2 bedroom Condominium at 3031 N Ocean Boulevard #404, Galt Ocean Terrace Condo, Fort Lauderdale — photo 1Front elevation
2 bedroom Condominium at 3031 N Ocean Boulevard #404, Galt Ocean Terrace Condo, Fort Lauderdale — photo 2Living space
2 bedroom Condominium at 3031 N Ocean Boulevard #404, Galt Ocean Terrace Condo, Fort Lauderdale — photo 3Kitchen
2 bedroom Condominium at 3031 N Ocean Boulevard #404, Galt Ocean Terrace Condo, Fort Lauderdale — photo 4Owner's suite
2 bedroom Condominium at 3031 N Ocean Boulevard #404, Galt Ocean Terrace Condo, Fort Lauderdale — photo 5Exterior / yardView all 46 photos →
Active Condominium
$440,000
2-Bedroom Condo in GALT OCEAN TERRACE CONDO

3031 N Ocean Boulevard #404, Fort Lauderdale, FL 33308

Condominium in GALT OCEAN TERRACE CONDO, Fort Lauderdale · No CDD on record
GALT OCEAN TERRACE CONDO · Fort Lauderdale, FL 33308 · Broward County
Listing data updated September 30, 2026 · refreshed hourly
2Bedrooms
2Bathrooms
1,100Sq Ft
1975Year Built
$400Per Sq Ft
1-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
89% above
$/sq ft vs community
$400 here vs $212 median sold (12 mo)
Buyer leverage
Strong buyer advantage
8901.0-month supply
8901.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~4 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 5 of 5
Price vs recent sales
Asking $440k tops 5 of the last 5 closed sales

Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 30, 2026, 3031 N Ocean Boulevard #404 in Galt Ocean Terrace Condo, Fort Lauderdale is listed at $440,000 (1,100 sq ft, about $400 per sq ft). It came to market within the past week. Listing facts: built in 1975, HOA dues of $1,170/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1975 · 51 yrs
  • 1,100 sq ft of living area
  • 1-car garage
  • Listed at $440,000 — recent neighborhood median sale price ~$181,500 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $1,170/mo (per listing)
Momentum Research · GALT OCEAN TERRACE CONDO

Pricing & the GALT OCEAN TERRACE CONDO market

How this home is priced against recent nearby sales, and where GALT OCEAN TERRACE CONDO has been over 25 years. Momentum Research analysis of BeachesMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales407 GARDENS Drive #102407 GARDENS Drive #102: $157/sq ft$1571237 SW 46th Avenue #8061237 SW 46th Avenue #806: $197/sq ft$1974780 NW 24TH Court #C1014780 NW 24TH Court #C101: $227/sq ft$2274800 NW 24th Court #D1204800 NW 24th Court #D120: $231/sq ft$231This homeThis home: $400/sq ft$400Community median $212
Property timeline

This home’s history

  • 1975BuiltPer public record
  • Sep 30, 2026First seen on movewithmomentum.comObserved at $440,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,403/mo
  • Principal & interest $2,349/mo 53%
  • Taxes $646/mo 15%
  • Insurance $239/mo 5%
  • HOA $1,170/mo 27%

$4,403/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$7,750/yr
≈ $646/mo·effective rate ~1.76%
Estimate: asking price less the $50,000 homestead exemption × Broward County rate (19.84 mills, adopted 2025 millage). Not a bill.
Current owner’s estimated bill $7,700/yr ($642/mo) — taxable value $388,520 × 19.84 mills
About the same each year
(+1%)

The estimate for a new owner and the current owner’s estimated bill are within a few percent of each other. Exemptions, portability and any change in millage will move the actual bill.

$388,520
Market value
$388,520
Assessed
$388,520
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), BeachesMLS; millage: Broward County Property Appraiser millage tables; BCPS Citizens Guide to the District Budget 2025-26. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Broward County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingVery High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Momentum Scores

Momentum Property Score

15/100
Strongest on: Flood safety (45), Insurance cost (16)
0 limited50100 exceptional

15/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $400/sq ft vs the community 12-month median $212/sq ft.
Affordability0
List price $440,000 vs the community median $181,500. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~4 ft elevation. Verify the parcel with FEMA.
Insurance cost16
From FEMA Zone AE and a 1975 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $400 per square foot, about 89% above the community’s $212 median. GALT OCEAN TERRACE CONDO’s 12-month median sold price per square foot is $212. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

This beautiful, resort style condo offers an unparalleled beach lifestyle — the ocean & the intercoastal are both just a few steps away, with access to the sandy shore & the scenic promenade. The home showcases travertine marble & tile flooring throughout, adding a touch of luxury & timeless sophistication. The layout is inviting, w/ a spacious living area, updated kitchen & spacious bedrooms & baths .

The floor to ceiling, tinted impact sliding glass doors off the Primary Bedroom Suite & Living Room open to a balcony with panoramic views where you can sit and enjoy your morning coffee & al fresco dining. The property’s location ensures a vibrant yet convenient lifestyle, with the beach, parks, restaurants, grocery store, pharmacy & waterfront promenade at your doorstep, blending beach living w/ luxury living while offering the serenity of the shore & the excitement of a vibrant coastal community. 24 hr security, car wash station, covered parking for 1 car + 1 lot space & guest parking, community pool, storage, recreation room, laundry room on each floor.

Rent 2x a yr, minimum of 90 days after 1 yr ownership. Schedule your private tour today & make this your sanctuary, embracing a life where the shore is at your footsteps & every day feels like a vacation!

All 46 photos

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Description provided by Florida Capital Realty and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$440,000
Bed / bath2 / 2
Living area1,100 sq ft
Year built1975
Property typeCondominium
Garage1-car
MLS #A12097870
Listing statusActive

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~4 ft
CountyBroward
Estimated first-year tax~$7,750/yr
CDD assessmentNone on record
HOA$1,170/mo

Calculated estimates

Price per sq ft$400
Estimated monthly payment$4,403
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$181,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Florida Capital Realty · Listing agent: Maria Avila Vazquez · 786-953-5870Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$205,700the mess$260,700

Directional estimate — 4 comparable closed sales within about 10 miles in Broward County, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $440,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1975 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $1,170/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 8901 active listings competing, 1940 under contract
  • 12 closed here in the last 12 months

For reference, this home is listed at $440,000 ($400/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,100 sq ft × $187–$237/sq ft (±12% around the median of 4 comparable closed sales within about 10 miles in Broward County, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 30, 2026.

Keep looking

Similar homes for sale near GALT OCEAN TERRACE CONDO

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in GALT OCEAN TERRACE CONDO

  • 1265 SW 46th Avenue #2202 · $175,000 · 1 bd / 1.0 ba · listed September 30, 2026 (courtesy of Green Lands Realty)
  • 831 NW 43rd Avenue · $439,900 · 4 bd / 2.0 ba · listed September 30, 2026 (courtesy of Mainstay Brokerage LLC)
  • 3800 Oaks Clubhouse Drive #503 · $299,999 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of Home Made Real Estate)
  • 7874 Trent Drive #306 · $189,000 · 2 bd / 2.0 ba · listed September 30, 2026 (courtesy of LPT Realty, LLC)
  • 2000 S Ocean Drive #Ph-2 · $6,000,000 · 6 bd / 6.5 ba · listed September 30, 2026 (courtesy of Douglas Elliman)
  • 3319 NW 64th Court · $119,900 · 2 bd / 2.0 ba · listed September 30, 2026 (courtesy of Max C&T Realty LLC)
Transparency

Price & listing history

Listed for $440,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$1,170/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~4 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Broward County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Seen enough photos?

Want to see 3031 N Ocean Boulevard #404?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Florida Capital Realty · MLS # A12097870

Request a showing

or call (904) 351-6461
Go deeper

More on GALT OCEAN TERRACE CONDO

Go deeper on GALT OCEAN TERRACE CONDO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Broward County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
BayviewAssigned elementary school · Broward County School District · Grade A (Florida DOE 2025-26)
GRADEA
SunriseAssigned middle school · Broward County School District · Grade A (Florida DOE 2025-26)
GRADEA
Fort LauderdaleAssigned high school · Broward County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

4 closed sales within about 10 miles in Broward County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $181,500 ($212/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.

Just listed: new homes for sale in Southeast Florida in the last 48 hours · updated hourly · RSS · Southeast Florida market today: new listings, price cuts, pendings

Before you decide

Buyer research checklist

Items worth confirming for 3031 N Ocean Boulevard #404, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1975 (51 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Broward County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,100 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,750/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are approximately equal to the current owner’s estimated bill. Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Provenance

Data sources & freshness

Listing recordBeachesMLS, refreshed hourly (last: September 30, 2026)
Comparable salesBeachesMLS closed sales within about 10 miles in Broward County, last 18 months, as of September 30, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3031 N Ocean Boulevard #404 and when was it built?

Per the listing record, 3031 N Ocean Boulevard #404 was built in 1975 and has 1,100 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3031 N Ocean Boulevard #404 in?

3031 N Ocean Boulevard #404 is in Galt Ocean Terrace Condo in Fort Lauderdale, Broward County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 3031 N Ocean Boulevard #404 have an HOA, and how much are the dues?

The listing reports HOA dues of $1,170 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 3031 N Ocean Boulevard #404 differ from the current owner's?

The estimate on this page (about $7,750 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are approximately equal to the current owner’s estimated bill. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3031 N Ocean Boulevard #404 in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3031 N Ocean Boulevard #404 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.