4 bedroom Single Family Residence at 118 SW 12th Avenue, ATLANTIC PARK GARDENS DELRAY, Delray Beach — photo 1Front elevation
4 bedroom Single Family Residence at 118 SW 12th Avenue, ATLANTIC PARK GARDENS DELRAY, Delray Beach — photo 2Living space
4 bedroom Single Family Residence at 118 SW 12th Avenue, ATLANTIC PARK GARDENS DELRAY, Delray Beach — photo 3Kitchen
4 bedroom Single Family Residence at 118 SW 12th Avenue, ATLANTIC PARK GARDENS DELRAY, Delray Beach — photo 4Owner's suite
4 bedroom Single Family Residence at 118 SW 12th Avenue, ATLANTIC PARK GARDENS DELRAY, Delray Beach — photo 5Exterior / yardView all 20 photos →
34 days on market Single Family Residence
$569,900

118 SW 12th Avenue, Delray Beach, FL 33444

Single Family Residence in ATLANTIC PARK GARDENS DELRAY, Delray Beach · No CDD · FEMA Zone X
ATLANTIC PARK GARDENS DELRAY · Delray Beach, FL 33444 · Palm Beach
Listing data updated July 2, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
1,696Sq Ft
1952Year Built
$336Per Sq Ft
No CDDFEMA Zone X4 bedrooms
Listing courtesy of Homeinc Realty LLC · Listing agent: Carolina Connor · 954-642-2247Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
At a glance
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 1952 · 74 yrs
  • $336/sq ft — compared with the displayed median of $336 from recent nearby sales
  • 34 days on market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $569,900, with 4 bedrooms and 3 bathrooms, and 1,696 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms4
Bathrooms3
Living area1,696 sq ft
Lot sizeNot available on this page
Year built1952
Property typeSingle Family Residence

Financial

Est. monthly payment$3,830
Est. taxes / yr~$5,984
Est. insurance / yr~$3,710
HOA$50/mo
CDDNone on record
Price / sq ft$336

Risk

Flood zoneZone X
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$3,710/yr

Market

Days on market34
Neighborhood median DOM29
Active listings (area)2
Months of supplyNot available on this page
Comparable-sales median$569,900

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

65/100

A rules-based composite of the objective indicators below. Higher is generally more favorable to a buyer on that single metric.

Price vs area50
This home $336/sq ft vs area median $336/sq ft from recent nearby sales.
Affordability50
List price $569,900 vs area median $569,900. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1952 build. Obtain a property-specific quote.
Market liquidity77
Area median 29 days on market.
Renovation upside70
From a 1952 build and $336/sq ft vs area $336/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$569,900
List price
As listed in the MLS
4 / 3
Bed / bath
Per the listing
1,696
Living area
Sq ft (approx.)
$336
Price / sq ft
List ÷ living area

The home

Year built1952
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$5,984/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

The Messtimate™

The Messtimate: $502,016 – $637,696

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$502,016the mess$637,696

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 34 days on market vs. a ~29-day neighborhood median
  • 2 active listings competing in ATLANTIC PARK GARDENS DELRAY
  • 0% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)

For reference, this home is listed at $569,900 ($336/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,696 sq ft × $296–$376/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 2, 2026.

Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$569,900
Bed / bath4 / 3
Living area1,696 sq ft
Year built1952
Property typeSingle Family Residence
MLS #B26034227
Listing status34 days on market
Days on market34

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyPalm Beach
Estimated first-year tax~$5,984/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$336
Estimated monthly payment$3,830
Estimated insurance~$3,710/yr
Messtimate rangeNot available on this page
Comparable-sales median$569,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$3,830
Principal & interest$2,972
Property tax$499
Insurance$309
CDD assessment$0
HOA$50
PMI$0

Down payment $113,980 · Loan $455,920. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$5,984/yr

The seller likely pays less due to the homestead cap. At a $569,900 purchase, expect your first full-year Palm Beach bill near $5,984 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$3,710/yr

Estimate for a 1952 build in Palm Beach. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in ATLANTIC PARK GARDENS DELRAY

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ATLANTIC PARK GARDENS DELRAY neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Median sale price (set)
$569,900

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$336

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$336

List price divided by living area. Provided as data, not a value judgment.

Go deeper on ATLANTIC PARK GARDENS DELRAY

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Plumosa School of the Arts K-8Assigned elementary school · Palm Beach County School District
AtlanticAssigned high school · Palm Beach County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

Keep looking

Similar homes for sale near ATLANTIC PARK GARDENS DELRAY

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

AMAZING INVESTMENT OPPORTUNITY! Located in prime E area just a few blocks from Atlantic Ave and the heart of Downtown Delray Beach. This SFH has an ADU, both rented month-to-month. Front unit $2800/mo. Back unit $1900. Previously an AirBNB . This income producing property offers updated spacious 3 bed/2 Bath front unit with open Living area, kitchen and great Florida room. In back is a cozy 1 bed/1 bath unit with private entrance, separate kitchen/dining and large yard. Separate storage building includes A/C. Plenty of parking, completely fenced in, back fence has gate that opens for even more parking. Room for future expansion due to zoning! Don't miss this opportunity to purchase a great investment property. Live in 1 rent the other, AirBNB or rent both units!

Description provided by Homeinc Realty LLC and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms4
  • Bathrooms3
  • Living area1,696 sq ft

Exterior & lot

  • Lot sizeSee record
  • TypeSingle Family Residence

Systems

  • Year built1952
  • Age74 yrs

Listing

  • MLS #B26034227
  • StatusActive
  • Days on market34
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $569,900Momentum Realty · on market 34 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 118 SW 12th Avenue in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.