3 bedroom Single Family Residence at 917 N OCEAN BREEZE, LAKE WORTH TOWN OF, Lake Worth Beach — photo 1Front elevation
3 bedroom Single Family Residence at 917 N OCEAN BREEZE, LAKE WORTH TOWN OF, Lake Worth Beach — photo 2Living space
3 bedroom Single Family Residence at 917 N OCEAN BREEZE, LAKE WORTH TOWN OF, Lake Worth Beach — photo 3Kitchen
3 bedroom Single Family Residence at 917 N OCEAN BREEZE, LAKE WORTH TOWN OF, Lake Worth Beach — photo 4Owner's suite
3 bedroom Single Family Residence at 917 N OCEAN BREEZE, LAKE WORTH TOWN OF, Lake Worth Beach — photo 5Exterior / yardView all 19 photos →
25 days on market Single Family Residence
$649,000
3-Bedroom Home in LAKE WORTH TOWN OF

917 N OCEAN BREEZE, Lake Worth Beach, FL 33460

Single Family Residence in LAKE WORTH TOWN OF, Lake Worth Beach · No CDD
LAKE WORTH TOWN OF · Lake Worth Beach, FL 33460 · Palm Beach
Listing data updated September 6, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,252Sq Ft
1946Year Built
$518Per Sq Ft
1-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
40% above
$/sq ft vs community
$518 here vs $370 median sold (12 mo)
Buyer leverage
Seller-leaning
25 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~9 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $649k tops 10 of the last 12 closed sales

Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 917 N Ocean Breeze in Lake Worth Town Of, Lake Worth Beach is listed at $649,000 (1,252 sq ft, about $518 per sq ft). That is 53% above Lake Worth Town Of's median closed sale of $425,000 over the last 12 months (119 recorded sales). Per square foot it is above the community's recent $370/sq ft by about 40%. It has been 25 days on market. Listing facts: built in 1946, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1946 · 80 yrs
  • 1,252 sq ft of living area
  • 1-car garage
  • Listed at $649,000 — recent neighborhood median sale price ~$425,000 (nearby sales; deemed reliable, not an appraisal)
  • 25 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Lake Worth Town Of

Pricing & the Lake Worth Town Of market

How this home is priced against recent nearby sales, and where Lake Worth Town Of has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales915 N E Street915 N E Street: $236/sq ft$236528 N A Street528 N A Street: $300/sq ft$300215 N M Street215 N M Street: $318/sq ft$3181205 North M Street1205 North M Street: $355/sq ft$355822 S C Street822 S C Street: $374/sq ft$3741128 N L Street1128 N L Street: $444/sq ft$444This homeThis home: $518/sq ft$518Community median $370

Price vs. size in Lake Worth Town Of

Each dot is a closed sale since 2002 (1826 total). This home is the gold marker.

$0$3.0M$5.9M-384,4248,887This home: $649,000, 1,252 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). BeachesMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $518/sq ft.

$7$211$4152012: $4620122013: $472014: $9120142015: $1102016: $13220162017: $1602018: $18120182019: $1922020: $20920202021: $2372022: $30320222023: $3412024: $37620242025: $3652026: $3702026

Median sale price by year

12-month median closed price, 2012–2026.

$366$235k$470k2012: $50k20122013: $46k2014: $110k20142015: $151k2016: $155k20162017: $168k2018: $195k20182019: $236k2020: $226k20202021: $289k2022: $340k20222023: $394k2024: $425k20242025: $406k2026: $425k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 23 (cold).

-146922013: 820132014: 502015: 6820152016: 532017: 4420172018: 442019: 5520192020: 392021: 8020212022: 832023: 7220232024: 632025: 1720252026: 232026
Property timeline

This home’s history

  • 1946BuiltPer public record
  • Aug 11, 2026First trackedObserved at $649,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,324/mo
  • Principal & interest $3,354/mo 78%
  • Taxes $568/mo 13%
  • Insurance $352/mo 8%
  • HOA $50/mo 1%

$4,324/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$11,225/yr
$935/mo·effective rate ~1.73%
Estimated from today’s asking price and current Palm Beach County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $8,950/yr ($746/mo)
+$2,275 more each year
(+25%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$478,104
Market value
$478,104
Assessed
$478,104
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), BeachesMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

54/100
Strongest on: Flood safety (90), Pricing power (77)
0 limited50100 exceptional

54/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $518/sq ft vs the community 12-month median $370/sq ft.
Affordability0
List price $649,000 vs the community median $425,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~9 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1946 build. Obtain a property-specific quote.
Market liquidity64
Community median 45 days on market (12-month record).
Renovation upside70
From a 1946 build and $518/sq ft vs the community median $370/sq ft. Not a condition assessment.
Pricing power77
Recent sales closed at about 92.7% of original asking (~7.3% below). More room below asking generally favors buyers.
Market timing77
Momentum Market Heat is 23/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 4.0 months of supply in the surrounding market and 25 days on market for this home, against a 45-day area median.Days on market:this home 25Area median:  45 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. As of July 15, 2026.

🟡 Asking $518 per square foot, about 40% above the community’s $370 median. Lake Worth Town Of’s 12-month median sold price per square foot is $370. Median sold price per square foot is up 4.6% year over year. Confidence: Very High · 119 closed sales in 12 monthsMLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Lake Worth Town Of sales closed near 92.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of BeachesMLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to this charming single-story residence in Lake Worth Beach, offering three bedrooms and two bathrooms New roof in 2025, Impact windows 2025, Solar power 2025. Wood floors throughout. Updated Kitchen and bathrooms.

Description provided by Higher Standards Real Estate and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$649,000
Bed / bath3 / 2
Living area1,252 sq ft
Year built1946
Property typeSingle Family Residence
Garage1-car
MLS #B26062732
Listing status25 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~9 ft
Windstorm exposureLow
CountyPalm Beach
Estimated first-year tax~$6,814/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$518
Estimated monthly payment$4,324
Insurance (illustrative)$3k–$6k/yr
Messtimate range$375,600 – $468,248
Comparable-sales median$425,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Higher Standards Real Estate · Listing agent: Michael A Schelling · 561-855-8449Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$375,600the mess$468,248

Actual list price: $649,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 25% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1946 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 25 days on market vs. a 45-day community median
  • 34 active listings competing, 10 under contract
  • 101 closed here in the last 12 months

For reference, this home is listed at $649,000 ($518/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,252 sq ft × $300–$374/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near LAKE WORTH TOWN OF

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $649,000Momentum Realty · on market 25 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,814/yr

A rough first-year estimate only, applying a typical Palm Beach rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~9 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 917 N OCEAN BREEZE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Higher Standards Real Estate · MLS # B26062732

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or call (904) 351-6461
Market data · public records

Recent sales activity in LAKE WORTH TOWN OF

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the LAKE WORTH TOWN OF neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$425,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$370

Canonical 12-month median $/sq ft. Reference only.

Go deeper on LAKE WORTH TOWN OF

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

North Grade K-8Assigned elementary school · Palm Beach County School District
GRADEC
Lake WorthAssigned middle school · Palm Beach County School District · Grade C (Florida DOE 2025-26)
GRADEC
Lake WorthAssigned high school · Palm Beach County School District · Grade C (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $370/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,975 – $4,327/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,437 – −$220At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 917 N Ocean Breeze, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1946 (80 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Palm Beach County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,252 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,814/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordBeachesMLS, refreshed twice daily (last: September 6, 2026)
Community market statsBeachesMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 917 N Ocean Breeze and when was it built?

Per the listing record, 917 N Ocean Breeze was built in 1946 and has 1,252 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 917 N Ocean Breeze in?

917 N Ocean Breeze is in Lake Worth Town Of in Lake Worth Beach, Palm Beach County. The community section on this page shows recent closed sales, days on market, and active inventory for Lake Worth Town Of from the same MLS data.

Does 917 N Ocean Breeze have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 917 N Ocean Breeze differ from the current owner's?

The estimate on this page (about $6,814 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 917 N Ocean Breeze in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 917 N OCEAN BREEZE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.