102 Creek Stone Drive #15, Hartwell, GA 30643
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
102 Creek Stone Drive #15 in Creekstone, Hartwell is listed at $369,900 (1,800 sq ft, about $206 per sq ft). That sits within a few percent of Creekstone's median closed sale of $420,250 over the last 12 months (18 recorded sales). It came to market within the past week. Listing facts: new construction, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- New construction — built 2025
- 1,800 sq ft of living area
- Garage
- Listed at $369,900 — recent neighborhood median sale price ~$420,250 (nearby sales; deemed reliable, not an appraisal)
- Active listing
- No HOA reported by the listing (confirm)
About this home
Introducing this Charming 3BR/2BA Ranch-Style Home on 1+ Acre with Luxurious Finishes and Peaceful Pasture Views. Welcome home to this beautifully crafted 3 bedroom, 2 bathroom ranch-style retreat set on a picturesque 1+ acre pasture lot. From the inviting covered front porch to the expansive covered back patio with stunning tongue and groove ceilings, every detail is designed for comfort and timeless appeal.
Step inside to find luxury vinyl plank (LVP) flooring throughout-no carpet anywhere-an airy open-concept layout, and a cozy wood-burning stone-front fireplace that anchors the vaulted living space. The heart of the home is the chef-inspired kitchen, complete with a freestanding kitchen island, granite countertops, soft-close cabinetry, and contemporary finishes that exude style and functionality. A window over the kitchen sink offers views into your expansive backyard-perfect for warm summer nights and peaceful mornings.
The owner's suite features a tray-ceiling, spa-worthy bath complete with huge double vanity, oversized tiled super shower for ultimate relaxation, & expansive walk-in closet. Every home includes a full builder-backed 1-year warranty and a 2-part orientation and walk-through process to ensure a smooth, confident transition into your new home. *As an added bonus, take advantage of special incentives when using our preferred lender-making your path to homeownership even more rewarding!
This is more than just a home-it's where modern comfort meets classic countryside charm. Come live the Creekstone lifestyle today! Welcome to Creekstone - A Hidden Gem in the Heart of Hartwell, Georgia.
Discover Creekstone, Hartwell's newest luxury lake-town community nestled off Jane Road, just minutes from the charm of downtown Hartwell and the scenic Reed Creek area of Lake Hartwell. Designed for those who crave the serenity of country living without sacrificing convenience, Creekstone offers a rare blend of rural elegance and modern accessibility. Set on expansive 1+ acre pasture lots, this picturesque enclave features beautifully crafted ranch and 1.5-story homes starting from the high $300Ks-each home thoughtfully positioned to maximize privacy, views, and connection to nature.
Whether you're enjoying a quiet evening on the porch or launching your boat at one of the nearby Lake Hartwell public ramps, Creekstone invites you to savor every moment. Just minutes to downtown Hartwell's boutiques, restaurants, farmers markets, and live music. Close to Reed Creek, one of Lake Hartwell's most desirable recreational corridors.
Quick access to shopping, dining, and everyday essentials without the hustle of city living. Zoned for highly rated North Hart Elementary School, a favorite among local families. Only a short drive to Hart State Park, boat launches, and walking trails.
Easy commute with direct access to I-85, connecting you to Atlanta, Greenville, Athens, Clemson, and beyond. Creekstone is more than a neighborhood-it's a lifestyle rooted in natural beauty, community pride, and lake-town luxury. With some of the prettiest and most desirable lots in Northeast Georgia, Creekstone offers the rare chance to live surrounded by peaceful pastures while staying connected to all the best Hartwell has to offer.
Come home to Creekstone-where the lake life, land, and luxury come together. All plans, specs, and sqft are estimated and subject to change at seller's sole discretion. Builder contract forms and builder's closing attorney to be used on every home sale.
All 27 photos
Description provided by HomeSmart and reproduced from the MLS; not independently verified.
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Comparable recent sales
6 closed sales in ZIP 30643 in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $420,250 ($195/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,005/mo 83%
- Taxes $324/mo 13%
- Insurance $100/mo 4%
$2,428/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Hart County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Creekstone market
How this home is priced against recent nearby sales, and where Creekstone has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2025BuiltPer public record
- Nov 3, 2026First seen on our siteObserved at $369,900
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Momentum Property Score
52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $206 per square foot, about 6% above the community’s $195 median. Creekstone’s 12-month median sold price per square foot is $195. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by HomeSmart · MLS # 10883792
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Similar homes for sale near Creekstone
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Creekstone
- 51 Rhodella Park Street · $299,000 · 3 bd / 2.0 ba · listed November 7, 2026 (courtesy of Keller Williams Lake Hartwell)
- 5930 Reed Creek Highway · $454,000 · 4 bd / 3.0 ba · listed November 7, 2026 (courtesy of RE/MAX Signature)
- 2178 Lightwood Road · $1,899,000 · 6 bd / 4.5 ba · listed November 7, 2026 (courtesy of Living Down South Realty)
- 313 N Forest Avenue · $175,000 · 3 bd / 1.0 ba · listed November 7, 2026 (courtesy of All Hart Realty)
- 173 Tanglewood Lane · $145,000 · 3 bd / 2.0 ba · listed November 5, 2026 (courtesy of Coldwell Banker Upchurch Realty)
- 5554 Bowersville Highway · $145,000 · 2 bd / 1.0 ba · listed November 5, 2026 (courtesy of eXp Realty)
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on Creekstone
Go deeper on Creekstone
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Hart County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Buyer research checklist
Items worth confirming for 102 Creek Stone Drive #15, chosen from what the record shows. This is general guidance, not advice about this specific property.
- New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Hart County; age of roof and any prior claims affect the premium.
- Listed living area is 1,800 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,884/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Georgia MLS, checked against the MLS hourly (last: November 11, 2026) |
| Comparable sales | Georgia MLS closed sales in ZIP 30643, last 18 months, as of November 11, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 102 Creek Stone Drive #15 and when was it built?
Per the listing record, 102 Creek Stone Drive #15 was built in 2025 and has 1,800 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 102 Creek Stone Drive #15 in?
102 Creek Stone Drive #15 is in Creekstone in Hartwell, Hart County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 102 Creek Stone Drive #15 have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 102 Creek Stone Drive #15 estimated?
The estimate on this page (about $3,884 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 102 Creek Stone Drive #15 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 102 Creek Stone Drive #15 in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.