2704 Serenity Circle, Fort Pierce, FL 34981
Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 30, 2026, 2704 Serenity Circle in Palm Lake Gardens, Fort Pierce is listed at $650,000 (3,536 sq ft, about $184 per sq ft). That sits within a few percent of Palm Lake Gardens's median closed sale of $650,000 over the last 12 months (1 recorded sales). It has been 148 days on market. Listing facts: built in 2004, a private pool, HOA dues of $75/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2004 · 22 yrs
- 3,536 sq ft of living area
- 2-car garage
- 148 days on market
- HOA $75/mo (per listing)
Pricing & the Palm Lake Gardens market
How this home is priced against recent nearby sales, and where Palm Lake Gardens has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in Palm Lake Gardens
Each dot is a closed sale since 2002 (30 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). BeachesMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2015–2024. This home lists at $184/sq ft.
Median sale price by year
12-month median closed price, 2015–2024.
This home’s history
- 2004BuiltPer public record
- Aug 4, 2026First trackedObserved at $660,000 · 148 days on market
- Aug 7, 2026Price cut$650,000 (-$10,000, -1.5%)
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $3,470/mo 79%
- Taxes $569/mo 13%
- Insurance $271/mo 6%
- HOA $75/mo 2%
$4,385/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), BeachesMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Natural hazard risk
FEMA National Risk Index for St. Lucie County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Momentum Property Score
41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $184 per square foot, about in line with the community’s $184 median. Palm Lake Gardens’s 12-month median sold price per square foot is $184. Confidence: Low · 1 closed sales in 12 monthsMLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
80% of homes in Palm Lake Gardens are owner-occupied. An estimated 20% are non-owner-occupied, including 0% held in a company or trust and 3% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 70 homes matched. Community-level context.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Drastic Price Reduction! Look No Further, This is the UNICORN you have been in Search Of! Tucked within a Peaceful, Well-Maintained Gated community with a minimal HOA fee, this Impressive Estate offers a perfect balance of Privacy, Space & Florida Lifestyle Living.
Set on an expansive 0.63 Acre Lot, the property features a fully fenced yard with ample storage all your Recreational toys. Located within close proximity of Beach, Boat Launches, Shopping & 95 Interstate. Spanning over 3,500 square feet, the home boasts 5 bedrooms, 4 bathrooms with a Desirable 4-way Split Floor Plan that provides exceptional privacy for family members and guests alike.
Buy with peace of mind, the home is Fully Equipped with Hurricane Panel Protection along with a New Metal Roof & Gutters. At the Heart of the home, the Chef's Kitchen is designed to impress, offering a Gas stove, 2 Ovens, Built-in microwave, Dual Refrigerators, Prep Island, Quartz countertops, Spacious Pantry & an Eat-in Dinette that overlooks the Pool. The Living Area is Ideal for Hosting featuring a Formal Dining Room, a welcoming Formal Sitting Area that current houses a Baby Grand Piano & a Spacious Family Room centered around a charming Wood Burning Fireplace, an ideal setting for making lasting memories.
The Owner's Suite will not disappoint! This is Relaxing Retreat you want to return to after a long day. Wash away your stress in the Large Walk-In Shower.
Never fret for storage again, the 2 Walk In Closets will surely to suit all your storage needs. If a Glass of Wine Poolside is what the day calls for, use the discreet Owner's access to the Patio or Pool for a late night plunge. Upstairs, the fifth bedroom offers exceptional versatility and includes its own Full Bathroom.
This Flexible Space can easily serve as a Game or Playroom, Home Office, Man Cave or Private In-Law Suite. Embrace the best of Indoor-Outdoor Florida Living with Fully Pocketing Sliding Glass Doors that open to a Sprawling covered Patio and Screened Pool Area. With desirable Western Exposure, the Heated Pool can be enjoyed year-round while offering Beautiful Unparalleled Sunset Views.
The Entire Pool Deck is under Full Coverage, allowing for Outdoor enjoyment regardless of the weather. Completing this outdoor retreat is a dedicated Grill Pavilion—perfect for hosting barbecues, parties & entertaining guests. Priced to Sell, This Property Will NOT Last!
All 63 photos
Description provided by Branca Realty Professionals, L and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $650,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $75/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- 0 active listings competing, 1 under contract
- 1 closed here in the last 12 months
For reference, this home is listed at $650,000 ($184/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 3,536 sq ft × $162–$206/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 30, 2026.
Similar homes for sale near PALM LAKE GARDENS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Fort Pierce
- 3537 Spanish Cedar Place, Fort Pierce · $315,555 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of Lennar Realty)
- 7508 Paso Robles Boulevard, Fort Pierce · $364,900 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of RE/MAX Gold)
- 1718 Rio Vista Drive, Fort Pierce · $1,150,000 · 4 bd / 3.5 ba · listed September 30, 2026 (courtesy of The Keyes Company)
- 9409 Bunting Lane, Fort Pierce · $775,000 · 4 bd / 5.0 ba · listed September 30, 2026 (courtesy of Engel & Voelkers Vero Beach)
- 6007 Raintree Trail, Fort Pierce · $339,000 · 3 bd / 3.0 ba · listed September 30, 2026 (courtesy of Vinson Real Estate Services, LLC)
- 5310 Myrtle Drive, Fort Pierce · $365,000 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of RE/MAX Gold)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by Branca Realty Professionals, L · MLS # B26000339
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Recent sales activity in PALM LAKE GARDENS
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the PALM LAKE GARDENS neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on PALM LAKE GARDENS
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in St. Lucie County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the PALM LAKE GARDENS guide → · Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Just listed: new homes for sale in Southeast Florida in the last 48 hours · updated hourly · RSS · Southeast Florida market today: new listings, price cuts, pendings
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 2704 Serenity Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2004 (22 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $75/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in St. Lucie County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 3,536 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $6,825/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- Confirm school zoning directly with the district.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | BeachesMLS, refreshed hourly (last: September 30, 2026) |
| Community market stats | BeachesMLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 2704 Serenity Circle and when was it built?
Per the listing record, 2704 Serenity Circle was built in 2004 and has 3,536 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 2704 Serenity Circle in?
2704 Serenity Circle is in Palm Lake Gardens in Fort Pierce, St. Lucie County. The community section on this page shows recent closed sales, days on market, and active inventory for Palm Lake Gardens from the same MLS data.
Does 2704 Serenity Circle have an HOA, and how much are the dues?
The listing reports HOA dues of $75 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 2704 Serenity Circle differ from the current owner's?
The estimate on this page (about $6,825 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 2704 Serenity Circle in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 2704 Serenity Circle in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.