5 bedroom Single Family Residence at 108 Waters Edge Drive, Waters, Woodstock — photo 1Front elevation
5 bedroom Single Family Residence at 108 Waters Edge Drive, Waters, Woodstock — photo 2Living space
5 bedroom Single Family Residence at 108 Waters Edge Drive, Waters, Woodstock — photo 3Kitchen
5 bedroom Single Family Residence at 108 Waters Edge Drive, Waters, Woodstock — photo 4Owner's suite
61 days on market Single Family Residence ▼ Price cut: $36,000 (9/24)
$1,699,000
5-Bedroom Home in WATERS

108 Waters Edge Drive, Woodstock, GA 30188

Single Family Residence in WATERS, Woodstock · No CDD
WATERS · Woodstock, GA 30188 · Cherokee
Listing data updated September 30, 2026 · refreshed twice daily
5Bedrooms
7Bathrooms
8,815Sq Ft
2007Year Built
$193Per Sq Ft
GarageNo CDD5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$193 here vs $193 median sold (12 mo)
Buyer leverage
Balanced market
61 days on market
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 30, 2026, 108 Waters Edge Drive in Waters, Woodstock is listed at $1,699,000 (8,815 sq ft, about $193 per sq ft). It has been 61 days on market. Listing facts: built in 2007, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2007 · 19 yrs
  • 8,815 sq ft of living area
  • Garage
  • 61 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2007BuiltPer public record
  • Sep 2, 2026First trackedObserved at $1,735,000 · 61 days on market
  • Sep 24, 2026Price cut$1,699,000 (-$36,000, -2.1%)
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$11,279/mo
  • Principal & interest $9,070/mo 80%
  • Taxes $1,487/mo 13%
  • Insurance $672/mo 6%
  • HOA $50/mo 0%

$11,279/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Cherokee County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Momentum Scores

Momentum Property Score

40/100
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional

40/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $193/sq ft vs the community 12-month median $193/sq ft.
Affordability50
List price $1,699,000 vs the community median $1,699,000. Not a measure of personal affordability.
Renovation upside21
From a 2007 build and $193/sq ft vs the community median $193/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $193 per square foot, about in line with the community’s $193 median. Waters’s 12-month median sold price per square foot is $193. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 1 active listings in Waters, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

INCREDIBLE BUYER INCENTIVES: $27,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $27,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. Exceptional custom estate in Waters Edge at Capitol - set on 6.5 acres with water frontage and wooded privacy that simply cannot be found anywhere else in Cherokee County.

There are homes, and then there are estates that exist in a category entirely their own.108 Waters Edge Drive is one of those rare properties - a masterwork of craftsman architecture, artisanal interior detail, and natural splendor that simply cannot be replicated. The cedar shake and stone exterior, steeply pitched rooflines, arched stone entry portico, and meticulously manicured grounds set an unmistakable tone before you ever step inside. The sweeping aerial reveals the full picture: a home perfectly nestled in acres of towering trees, its own pool, and direct frontage on a stunning river - a level of privacy and natural beauty that defines true luxury.

Cross the threshold and the craftsmanship becomes impossible to ignore. A pneumatic glass residential elevator anchors the foyer alongside a sweeping iron staircase with hand-twisted balusters - a pairing that is simultaneously dramatic and utterly refined. Dark hardwood floors run throughout, and every room tells the story of a home built without compromise.

The gourmet kitchen is a chef's dream at any scale - rich cherry cabinetry, a massive curved island with decorative column legs, granite countertops, a farmhouse sink, professional-grade gas range, Sub-Zero refrigerator, arched plantation-shuttered windows, and a coffered ceiling that carries the eye upward at every turn. The adjacent keeping room with stacked stone fireplace makes this the undeniable gathering place of the home. The wood-paneled study is nothing short of extraordinary - floor-to-ceiling raised panel walnut walls, a coffered wood ceiling, a stacked stone fireplace with wood beam mantle, built-in bookshelves, and arched French doors that frame the wooded surroundings like living art.

It is a room that inspires. The primary bath continues the tradition of excellence: a corner soaking tub beneath an arched window with plantation shutters, a walk-in shower with decorative tile inlay, rich cherry vanity cabinetry with dark granite, and a crystal chandelier that elevates the entire space into a private spa experience. The finished terrace level includes a full kitchen, bar, living area, billiards room, home theater, fitness room, office, and private guest suite with exterior access.

Outside, the estate comes alive. A cedar-vaulted outdoor pavilion with a floor-to-ceiling stacked stone fireplace, stone outdoor kitchen prep station, and expansive concrete patio creates one of the finest outdoor entertaining environments imaginable. Steps away, a freeform pool with blue tile accents sits enclosed by iron fencing, completely enveloped by the privacy of the surrounding forest.

The three-car garage features dormer windows above and the promise of additional flexible space. And beyond it all, the river runs quietly through the back of the property, a constant and irreplaceable reminder of just how exceptional this setting truly is. Some properties offer luxury.

This one offers a way of life.. Included 100-Day Home Warranty with buyer activation

All 100 photos

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Description provided by Opendoor Brokerage and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,699,000
Bed / bath5 / 7
Living area8,815 sq ft
Year built2007
Property typeSingle Family Residence
GarageYes
MLS #10813444
Listing status61 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyCherokee
Area listings1 active · 0 under contract
Estimated first-year tax~$17,840/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$193
Estimated monthly payment$11,279
Insurance (illustrative)$6k–$12k/yr
Comparable-sales median$1,699,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Opendoor Brokerage · Listing agent: Tanya Pickens · 480-462-5392Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,498,550the mess$1,904,040

Actual list price: $1,699,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing

For reference, this home is listed at $1,699,000 ($193/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 8,815 sq ft × $170–$216/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 30, 2026.

Keep looking

Similar homes for sale near WATERS

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Woodstock

  • 1073 Daventry Crossing, Woodstock · $342,500 · 2 bd / 2.0 ba · listed September 25, 2026 (courtesy of Keller Williams Realty Partners)
  • 380 N Victoria Road, Woodstock · $324,900 · 3 bd / 2.0 ba · listed September 5, 2026 (courtesy of Atlanta Communities)
  • 102 Creekwood Drive, Woodstock · $310,000 · 2 bd / 2.5 ba · listed September 4, 2026 (courtesy of Virtual Properties Realty.com)
  • 100 Batten Board Way, Woodstock · $675,000 · 4 bd / 3.0 ba · listed September 4, 2026 (courtesy of LPT Realty)
  • 368 N Victoria Road, Woodstock · $450,000 · 3 bd / 2.5 ba · listed September 3, 2026 (courtesy of Atlanta Communities)
  • 170 Owens Farm Lane, Woodstock · $589,900 · 3 bd / 3.0 ba · listed September 2, 2026 (courtesy of Atlanta Communities)
Transparency

Price & listing history

Listed for $1,699,000Momentum Realty · on market 61 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$17,840/yr

A rough first-year estimate only, applying a typical Cherokee rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$6k–$12k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 108 Waters Edge Drive?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Opendoor Brokerage · MLS # 10813444

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in WATERS

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the WATERS neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$1,699,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$193

Canonical 12-month median $/sq ft. Reference only.

Go deeper on WATERS

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Cherokee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Mountain RoadAssigned elementary school · Cherokee County School District
Dean RuskAssigned middle school · Cherokee County School District
SequoyahAssigned high school · Cherokee County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$7,787 – $11,327/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$3,704 – −$518At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 108 Waters Edge Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2007 (19 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Cherokee County; age of roof and any prior claims affect the premium.
  • Listed living area is 8,815 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $17,840/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: September 30, 2026)
Community market statsGeorgia MLS closed sales, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 108 Waters Edge Drive and when was it built?

Per the listing record, 108 Waters Edge Drive was built in 2007 and has 8,815 sq ft of living area, 5 bedrooms and 7.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 108 Waters Edge Drive in?

108 Waters Edge Drive is in Waters in Woodstock, Cherokee County. The community section on this page shows recent closed sales, days on market, and active inventory for Waters from the same MLS data.

Does 108 Waters Edge Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 108 Waters Edge Drive estimated?

The estimate on this page (about $17,840 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 108 Waters Edge Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 108 Waters Edge Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.