listed Nov 14, 2025Condominium▼ Price cut: $8,500 (8/4)
$429,500
2-Bedroom Condo in CYPRESS COVE
653 Cypress Lane #21b, Wilton Manors, FL 33305
Condominium in CYPRESS COVE, Wilton Manors · No CDD on record
CYPRESS COVE · Wilton Manors, FL 33305 · Broward County
Listing data checked against the MLS November 3, 2026 at 3:25 PM ET · rechecked hourly
Listed by Charles Rutenberg Realty FTL (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
2Bedrooms
1.5Bathrooms
1,200Sq Ft
1976Year Built
$358Per Sq Ft
WaterfrontNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
5% above
$/sq ft vs community
$358 here vs $342 median sold (12 mo)
Buyer leverage
Balanced market
352 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~4 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
653 Cypress Lane #21b in Cypress Cove, Wilton Manors is listed at $429,500 (1,200 sq ft, about $358 per sq ft). It has been listed Nov 14, 2025. Listing facts: built in 1976, waterfront, HOA dues of $709/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1976 · 50 yrs
1,200 sq ft of living area
Listed at $429,500 — recent neighborhood median sale price ~$410,500 (nearby sales; deemed reliable, not an appraisal)
listed Nov 14, 2025
HOA $709/mo (per listing)
Listing description
About this home
DESIREABLE "TOWN HOUSE ISLE" 2 BEDROOM TOWNHOME LOCATED ON THE BACK STREET OF COMPLEX GIVING ADDED PRIVACY, SECURITY AND PEACEFULL VIEW OF THE MIDDLE RIVER. NEWER APPLIANCES, TILE FLOORING ON MAIN LEVEL AND WOOD FLOORING UPSTAIRS FEATURING GENEROUS SIZE BEDRROMS AND LARGE BATHROOM WITH WHIRLPOOL/SPA TUB AND SEPERATE SHOWER. BALCONY OFF MASTER BEDROOM AND OPEN PATION OFF MAIN LIVING AREA READY FOR NEW OWNER PERSONAL TOUCHESTO MAKE IT THEIR OWN.
MINUTES WALK TO SHOPS, RESTAUANTS, BARS AND EATERIES ON FAMOUS WILTON DRIVE. 3 MILES TO FORT LAUDERDALE BEACH, EASY ACCESS TO INTERSTSTE I-95 AND FORT LAUD/HOLLYWOOD INTERNATIONAL AIRPORT.
All 35 photos
Description provided by Charles Rutenberg Realty FTL and reproduced from the MLS; not independently verified.
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Mar 2026
$390,000
100 N Federal Highway #819, Fort Lauderdale
2 / 2 bd/ba · 1,200 sq ft · $325/sq ft
Courtesy of LoKation · View details →
Sold May 2026
$499,000
100 N Federal Highway #719, Fort Lauderdale
2 / 2 bd/ba · 1,200 sq ft · $416/sq ft
Courtesy of LoKation · View details →
Sold Oct 2026
$390,000
1501 E Broward Boulevard #705, Fort Lauderdale
2 / 2 bd/ba · 1,200 sq ft · $325/sq ft
Courtesy of Compass Florida, LLC · View details →
Sold Apr 2026
$395,000
2701 N Ocean Boulevard #3c, Fort Lauderdale
2 / 2 bd/ba · 1,200 sq ft · $329/sq ft
Courtesy of RE/MAX Select Group · View details →
Sold Jul 2026
$426,000
2701 N Ocean Boulevard #15E, Fort Lauderdale
2 / 2 bd/ba · 1,200 sq ft · $355/sq ft
Courtesy of LoKation · View details →
Sold Jun 2026
$699,000
2701 N Ocean Boulevard #17e, Fort Lauderdale
2 / 2 bd/ba · 1,200 sq ft · $582/sq ft
Courtesy of EXP Realty LLC · View details →
Median of these 6 sales: $410,500 ($342/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$429,500
Bed / bath2 / 1.5
Living area1,200 sq ft
Year built1976
Property typeCondominium
MLS #F10538250
Listing statuslisted Nov 14, 2025
Public records & third-party data
FEMA flood zoneZone AE
Ground elevation~4 ft
CountyBroward
Area listings1 active · 0 under contract
Estimated first-year tax~$7,525/yr
CDD assessmentNone on record
HOA$709/mo
Calculated estimates
Price per sq ft$358
Estimated monthly payment$3,911
Insurance (illustrative)$2k–$4k/yr
Messtimate range$390,000 – $499,200
Comparable-sales median$410,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$3,911/mo
Principal & interest $2,342/mo60%
Taxes $627/mo16%
Insurance $233/mo6%
HOA $709/mo18%
$3,911/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Broward County rate (19.84 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $4,175/yr ($348/mo) — taxable value $210,058 × 19.84 mills
$3,350 more each year
(+80%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$193,232
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$403,290
Market value
$260,780
Assessed
$210,058
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), BeachesMLS; millage: Broward County Property Appraiser millage tables; BCPS Citizens Guide to the District Budget 2025-26. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 653 Cypress Lane #21B
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $4,175/yr (certified county roll, taxable value × millage). Buy at the asking price of $429,500 and the first-year bill resets to about $7,525/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 19.84 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
$709/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Broward County is $1,561/yr (35,154 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,000–$4,000/yr; neither is a quote. Flood: this address maps to FEMA zone AE, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 1976. An original roof would be about 50 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $1,466/month (tax $627, HOA $709, insurance $130). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$709/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone AE
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Ground elevation
~4 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Broward County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Broward County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingVery High
Inland floodingVery High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively High
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · CYPRESS COVE
Pricing & the CYPRESS COVE market
How this home is priced against recent nearby sales, and where CYPRESS COVE has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in CYPRESS COVE
Each dot is a closed sale since 2001 (101 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). BeachesMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2025. This home lists at $358/sq ft.
Median sale price by year
12-month median closed price, 2012–2025.
Property timeline
This home’s history
1976BuiltPer public record
About Nov 2025Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Nov 14, 2025)
Jul 2, 2026First seen on movewithmomentum.comObserved at $438,000
Aug 4, 2026Price cut$429,500 (-$8,500, -1.9%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $429,500Charles Rutenberg Realty FTL · listed Nov 14, 2025
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
36/100
Strongest on: Flood safety (45), Affordability (42)
0 limited50100 exceptional
36/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area38
This home $358/sq ft vs the community 12-month median $342/sq ft.
Affordability42
List price $429,500 vs the community median $410,500. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~4 ft elevation. Verify the parcel with FEMA.
Insurance cost17
From FEMA Zone AE and a 1976 build. Obtain a property-specific quote.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $358 per square foot, about 5% above the community’s $342 median. CYPRESS COVE’s 12-month median sold price per square foot is $342. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 1 active listings in CYPRESS COVE, no CDD assessment.
Checked against the MLS November 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Charles Rutenberg Realty FTL · MLS # F10538250
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Keep looking
Similar homes for sale near CYPRESS COVE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Market
Broward September sales fall 9.7% as active listings drop 14% and condo median slides to $235,000
Miami Realtors reported Broward total home sales of 1,825 in September 2026, down 9.7% from a year earlier. The single-family median rose 2.4% to $641,500 while the condo median fell 14.6% to $235,000. Active listings fell 14% to 13,933, leaving 4.2 months of supply for single-family homes and 10.2 for condos, with mortgage rates at 7.46%.
Why it matters: Single-family inventory remains comparatively tight while condo supply is deep, so buyers in Broward face very different conditions depending on property type. The site is about 7 miles northwest of Cypress Cove Pompano Beach.
Broward industrial construction pipeline falls to about 994K SF as vacancy holds at 7.5%
Colliers third-quarter 2026 data cited by Bisnow shows Broward's industrial construction pipeline shrank to roughly 994K SF from 1.4M SF, with vacancy near 7.5% and positive absorption. FRP Holdings is planning a 300K SF logistics center in Southwest Ranches. Developers across South Florida cite high build costs relative to current rents.
Why it matters: Fewer new warehouse deliveries may tighten industrial space for local employers, while the planned Southwest Ranches logistics center points to some continued distribution-sector jobs in western Broward. The site is about 6 miles northeast of Cypress Cove Pompano Beach.
Weston approves 132 'Sky Homes' at 357 Racquet Club Road
The Weston City Commission approved plans on September 28, 2026 from H&M for 132 three-bedroom units in 11 four-story buildings around a courtyard on 6.6 acres. The site holds a defunct commercial building and was previously proposed for a 245-unit assisted living facility that did not proceed.
Why it matters: The project would add owner or rental housing inventory in Weston on a redeveloped commercial site. The site is about 3 miles southwest of Cypress Cove Pompano Beach.
El-Ad National Properties renames $1 billion Davie project The Plaza Davie District
The first building at 4820 Park Way has topped out with 288 units, with Phase One targeted for early 2027. The three-phase project would total about 1,292 rental residences and 36,000 square feet of restaurant and retail space. Cost is reported at $1 billion.
Why it matters: The project adds rental inventory and walkable retail and dining in central Davie. The site is about 6 miles southeast of Cypress Cove Pompano Beach.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Broward County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Broward County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 653 Cypress Lane #21b, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1976 (50 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
Get a homeowners insurance quote for this specific address in Broward County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 1,200 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $7,525/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,350 more per year than the current owner’s estimated bill (+80%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
BeachesMLS, checked against the MLS hourly (last: November 3, 2026)
Comparable sales
BeachesMLS closed sales within about 3 miles, last 18 months, as of August 10, 2026
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 653 Cypress Lane #21b and when was it built?
Per the listing record, 653 Cypress Lane #21b was built in 1976 and has 1,200 sq ft of living area, 2 bedrooms and 1.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 653 Cypress Lane #21b in?
653 Cypress Lane #21b is in Cypress Cove in Wilton Manors, Broward County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 653 Cypress Lane #21b have an HOA, and how much are the dues?
The listing reports HOA dues of $709 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 653 Cypress Lane #21b differ from the current owner's?
The estimate on this page (about $7,525 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,350 more per year than the current owner’s estimated bill (+80%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 653 Cypress Lane #21b in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of Charles Rutenberg Realty FTL
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
