property Score
39/100
Strongest on: Flood safety (90), Insurance cost (62)
0 limited50100 exceptional
39/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $332/sq ft vs the community 12-month median $259/sq ft.
Affordability3
List price $378,900 vs the community median $295,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~11 ft elevation. Verify the parcel with FEMA.
Insurance cost62
From FEMA Zone X and a 1990 build. Obtain a property-specific quote.
Market liquidity38
Community inventory, ~7.0 months of supply (12-month record).
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $332 per square foot, about 28% above the community’s $259 median. Lake Catherine’s 12-month median sold price per square foot is $259. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
78% of homes in Lake Catherine are owner-occupied. An estimated 22% are non-owner-occupied, including 4% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 301 homes matched. Community-level context.
What’s unique here: one of only 7 active listings in Lake Catherine, no CDD assessment.
Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Berkshire Hathaway Florida Realty · MLS # R11102716
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Keep looking
Similar homes for sale near Lake Catherine
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Market
Palm Beach County Total Home Sales Jump for 10th Consecutive Month
Palm Beach County total home sales rose 22.3% year-over-year in June 2026 to 2,456 transactions, with total dollar volume up 53.90% to $2.7 billion. The single-family median sale price increased to $700,000 and the condominium median rose to $325,000.
Why it matters: Rising sales volume and median prices signal strengthening demand and higher valuations across the Palm Beach County housing market. The site is about 7 miles south of Lake Catherine.
Jupiter Commission Backs Old Dixie Industrial Shift and Seaglass Condo Option
The Jupiter Planning and Zoning Commission voted 7-0 to recommend a Future Land Use Map amendment allowing two office and warehouse buildings on a 0.77-acre former Cemex site at 1666 North Old Dixie Highway. The commission also unanimously recommended letting the 23-unit Seaglass development at 105 Rich Circle be built as either rentals or for-sale condominiums, with Town Council consideration set for August 18.
Why it matters: Land use changes in Jupiter would enable commercial redevelopment of a vacant Old Dixie Highway parcel and add flexibility for a small multifamily project to deliver either rental or for-sale housing. The project is about 9 miles north of Lake Catherine, elsewhere in Palm Beach County.
The Berkeley Palm Beach Breaks Ground at 550 South Australian Avenue in West Palm Beach
The Berkeley Palm Beach broke ground on a 25-story tower with 193 condominium residences at 550 South Australian Avenue overlooking Clear Lake, developed by Al Adelson with Arquitectonica as designer. Sales have exceeded $120 million and completion is anticipated in 2029.
Why it matters: A new 25-story condominium tower adds high-end for-sale housing supply to the downtown West Palm Beach market and continues vertical development along the Clear Lake waterfront. The project is about 8 miles south of Lake Catherine, elsewhere in Palm Beach County.
Developers Plan Two 31-Story Towers for 2085 N Flagler Dr, West Palm Beach
Terra and BH Group filed plans for 281 residential condominiums across two 31-story towers on a 1.55-acre site at 2085 N Flagler Drive in West Palm Beach. The nearly 440,000-square-foot project includes about 4,385 square feet of retail and 362 parking spaces.
Why it matters: Two proposed 31-story towers would add for-sale condominium supply and ground-floor retail along the North Flagler Drive waterfront in West Palm Beach. The project is about 6 miles south of Lake Catherine, elsewhere in Palm Beach County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Palm Beach County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 1101 Sun Terrace Court, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1990 (36 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $517/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Palm Beach County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,140 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $6,150/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,225 more per year than the current owner’s estimated bill (+110%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
BeachesMLS, refreshed hourly (last: October 1, 2026)
Comparable sales
BeachesMLS closed sales in Lake Catherine, last 18 months, as of July 15, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1101 Sun Terrace Court and when was it built?
Per the listing record, 1101 Sun Terrace Court was built in 1990 and has 1,140 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1101 Sun Terrace Court in?
1101 Sun Terrace Court is in Lake Catherine in Palm Beach Gardens, Palm Beach County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 1101 Sun Terrace Court have an HOA, and how much are the dues?
The listing reports HOA dues of $517 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 1101 Sun Terrace Court differ from the current owner's?
The estimate on this page (about $6,150 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,225 more per year than the current owner’s estimated bill (+110%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1101 Sun Terrace Court in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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See 1101 Sun Terrace Court in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
