50 days on market (MLS) Single Family Residence ▼ Price cut: $10,100 (9/17)
$614,900
4-Bedroom Home in Creekside at Riverstone

1077 Riverstone Drive, Social Circle, GA 30025

Single Family Residence in Creekside at Riverstone, Social Circle · No CDD on record · Built 2023
Creekside at Riverstone · Social Circle, GA 30025 · Walton County
Listing data updated October 11, 2026 at 7:07 AM ET · checked against the MLS hourly
4Bedrooms
2.5Bathrooms
2,793Sq Ft
2023Year Built
$220Per Sq Ft
GarageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Balanced market
50 days on market
3.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 11, 2026, 1077 Riverstone Drive in Creekside at Riverstone, Social Circle is listed at $614,900 (2,793 sq ft, about $220 per sq ft). It has been 50 days on market. Listing facts: built in 2023. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2023 · 3 yrs
  • 2,793 sq ft of living area
  • Garage
  • 50 days on market
Listing description

About this home

A covered front porch welcomes you to this beautifully appointed 2023-built Craftsman-style ranch in Creekside at Riverstone. Eight-foot wood double French entry doors with three-quarter glass make a striking first impression. Inside, the home offers 4 bedrooms, 2.5 baths and nearly 2,800 square feet on 2 acres.

The open kitchen features white cabinetry, solid-surface countertops, a generous island, breakfast bar and hidden walk-in pantry, with views into the family room. The spacious main-level primary suite includes double vanities, a double shower and direct access to the laundry room. A practical mudroom adds built-in hooks and storage nooks.

Above the garage, a bonus room offers potential for a fifth bedroom, while the guest bathroom features hall access and a Jack-and-Jill-style layout. Thoughtful details throughout include high ceilings, hard-surface flooring, an electric fireplace, accent walls, fresh paint and a side-entry two-car garage. Eight-foot double sliding glass doors lead to the covered rear porch and fenced backyard with new sod.

The home also features a level driveway. Available now for a 12-month lease!

All 57 photos

1077 Riverstone Drive, Social Circle GA - photo 6 of 571077 Riverstone Drive, Social Circle GA - photo 7 of 571077 Riverstone Drive, Social Circle GA - photo 8 of 571077 Riverstone Drive, Social Circle GA - photo 9 of 571077 Riverstone Drive, Social Circle GA - photo 10 of 571077 Riverstone Drive, Social Circle GA - photo 11 of 571077 Riverstone Drive, Social Circle GA - photo 12 of 571077 Riverstone Drive, Social Circle GA - photo 13 of 571077 Riverstone Drive, Social Circle GA - photo 14 of 571077 Riverstone Drive, Social Circle GA - photo 15 of 571077 Riverstone Drive, Social Circle GA - photo 16 of 571077 Riverstone Drive, Social Circle GA - photo 17 of 571077 Riverstone Drive, Social Circle GA - photo 18 of 571077 Riverstone Drive, Social Circle GA - photo 19 of 571077 Riverstone Drive, Social Circle GA - photo 20 of 571077 Riverstone Drive, Social Circle GA - photo 21 of 571077 Riverstone Drive, Social Circle GA - photo 22 of 571077 Riverstone Drive, Social Circle GA - photo 23 of 571077 Riverstone Drive, Social Circle GA - photo 24 of 57

Description provided by PEND Realty, LLC and reproduced from the MLS; not independently verified.

Listing courtesy of PEND Realty, LLC · Listing agent: Chasity R Tillman · 888-641-7363Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$614,900
Bed / bath4 / 2.5
Living area2,793 sq ft
Year built2023
Property typeSingle Family Residence
GarageYes
MLS #10822318
Listing status50 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyWalton
Area listings1 active · 0 under contract
Estimated first-year tax~$6,456/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$220
Estimated monthly payment$4,118
Insurance (illustrative)$2k–$3k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,118/mo
  • Principal & interest $3,406/mo 83%
  • Taxes $538/mo 13%
  • Insurance $174/mo 4%

$4,118/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,456/yr

Estimate: a typical Walton effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Walton County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Walton County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Creekside at Riverstone

Pricing & the Creekside at Riverstone market

How this home is priced against recent nearby sales, and where Creekside at Riverstone has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1077 Riverstone Drive1077 Riverstone Drive: $211/sq ft$2111056 Riverstone Drive1056 Riverstone Drive: $216/sq ft$216This homeThis home: $220/sq ft$220
Property timeline

This home’s history

  • 2023BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 50 cumulative days on market as of October 11, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $625,000
  • Sep 17, 2026Price cut$614,900 (-$10,100, -1.6%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $614,900Momentum Realty · on market 50 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

Only 2 closed sales within about 10 miles in Walton County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.

Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Walton County in the last 18 months. Only 2 qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 2,793 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 11, 2026.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 3.0 months of supply in the surrounding market and 50 days on market for this home, against a 50-day area median.Days on market:this home 50Area median:  50 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

What’s unique here: one of only 1 active listings in Creekside at Riverstone, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 1077 Riverstone Drive?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by PEND Realty, LLC · MLS # 10822318

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Creekside at Riverstone

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Social Circle

  • 4499 Parkwood Road, Social Circle · $669,900 · 4 bd / 3.0 ba · listed September 11, 2026 (courtesy of Southern Classic Realtors)
  • 4420 Parkwood Road, Social Circle · $697,000 · 5 bd / 3.0 ba · listed September 11, 2026 (courtesy of Orchard Brokerage, LLC)

Recently off market in Creekside at Riverstone

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Creekside at Riverstone

Go deeper on Creekside at Riverstone

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Social CircleAssigned elementary school · Walton County School District
Social CircleAssigned middle school · Walton County School District
Social CircleAssigned high school · Walton County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1077 Riverstone Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Walton County; age of roof and any prior claims affect the premium.
  • Listed living area is 2,793 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,456/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 11, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Walton County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1077 Riverstone Drive and when was it built?

Per the listing record, 1077 Riverstone Drive was built in 2023 and has 2,793 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1077 Riverstone Drive in?

1077 Riverstone Drive is in Creekside at Riverstone in Social Circle, Walton County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

How are property taxes on 1077 Riverstone Drive estimated?

The estimate on this page (about $6,456 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 1077 Riverstone Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1077 Riverstone Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.