Single Family Residence in Lane Creek Plantation, Bishop · No CDD on record · Built 2022
Lane Creek Plantation · Bishop, GA 30621 · Oconee County
Listing data updated October 13, 2026 at 10:24 AM ET · checked against the MLS hourly
4Bedrooms
4.5Bathrooms
3,102Sq Ft
2022Year Built
$226Per Sq Ft
GarageNew constructionNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
16% above
$/sq ft vs community
$226 here vs $195 median sold (12 mo)
Buyer leverage
Seller-leaning
2.8-month supply
2.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 13, 2026, 1091 Deer Trail in Lane Creek Plantation, Bishop is listed at $700,000 (3,102 sq ft, about $226 per sq ft). That sits within a few percent of Lane Creek Plantation's median closed sale of $732,925 over the last 12 months (12 recorded sales). Per square foot it is above the community's recent $195/sq ft by about 16%. It came to market within the past week. Listing facts: new construction. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2022
3,102 sq ft of living area
Garage
Listed at $700,000 — recent neighborhood median sale price ~$732,925 (nearby sales; deemed reliable, not an appraisal)
Active listing
Listing description
About this home
Welcome to your next chapter! Featuring primary on main, this newly completed 4 bedroom / 4.5 bath build hits all the right notes in highly desirable SWIM/TENNIS/GOLF community, Lane Creek Plantation. This home awards luxurious upgrades including an extensive trim package, accent walls, durable LVP flooring, 4-sides brick, 2-car fully finished garage with epoxy floor, stunning lighting & plumbing fixture package and more.
Eat-in kitchen with large island is complete with quartz countertops, subway tile backsplash, walk-in pantry and features full stainless steel appliance package, including slide in range, warming drawer, wall oven, microwave drawer, dishwasher and side-by-side refrigerator. Just off the kitchen, the mudroom style laundry is the perfect drop zone after 18 holes. The kitchen overlooks an inviting Family Room with cozy fireplace, dedicated Dining Room, and a truly open flow to the showpiece staircase with accent wall - ready for your artwork and heirlooms.
Host the backyard BBQ on the massive covered back porch overlooking the wooded backyard and relish a quiet morning coffee on the rocking chair front porch. The relaxing main floor Owner's Suite boasts beautiful natural light, double tray ceilings with cove crown, and private access to the covered porch. A well-appointed bath features oversized tile shower with frameless glass, soaking tub, quartz countertops, dual vanities & a spacious walk-in closet.
Three additional bedrooms, each with ensuite full bath and ample closet storage, plus an oversized loft complete the second floor. Call today to tour your new home in the highly sought-after North Oconee Schools District.
All 57 photos
Description provided by Hill Wood Realty and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$700,000
Bed / bath4 / 4.5
Living area3,102 sq ft
Year built2022
Property typeSingle Family Residence
GarageYes
MLS #10868386
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~766 ft
CountyOconee
Area listings3 active · 0 under contract
Estimated first-year tax~$7,350/yr
CDD assessmentNone on record
HOANot reported
Calculated estimates
Price per sq ft$226
Estimated monthly payment$4,693
Insurance (illustrative)$2k–$4k/yr
Messtimate range$747,582 – $778,602
Comparable-sales median$732,925
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,693/mo
Principal & interest $3,877/mo83%
Taxes $612/mo13%
Insurance $203/mo4%
$4,693/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$7,350/yr
Estimate: a typical Oconee effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
Not reported
Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~766 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Oconee County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively Low
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Low
LightningRelatively Low
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Lane Creek Plantation
Pricing & the Lane Creek Plantation market
How this home is priced against recent nearby sales, and where Lane Creek Plantation has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Lane Creek Plantation
Each dot is a closed sale since 2023 (31 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $226/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
Property timeline
This home’s history
2022BuiltPer public record
Oct 7, 2026First seen on movewithmomentum.comObserved at $700,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $700,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales in Lane Creek Plantation in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Nov 2025
$717,565
1051 Riverhill Drive, Bishop
4 / 4 bd/ba · 2,913 sq ft · $246/sq ft
Courtesy of Hill Wood Realty · View details →
Sold Nov 2025
$717,565
1051 Riverhill Drive, Bishop
4 / 4 bd/ba · 2,913 sq ft · $246/sq ft
Courtesy of Hill Wood Realty · View details →
Sold May 2026
$821,350
1041 Riverhill Drive, Bishop
3 / 4 bd/ba · 3,404 sq ft · $241/sq ft
Courtesy of Hill Wood Realty · View details →
Sold May 2026
$821,350
1041 Riverhill Drive, Bishop
3 / 4 bd/ba · 3,404 sq ft · $241/sq ft
Courtesy of Hill Wood Realty · View details →
Sold Jun 2026
$699,000
1311 Riverhill Drive, Bishop
3 / 3.5 bd/ba · 2,781 sq ft · $251/sq ft
Courtesy of Hill Wood Realty · View details →
Sold Jun 2026
$699,000
1311 Riverhill Drive, Bishop
3 / 3.5 bd/ba · 2,781 sq ft · $251/sq ft
Courtesy of Hill Wood Realty · View details →
Median of these 6 sales: $732,925 ($195/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$747,582the mess$778,602
Stronger local evidence — 6 comparable closed sales in Lane Creek Plantation, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $700,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 4% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
4 active listings competing
≈2.8 months of supply
12 closed here in the last 12 months
For reference, this home is listed at $700,000 ($226/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,102 sq ft × $241–$251/sq ft (interquartile band of 6 comparable closed sales in Lane Creek Plantation, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.
Momentum Scores
Momentum Property Score
50/100
Strongest on: Pricing power (69), Market liquidity (66)
0 limited50100 exceptional
50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area10
This home $226/sq ft vs the community 12-month median $195/sq ft.
Affordability57
List price $700,000 vs the community median $732,925. Not a measure of personal affordability.
Market liquidity66
Community median 42 days on market, ~2.8 months of supply (12-month record).
Pricing power69
Recent sales closed at about 94.2% of original asking (~5.8% below). More room below asking generally favors buyers.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $226 per square foot, about 16% above the community’s $195 median. Lane Creek Plantation’s 12-month median sold price per square foot is $195. Median sold price per square foot is down 3.6% year over year. Confidence: Medium · 12 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Lane Creek Plantation sales closed near 94.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 3 active listings in Lane Creek Plantation, no CDD assessment.
Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Hill Wood Realty · MLS # 10868386
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Keep looking
Similar homes for sale near Lane Creek Plantation
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Infrastructure
SR 316 and Oconee Connector bridge work cuts lanes on the Connector
Archer Western is building two bridges to carry SR 316 over the Oconee Connector, with a separate bridge and ramps for Jimmy Daniell Road. The Connector dropped to one through lane per direction starting Sept. 18, and Jimmy Daniell Road closed Sept. 14 for about six months. Work at the intersections is projected to last at least through the end of 2028.
Why it matters: Expect multi-year lane restrictions on a key Athens to Oconee commuter route, followed by a grade-separated interchange. The site is about 8 miles northeast of Lane Creek Plantation.
DeltaX to build $141 million North American headquarters in Monroe
Seoul-based DeltaX will build a campus on about 25 acres at Piedmont Regional Industrial Park in Monroe. Phase one is a 100,000-square-foot battery energy storage assembly facility. The $141 million project is expected to create about 250 jobs.
Why it matters: New advanced manufacturing jobs in Monroe broaden the employment base for Walton County and nearby commuters. The site is about 11 miles west of Lane Creek Plantation.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Oconee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
High ShoalsAssigned elementary school · Oconee County School District
Malcom BridgeAssigned middle school · Oconee County School District
North OconeeAssigned high school · Oconee County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 1091 Deer Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
Confirm whether a mandatory HOA applies to this parcel and what it charges.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Oconee County; age of roof and any prior claims affect the premium.
Listed living area is 3,102 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $7,350/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Georgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable sales
Georgia MLS closed sales in Lane Creek Plantation, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1091 Deer Trail and when was it built?
Per the listing record, 1091 Deer Trail was built in 2022 and has 3,102 sq ft of living area, 4 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1091 Deer Trail in?
1091 Deer Trail is in Lane Creek Plantation in Bishop, Oconee County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
How are property taxes on 1091 Deer Trail estimated?
The estimate on this page (about $7,350 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 1091 Deer Trail in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1091 Deer Trail in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
