5059 N Highway A1A #206, Hutchinson Island, FL 34949
Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 17, 2026, 5059 N Highway A1A #206 in Bryn Mawr Ocean Towers, A Condominium, Hutchinson Island is listed at $315,000 (1,397 sq ft, about $225 per sq ft). That sits within a few percent of Bryn Mawr Ocean Towers, A Condominium's median closed sale of $330,000 over the last 12 months (9 recorded sales). It has been 65 days on market. Listing facts: built in 1985, waterfront, HOA dues of $1,134/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1985 · 41 yrs
- 1,397 sq ft of living area
- Listed at $315,000 — recent neighborhood median sale price ~$330,000 (nearby sales; deemed reliable, not an appraisal)
- 65 days on market
- HOA $1,134/mo (per listing)
About this home
WOW factor from the moment you walk in! This beautifully updated 2BR/2BA residence at Bryn Mawr Ocean Towers is bright, fresh and completely turnkey, offered fully furnished with stylish Pottery Barn pieces. Walls of glass bring in tropical views and natural light, while the coastal finishes make every room feel relaxed and inviting.
Enjoy a newer kitchen, updated baths, new A/C and water heater, and a move-in-ready interior that needs nothing. Just unpack and start living the island lifestyle. Set on 14+ acres, this rare river-to-ocean community offers private deeded beach access, kayak and paddleboard launch, lush grounds and the best of both worlds, Atlantic Ocean to Intracoastal.
Beautifully furnished, beautifully maintained, and an outstanding value WELCOME TO THE EASY SIDE OF ISLAND LIVING, WHERE THE HOME IS BEAUTIFUL, THE SETTING IS EXTRAORDINARY, AND EVERYTHING IS READY FOR YOU. Unit 206 is more than move-in ready. This residence is truly exceptional.
Beautifully updated, meticulously maintained, and offered fully furnished with stylish Pottery Barn pieces, it is the kind of home where you can arrive with a suitcase and immediately begin enjoying the Florida lifestyle. The kitchen and bathrooms have been updated, the A/C and water heater are newer, and every room feels bright, fresh, and thoughtfully finished. There are no projects waiting, no renovations to plan, and no furnishings to purchase.
It is completely turnkey and in outstanding condition. Bryn Mawr Ocean Towers is one of North Hutchinson Island's rare river-to-ocean communities, set across more than 14 acres stretching from the Atlantic Ocean to the Intracoastal Waterway. Start your morning with a walk along the beach through the community's private deeded beach access.
Spend the afternoon relaxing beside the heated pool, unwinding in the sauna, or gathering with friends at the clubhouse. This is a fun, active, and welcoming community where neighbors connect and the social calendar offers plenty of opportunities to enjoy island life. For those who love the water, the community's private kayak and paddleboard launch opens the door to miles of natural beauty.
Launch from your own backyard and explore the calm waters, mangrove shorelines, hidden coves, and incredible wildlife surrounding North Hutchinson Island. Round Island Park, Avalon State Park, Pepper Park, and Queen's Cove are all nearby, providing endless opportunities for kayaking, paddleboarding, boating, fishing, swimming, hiking, and simply enjoying the outdoors. The location is another major advantage.
North Hutchinson Island offers a peaceful, uncrowded coastal lifestyle while keeping you close to everything. Downtown Fort Pierce, waterfront dining, marinas, shopping, entertainment, and the Fort Pierce Inlet are just a short drive away. Vero Beach Regional Airport is less than 15 minutes from the community, and Palm Beach International Airport provides convenient access for longer-distance travel.
The value extends well beyond the residence itself. The HOA provides cable and internet, along with extensive community services and amenities, leaving electricity as the primary utility expense for the owner. The association has completed its milestone inspection and Structural Integrity Reserve Study, and reserves are fully funded.
Bryn Mawr Ocean Towers stands out as one of the strongest and best-funded condominium communities on North Hutchinson Island. This is what Florida living is supposed to feel like: a beautifully furnished home that needs absolutely nothing, private access to both the ocean and Intracoastal, resort-style amenities, strong association finances, and an island location surrounded by parks, waterways, and natural beauty. JUST BRING YOUR SUITCASE.
EVERYTHING ELSE IS ALREADY HERE.
All 46 photos
Description provided by Dale Sorensen Real Estate Inc. and reproduced from the MLS; not independently verified.
Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $1,745/mo 49%
- Taxes $504/mo 14%
- Insurance $171/mo 5%
- HOA $1,134/mo 32%
$3,554/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), BeachesMLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 5059 N Highway A1A #206
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $5,550/yr (certified county roll, taxable value × millage). Buy at the asking price of $315,000 and the first-year bill resets to about $6,050/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 22.85 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| HOA dues | $1,134/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Saint Lucie County is $2,332/yr (2,890 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 1985. An original roof would be about 41 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date. |
Estimated carrying cost at the asking price, before the mortgage: about $1,832/month (tax $504, HOA $1,134, insurance $194). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
St. Lucie County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for St. Lucie County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Bryn Mawr Ocean Towers, A Condominium market
How this home is priced against recent nearby sales, and where Bryn Mawr Ocean Towers, A Condominium has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Bryn Mawr Ocean Towers, A Condominium
Each dot is a closed sale since 2013 (71 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). BeachesMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2014–2026. This home lists at $225/sq ft.
Median sale price by year
12-month median closed price, 2014–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2018–2026. Now 31 (cold).
This home’s history
- 1985BuiltPer public record
- About Aug 2026Listed (per MLS)MLS reports 65 cumulative days on market as of October 17, 2026
- Aug 13, 2026First seen on movewithmomentum.comObserved at $315,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales in BRYN MAWR OCEAN TOWERS, A CONDOMINIUM in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $330,000 ($250/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Momentum Property Score
65/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 65 days on market for this home, against a 82-day area median.Days on market:this home 65Area median: 82 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. As of September 20, 2026.
🟡 Asking $225 per square foot, about 10% below the community’s $250 median. Bryn Mawr Ocean Towers, A Condominium’s 12-month median sold price per square foot is $250. Median sold price per square foot is up 1.5% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
40% of homes in Bryn Mawr Ocean Towers, A Condominium are owner-occupied. An estimated 60% are non-owner-occupied, including 6% held in a company or trust and 26% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 35 homes matched. Community-level context.
Recent Bryn Mawr Ocean Towers, A Condominium sales closed near 91.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of BeachesMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 8 active listings in Bryn Mawr Ocean Towers, A Condominium, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Dale Sorensen Real Estate Inc. · MLS # B26063526
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More on BRYN MAWR OCEAN TOWERS, A CONDOMINIUM
Go deeper on BRYN MAWR OCEAN TOWERS, A CONDOMINIUM
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in St. Lucie County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the BRYN MAWR OCEAN TOWERS, A CONDOMINIUM guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 5059 N Highway A1A #206, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1985 (41 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in St. Lucie County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 1,397 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $6,050/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $500 more per year than the current owner’s estimated bill (+9%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | BeachesMLS, checked against the MLS hourly (last: October 17, 2026) |
| Comparable sales | BeachesMLS closed sales in BRYN MAWR OCEAN TOWERS, A CONDOMINIUM, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 5059 N Highway A1A #206 and when was it built?
Per the listing record, 5059 N Highway A1A #206 was built in 1985 and has 1,397 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5059 N Highway A1A #206 in?
5059 N Highway A1A #206 is in Bryn Mawr Ocean Towers, A Condominium in Hutchinson Island, St. Lucie County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 5059 N Highway A1A #206 have an HOA, and how much are the dues?
The listing reports HOA dues of $1,134 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 5059 N Highway A1A #206 differ from the current owner's?
The estimate on this page (about $6,050 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $500 more per year than the current owner’s estimated bill (+9%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 5059 N Highway A1A #206 in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 5059 N HIGHWAY A1A #206 in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.