2 bedroom Townhouse at 129 Euphrates Circle, ISLES AT PALM BEACH GARDENS, Palm Beach Gardens — photo 1Front elevation
2 bedroom Townhouse at 129 Euphrates Circle, ISLES AT PALM BEACH GARDENS, Palm Beach Gardens — photo 2Living space
2 bedroom Townhouse at 129 Euphrates Circle, ISLES AT PALM BEACH GARDENS, Palm Beach Gardens — photo 3Kitchen
2 bedroom Townhouse at 129 Euphrates Circle, ISLES AT PALM BEACH GARDENS, Palm Beach Gardens — photo 4Owner's suite
2 bedroom Townhouse at 129 Euphrates Circle, ISLES AT PALM BEACH GARDENS, Palm Beach Gardens — photo 5Exterior / yardView all 34 photos →
New — 5 days on market Townhouse
$635,000

129 Euphrates Circle, Palm Beach Gardens, FL 33410

Townhouse in ISLES AT PALM BEACH GARDENS · No CDD · FEMA Zone X
ISLES AT PALM BEACH GARDENS · Palm Beach Gardens, FL 33410 · Palm Beach
Listing data updated July 2, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,513Sq Ft
2001Year Built
$420Per Sq Ft
Private pool2-car garageNo CDDFEMA Zone X
Listing courtesy of Coastal Properties · Listing agent: Brian Lazarus · 561-746-9775Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
At a glance
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 2001 · 25 yrs
  • $420/sq ft — compared with the displayed median of $376 from recent nearby sales
  • New to market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $635,000, with 2 bedrooms and 2 bathrooms, and 1,513 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms2
Bathrooms2
Living area1,513 sq ft
Lot sizeNot available on this page
Year built2001
Property typeTownhouse

Financial

Est. monthly payment$4,195
Est. taxes / yr~$6,668
Est. insurance / yr~$3,334
HOA$50/mo
CDDNone on record
Price / sq ft$420

Risk

Flood zoneZone X
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$3,334/yr

Market

Days on market5
Neighborhood median DOM23
Active listings (area)2
Months of supply1.4
Comparable-sales median$590,000

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

58/100

A rules-based composite of the objective indicators below. Higher is generally more favorable to a buyer on that single metric.

Price vs area21
This home $420/sq ft vs area median $376/sq ft from recent nearby sales.
Affordability37
List price $635,000 vs area median $590,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost70
From FEMA Zone X and a 2001 build. Obtain a property-specific quote.
Market liquidity82
Area median 23 days on market, ~1.4 months of supply.
Investment metrics72
Objective supply and demand metrics for the area - not investment advice.
Renovation upside28
From a 2001 build and $420/sq ft vs area $376/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$635,000
List price
As listed in the MLS
2 / 2
Bed / bath
Per the listing
1,513
Living area
Sq ft (approx.)
$420
Price / sq ft
List ÷ living area

The home

Year built2001
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeTownhouse
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$6,668/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Price benchmark

Pricing & market trend in ISLES AT PALM BEACH GARDENS

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales699 Hudson Bay Drive699 Hudson Bay Drive: $322/sq ft$3221364 Saint Lawrence …1364 Saint Lawrence Drive: $360/sq ft$360649 Hudson Bay Drive649 Hudson Bay Drive: $364/sq ft$364609 Hudson Bay Drive609 Hudson Bay Drive: $387/sq ft$387904 Magdalena Road904 Magdalena Road: $416/sq ft$416645 Hudson Bay Drive645 Hudson Bay Drive: $417/sq ft$417This homeThis home: $420/sq ft$420Median $376

Recent sold prices in this community

$540,000$825,000$1,110,000Dec 2025: $975,000Dec 2025: $630,000Dec 2025: $1,110,000Jan 2026: $815,000Jan 2026: $700,000Jan 2026: $550,000Feb 2026: $935,000Feb 2026: $825,000Mar 2026: $545,000Mar 2026: $540,000Apr 2026: $900,000Jun 2026: $650,000This home (list price): $635,000This homeDec 2025Jun 2026
The Messtimate™

The Messtimate: $544,680 – $629,408

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$544,680the mess$629,408

A 16% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 5 days on market vs. a ~23-day neighborhood median
  • 2 active listings competing in ISLES AT PALM BEACH GARDENS
  • 3 under contract now
  • 60% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 1.4 months of supply (one market-context metric; should not be used alone)
  • 17 closed here in the last 12 months

For reference, this home is listed at $635,000 ($420/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,513 sq ft × $360–$416/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 2, 2026.

Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$635,000
Bed / bath2 / 2
Living area1,513 sq ft
Year built2001
Property typeTownhouse
MLS #B26035329
Listing statusNew — 5 days on market
Days on market5

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyPalm Beach
Estimated first-year tax~$6,668/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$420
Estimated monthly payment$4,195
Estimated insurance~$3,334/yr
Messtimate range$544,680 – $629,408
Comparable-sales median$590,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$4,195
Principal & interest$3,312
Property tax$556
Insurance$278
CDD assessment$0
HOA$50
PMI$0

Down payment $127,000 · Loan $508,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$6,668/yr

The seller likely pays less due to the homestead cap. At a $635,000 purchase, expect your first full-year Palm Beach bill near $6,668 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$3,334/yr

Estimate for a 2001 build in Palm Beach. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in ISLES AT PALM BEACH GARDENS

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ISLES AT PALM BEACH GARDENS neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Median sale price (set)
$590,000

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$376

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$420

List price divided by living area. Provided as data, not a value judgment.

Go deeper on ISLES AT PALM BEACH GARDENS

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Timber TraceAssigned elementary school · Palm Beach County School District
Watson B. DuncanAssigned middle school · Palm Beach County School District
William T. DwyerAssigned high school · Palm Beach County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Median of the set: $376/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

Keep looking

Similar homes for sale near ISLES AT PALM BEACH GARDENS

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

Summer is here, just in time to enjoy the privacy of your own private heated and screened pool. This well-maintained home has had all the kitchen appliances along with the A/C, washer/dryer, and water heater recently replaced. Additional upgrades include granite countertops, upgraded insulation, plantation shutters, LED lights, shiplap accents, garage flooring, and variable speed pool pump. The spacious and flexible layout is perfect for various living and dining arrangements. The property was also just upgraded with new hurricane impact windows and doors! The Isles is a perfectly placed location that's close to everything! You'll also love the great amenities including fitness center, pool, and courts for pickleball, tennis, and bocce ball.

Description provided by Coastal Properties and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms2
  • Bathrooms2
  • Living area1,513 sq ft

Exterior & lot

  • Lot sizeSee record
  • TypeTownhouse

Systems

  • Year built2001
  • Age25 yrs

Listing

  • MLS #B26035329
  • StatusActive Under Contract
  • Days on market5
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $635,000Momentum Realty · on market 5 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 129 Euphrates Circle in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.