21 days on market (MLS) Single Family Residence
$699,000
3-Bedroom Home in BILTMORE TERRACE

4746 Canal Drive, Lake Worth, FL 33463

Single Family Residence in BILTMORE TERRACE, Lake Worth · No CDD on record
BILTMORE TERRACE · Lake Worth, FL 33463 · Palm Beach County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
3Bathrooms
2,394Sq Ft
1972Year Built
$292Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
6% above
$/sq ft vs community
$292 here vs $276 median sold (12 mo)
Buyer leverage
Seller-leaning
21 days on market
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 12
Price vs recent sales
Asking $699k tops 3 of the last 12 closed sales

Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 4746 Canal Drive in Biltmore Terrace, Lake Worth is listed at $699,000 (2,394 sq ft, about $292 per sq ft). That is 106% above Biltmore Terrace's median closed sale of $340,000 over the last 12 months (8 recorded sales). It has been 21 days on market, well inside the community's typical 50 days. Listing facts: built in 1972, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1972 · 54 yrs
  • 2,394 sq ft of living area
  • 2-car garage
  • Listed at $699,000 — recent neighborhood median sale price ~$340,000 (nearby sales; deemed reliable, not an appraisal)
  • 21 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

BRAND NEW 2026 ROOF & AC!! Welcome to this spacious 3 bedroom, 3 bathroom, 2,394 sq ft single story home situated on a rare double lot in the desirable Biltmore Terrace neighborhood of Lake Worth. Offering an exceptional combination of space, privacy, character, and versatility, this property features an open and inviting floor plan, extensive indoor and outdoor living areas, lush tropical landscaping, and NO HOA.

Major updates include a BRAND NEW ROOF and BRAND NEW AC, both installed in July 2026, providing valuable peace of mind for the next owner. A wide curved concrete driveway welcomes you to the property, complemented by mature palm trees, lush landscaping, a well maintained lawn, and a charming stone accented entry. Inside, the spacious living areas feature large neutral tile flooring, recessed lighting, abundant natural light, and architectural archways that create a seamless flow throughout the home.

The main living area features a dramatic floor to ceiling rustic stone accent wall with a built in real wood burning fireplace, creating a distinctive focal point and adding warmth and character to the space. The open layout provides an ideal setting for everyday living and entertaining, with easy flow between the living, dining, and kitchen areas. The chef's kitchen is designed with exceptional storage and functionality, featuring 42 inch upper cabinets, rollouts in every cabinet and throughout the pantry, and a distinctive drop down accent cabinet in front of the cooktop.

A dedicated bank of drawers next to the refrigerator provides additional storage, while additional drawers beneath the cooktop maximize functionality. A convenient tilt out cabinet at the kitchen sink provides additional concealed storage. The kitchen also features built in double ovens, a smooth cooktop, integrated microwave, refrigerator, durable countertops, and a convenient breakfast bar.

Skylights and recessed lighting enhance the bright and inviting atmosphere while maintaining an open connection to the main living and dining areas. The spacious primary suite offers a comfortable private retreat with vinyl wood plank flooring, ceiling fan, crisp white trim, abundant natural light, and mirrored sliding closet doors. The en suite primary bathroom features updated finishes, including a tub/shower, decorative tile accents, upgraded vanity, modern fixtures, and a jetted soaking tub.

The 2 additional guest bedrooms are generously sized and feature vinyl wood plank flooring, ceiling fans, crisp white trim, abundant natural light, and mirrored sliding closet doors. A conveniently located guest bathroom serves the secondary bedrooms, while the 3rd full bathroom is positioned near the laundry room and garage for added convenience. This bathroom features a walk in shower and single vanity and provides easy access from the home's main living and entertaining areas.

The dedicated laundry room offers additional functionality with upper storage cabinetry and a utility sink. One of the home's standout features is the expansive entertainment and game room. Finished with terracotta tile flooring and wood paneled accent walls, this versatile space includes a dedicated billiard area with pool table, built in wet bar, wood cabinetry, stainless steel mini refrigerator, additional counter space, and a convenient pass through to the kitchen.

French doors provide easy access between the entertainment area and the main living spaces. Step outside and enjoy the privacy and flexibility of the expansive double lot. The fully fenced backyard offers a lush tropical setting with mature palms, expansive green space, winding brick paver walkways, multiple patio areas, and plenty of room for outdoor activities and entertaining.

The screened outdoor living area provides an ideal place to relax, dine, or enjoy the South Florida weather. Sliding glass doors open directly to the west side yard, while a single lite French door provides access to the covered patio. The outdoor spaces of…

All 71 photos

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Description provided by LoKation and reproduced from the MLS; not independently verified.

Listing courtesy of LoKation · Listing agent: Jason Litt · 954-545-5583Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$699,000
Bed / bath3 / 3
Living area2,394 sq ft
Year built1972
Property typeSingle Family Residence
Garage2-car
MLS #B26075201
Listing status21 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~18 ft
CountyPalm Beach
Area listings3 active · 1 under contract
Estimated first-year tax~$12,150/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$292
Estimated monthly payment$5,218
Insurance (illustrative)$3k–$6k/yr
Messtimate range$521,892 – $809,172
Comparable-sales median$340,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,218/mo
  • Principal & interest $3,826/mo 73%
  • Taxes $1,012/mo 19%
  • Insurance $379/mo 7%

$5,218/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$12,150/yr
≈ $1,012/mo·effective rate ~1.74%
Estimate: asking price less the $50,000 homestead exemption × Palm Beach County rate (18.72 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $2,525/yr ($210/mo) — taxable value $134,698 × 18.72 mills
$9,625 more each year
(+381%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$338,828
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$473,526
Market value
$185,420
Assessed
$134,698
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), BeachesMLS; millage: Palm Beach County Property Appraiser tax roll page (rate tables); Florida TaxWatch 2025 county average. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~18 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Palm Beach County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Palm Beach County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively High
HailRelatively Low
Cold waveRelatively High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · BILTMORE TERRACE

Pricing & the BILTMORE TERRACE market

How this home is priced against recent nearby sales, and where BILTMORE TERRACE has been over 25 years. Momentum Research analysis of BeachesMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales6622 Garde Road6622 Garde Road: $190/sq ft$1904560 Catamaran Circle4560 Catamaran Circle: $218/sq ft$2184090 Palo Verde Drive4090 Palo Verde Drive: $286/sq ft$286This homeThis home: $292/sq ft$2924079 Artesa Drive4079 Artesa Drive: $324/sq ft$3244730 Nolina Lane4730 Nolina Lane: $338/sq ft$3384769 Pepper Bush Lane4769 Pepper Bush Lane: $348/sq ft$348Community median $276
Property timeline

This home’s history

  • 1972BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 21 cumulative days on market as of October 3, 2026
  • Sep 12, 2026First seen on movewithmomentum.comObserved at $699,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $699,000Momentum Realty · on market 21 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $340,000 ($276/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$521,892the mess$809,172

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $699,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 55% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1972 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 21 days on market vs. a 50-day community median
  • 4740 active listings competing, 1358 under contract
  • ≈3.0 months of supply

For reference, this home is listed at $699,000 ($292/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,394 sq ft × $218–$338/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

43/100
Strongest on: Pricing power (75), Market liquidity (62)
0 limited50100 exceptional

43/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area36
This home $292/sq ft vs the community 12-month median $276/sq ft.
Affordability0
List price $699,000 vs the community median $340,000. Not a measure of personal affordability.
Market liquidity62
Community median 50 days on market, ~3.0 months of supply (12-month record).
Pricing power75
Recent sales closed at about 93.0% of original asking (~7.0% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $292 per square foot, about 6% above the community’s $276 median. BILTMORE TERRACE’s 12-month median sold price per square foot is $276. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Go deeper

More on BILTMORE TERRACE

Go deeper on BILTMORE TERRACE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Hidden Oaks K-8Assigned elementary school · Palm Beach County School District
GRADEA
Christa McAuliffeAssigned middle school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
GRADEA
Park VistaAssigned high school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 4746 Canal Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1972 (54 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Palm Beach County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,394 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $12,150/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,625 more per year than the current owner’s estimated bill (+381%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordBeachesMLS, refreshed hourly (last: October 3, 2026)
Comparable salesBeachesMLS closed sales within about 3 miles, last 18 months, as of October 3, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4746 Canal Drive and when was it built?

Per the listing record, 4746 Canal Drive was built in 1972 and has 2,394 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4746 Canal Drive in?

4746 Canal Drive is in Biltmore Terrace in Lake Worth, Palm Beach County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 4746 Canal Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 4746 Canal Drive differ from the current owner's?

The estimate on this page (about $12,150 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,625 more per year than the current owner’s estimated bill (+381%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4746 Canal Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.