Active Single Family Residence Open house Sun, Oct 11, 2 PM–4 PM
$579,500
5-Bedroom Home in Camden North

109 Camden Trace, Macon, GA 31210

Single Family Residence in Camden North, Macon · No CDD on record · Built 2022
Camden North · Macon, GA 31210 · Bibb County
Listing data updated October 10, 2026 at 7:22 AM ET · checked against the MLS hourly
5Bedrooms
3.5Bathrooms
2,955Sq Ft
2022Year Built
$196Per Sq Ft
GarageNo CDD on record5 bedrooms
Open house
  • Sun, Oct 11, 2 PM–4 PM · Hosted by Mary Ellen Sherwood.
Times per the listing broker in the MLS; confirm before you go. Updated hourly.
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
5% above
$/sq ft vs community
$196 here vs $187 median sold (12 mo)
Buyer leverage
Strong buyer advantage
9.6-month supply
9.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 6
Price vs recent sales
Asking $580k is at or below all 6 recent closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 10, 2026, 109 Camden Trace in Camden North, Macon is listed at $579,500 (2,955 sq ft, about $196 per sq ft). That sits within a few percent of Camden North's median closed sale of $599,900 over the last 12 months (5 recorded sales). It came to market within the past week. Listing facts: built in 2022. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2022 · 4 yrs
  • 2,955 sq ft of living area
  • Garage
  • Listed at $579,500 — recent neighborhood median sale price ~$599,900 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
Listing description

About this home

Welcome to 109 Camden Trace, a beautifully appointed home located in the private, gated Camden North subdivision. Less than five years old, this impressive residence combines timeless brick and Hardie board construction with a thoughtfully designed floor plan and upscale finishes throughout. From the moment you arrive, you'll appreciate the beautifully landscaped front yard and inviting curb appeal.

Around back, the private fenced yard and covered porch with an outdoor fireplace create the perfect setting for relaxing evenings or entertaining family and friends. Inside, soaring ceilings, wide-plank engineered hardwood floors, designer lighting, and an open-concept layout give the home a bright and elegant feel. Offering 5 bedrooms and 3.5 baths, the floor plan includes both the primary suite and an additional bedroom on the main level, making it ideal for guests, a nursery, or a private home office.

The beautifully designed kitchen is the heart of the home, featuring quartz countertops, custom cabinetry, KitchenAid appliances, a gas cooktop, built-in wall oven and microwave, and an oversized island with plenty of space for gathering. The kitchen flows seamlessly into the dining and living areas, where a fireplace adds warmth and character to the space. The primary suite offers a relaxing retreat with a spacious bath featuring a large tiled shower and separate soaking tub and large custom closet.

Beautifully finished, thoughtfully designed, and now offered at an improved price, 109 Camden Trace is a home you will want to experience in person. Schedule your private showing today.

All 69 photos

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Description provided by Fickling & Company Inc. and reproduced from the MLS; not independently verified.

Listing courtesy of Fickling & Company Inc. · Listing agent: Mary E Sherwood · 478-757-9600Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$579,500
Bed / bath5 / 3.5
Living area2,955 sq ft
Year built2022
Property typeSingle Family Residence
GarageYes
MLS #10868454
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyBibb
Area listings4 active · 0 under contract
Estimated first-year tax~$6,085/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$196
Estimated monthly payment$3,885
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$599,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,885/mo
  • Principal & interest $3,210/mo 83%
  • Taxes $507/mo 13%
  • Insurance $168/mo 4%

$3,885/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,085/yr

Estimate: a typical Bibb effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Bibb County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Moderate
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Camden North

Pricing & the Camden North market

How this home is priced against recent nearby sales, and where Camden North has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales161 Camden Trace161 Camden Trace: $170/sq ft$170205 Camden Trace205 Camden Trace: $175/sq ft$175197 Camden Trace197 Camden Trace: $187/sq ft$187120 Camden Trace120 Camden Trace: $188/sq ft$188This homeThis home: $196/sq ft$196Community median $187
Property timeline

This home’s history

  • 2022BuiltPer public record
  • Oct 7, 2026First seen on movewithmomentum.comObserved at $579,500
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $579,500Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

4 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $599,900 ($187/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$487,575the mess$617,595

Stronger local evidence — 4 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $579,500 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 4 active listings competing
  • ≈9.6 months of supply
  • 6 closed here in the last 12 months

For reference, this home is listed at $579,500 ($196/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,955 sq ft × $165–$209/sq ft (±12% around the median of 4 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.

Momentum Scores

Momentum Property Score

46/100
Strongest on: Affordability (56), Market liquidity (45)
0 limited50100 exceptional

46/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area38
This home $196/sq ft vs the community 12-month median $187/sq ft.
Affordability56
List price $579,500 vs the community median $599,900. Not a measure of personal affordability.
Market liquidity45
Community median 24 days on market, ~9.6 months of supply (12-month record).
Pricing power45
Recent sales closed at about 99.1% of original asking (~0.9% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $196 per square foot, about 5% above the community’s $187 median. Camden North’s 12-month median sold price per square foot is $187. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Camden North sales closed near 99.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4 active listings in Camden North, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Fickling & Company Inc. · MLS # 10868454

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Recently off market in Camden North

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

In the area

Recent Camden North news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Development

Macon-Bibb backs $13.5 million purchase of Marriott City Center hotel

County commissioners approved an agreement on Oct. 6 for the Urban Development Authority to buy the 220-room Macon Marriott City Center at 240 Coliseum Drive for $13.5 million. Mainsail Lodging & Development will renovate and manage the hotel and convention center.

Why it matters: Renovation of downtown hotel and convention space supports visitor capacity near the planned arena. The project is about 9 miles southeast of Camden North, elsewhere in Bibb County.

The Macon Newsroom

Oct 2026 · Retail Dining

Industrial Authority approves up to $90 million in bonds for Macon Costco

The Macon-Bibb Industrial Authority approved bonds of up to $90 million on Oct. 5 for a 158,000-square-foot Costco at Wesleyan Drive and New Forsyth Road. This includes a $60 million PILOT bond and up to $30 million for road work around the store. The county commission and school board must still approve.

Why it matters: A major warehouse retailer on the Wesleyan corridor would expand regional shopping access and bring road improvements near the store. The site is about 2 miles southeast of Camden North.

The Macon Newsroom

Aug 2026 · Civic

Construction begins on new Macon arena near Second Street

Macon-Bibb broke ground on July 29 on a new arena on an existing parking lot near Second Street. Configurations will seat more than 12,000 for concerts, and the arena is expected to open in late 2028. The current Macon Coliseum stays open during construction.

Why it matters: A new event venue near downtown adds visitor traffic, hospitality demand and event-related activity to the Macon core. The site is about 9 miles southeast of Camden North.

Middle Georgia CEO

Go deeper

More on Camden North

Go deeper on Camden North

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Bibb County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

CarterAssigned elementary school · Bibb County School District
Robert E HowardAssigned middle school · Bibb County School District
HowardAssigned high school · Bibb County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 109 Camden Trace, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Bibb County; age of roof and any prior claims affect the premium.
  • Listed living area is 2,955 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,085/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 10, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 109 Camden Trace and when was it built?

Per the listing record, 109 Camden Trace was built in 2022 and has 2,955 sq ft of living area, 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 109 Camden Trace in?

109 Camden Trace is in Camden North in Macon, Bibb County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 109 Camden Trace estimated?

The estimate on this page (about $6,085 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 109 Camden Trace in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.