4 bedroom Single Family Residence at 111 Clover Court, Erin Shores, Sparta — photo 1Front elevation
4 bedroom Single Family Residence at 111 Clover Court, Erin Shores, Sparta — photo 2Living space
4 bedroom Single Family Residence at 111 Clover Court, Erin Shores, Sparta — photo 3Kitchen
4 bedroom Single Family Residence at 111 Clover Court, Erin Shores, Sparta — photo 4Owner's suite
4 bedroom Single Family Residence at 111 Clover Court, Erin Shores, Sparta — photo 5Exterior / yardView all 88 photos →
95 days on market Single Family Residence
$1,899,900
4-Bedroom Home in Erin Shores

111 Clover Court, Sparta, GA 31087

Single Family Residence in Erin Shores, Sparta · No CDD
Erin Shores · Sparta, GA 31087 · Baldwin
Listing data updated September 3, 2026 · refreshed twice daily
4Bedrooms
4Bathrooms
4,649Sq Ft
2001Year Built
$409Per Sq Ft
WaterfrontGarageNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$409 here vs $409 median sold (12 mo)
Buyer leverage
Buyer advantage
95 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$7k–$14k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 2
Price vs recent sales
Asking $1.90M tops 2 of the last 2 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2001 · 25 yrs
  • 4,649 sq ft of living area
  • Garage
  • 95 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2001BuiltPer public record
  • Sep 2, 2026First trackedObserved at $1,899,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$12,311/mo
  • Principal & interest $9,767/mo 79%
  • Taxes $1,662/mo 14%
  • Insurance $831/mo 7%
  • HOA $50/mo 0%

$12,311/mo at 20% down, 30-yr @ 6.66% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

43/100
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional

43/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $409/sq ft vs the community 12-month median $409/sq ft.
Affordability50
List price $1,899,900 vs the community median $1,899,900. Not a measure of personal affordability.
Renovation upside28
From a 2001 build and $409/sq ft vs the community median $409/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 95 days on market for this home, against a 140-day area median.Days on market:this home 95Area median:  140 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 1, 2026.

🟡 Asking $409 per square foot, about in line with the community’s $409 median. Erin Shores’s 12-month median sold price per square foot is $409. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Nestled behind a private gated entrance on 2.65 fee simple acres and 470 feet of shoreline, this extraordinary Lake Sinclair estate in Baldwin County offers a combination of privacy, craftsmanship, and waterfront living that is increasingly difficult to find. Positioned on one of the lake's most desirable stretches of big-water shoreline, the property enjoys breathtaking long-range views, exceptional water quality, deep water at the dock at 8 feet plus, and a remarkable sense of seclusion. Built during an era when quality craftsmanship and premium materials took precedence over cost-cutting, this custom home showcases a level of construction rarely found today.

From the Andersen windows to the solid wood interior doors, Baldwin brass hardware, cherry hardwood flooring, and custom hickory cabinetry, nearly every detail reflects an unwavering commitment to quality and longevity. While many properties rely on cosmetic updates to create appeal, this home stands apart through exceptional construction, timeless design, and meticulous care that is evident throughout. You would be truly challenged to find a cleaner, and more well-kept home anywhere on the lake.

Designed to embrace its incredible lakefront setting, nearly every room captures stunning water views. The main level features a spacious family room anchored by a marble-surround fireplace, a generously sized kitchen built for entertaining, and a primary suite overlooking the water. The chef's kitchen is equipped with a Sub-Zero refrigerator, 60-inch Viking cooktop with six burners and griddle, Dacor wall ovens, ice machine, granite countertops, walk-in pantry, and abundant custom cabinetry.

A second bedroom and full bath complete the main level. The finished terrace level provides exceptional flexibility for guests and multi-generational living, offering a second full kitchen, two additional bedrooms, two full bathrooms, a flex room, laundry room, and direct access to the lakeside patio and grounds. Outdoor living is equally impressive.

A screened porch and expansive deck provide the perfect vantage point to enjoy panoramic lake views, while the max dock features two boat slips and jet ski lifts for effortless days on the water. The lake-fed irrigation system helps maintain the beautifully landscaped grounds year-round. For hobbyists, car enthusiasts, or those seeking additional workspace, there is an attached and oversized three-vehicle garage with plenty of attic storage, plus an additional detached 1,200-square-foot heated and cooled workshop.

Complete with a kitchenette, full bathroom, dedicated septic system, and room for three additional vehicles, the workshop offers endless possibilities. A separate 9,000-pound vehicle lift and a powered 12-by-20 foot storage building further enhance the property's versatility. Located within the sought-after Erin Shores community, residents enjoy access to a tennis/pickleball court, playground, basketball court, boat ramp, and additional community boat slips for guests.

High-speed internet is available, allowing you to enjoy the serenity of lake living without sacrificing modern connectivity. Rarely does a Lake Sinclair property offer this combination of acreage, privacy, quality construction, exceptional waterfront, and versatile improvements let alone on some of the cleanest water the lake has to offer. Whether you're searching for a full-time residence, luxury retreat, or legacy property to enjoy for generations, this is a truly special opportunity.

Call us today to arrange a private showing.

Description provided by Keller Williams Realty Consultants and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,899,900
Bed / bath4 / 4
Living area4,649 sq ft
Year built2001
Property typeSingle Family Residence
GarageYes
MLS #10773887
Listing status95 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyBaldwin
Estimated first-year tax~$19,949/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$409
Estimated monthly payment$12,311
Insurance (illustrative)$7k–$14k/yr
Comparable-sales median$1,899,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Keller Williams Realty Consultants · Listing agent: Steve Manenti · 678-287-4800Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,673,640the mess$2,129,242

Actual list price: $1,899,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 2 active listings competing
  • 2 closed here in the last 12 months

For reference, this home is listed at $1,899,900 ($409/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 4,649 sq ft × $360–$458/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 3, 2026.

Keep looking

Similar homes for sale near Erin Shores

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,899,900Momentum Realty · on market 95 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$19,949/yr

A rough first-year estimate only, applying a typical Baldwin rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$7k–$14k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 111 Clover Court?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Keller Williams Realty Consultants · MLS # 10773887

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Erin Shores

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Erin Shores neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$1,899,900

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$409

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Erin Shores

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Baldwin County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

LakeviewAssigned elementary school · Baldwin County School District
Oak HillAssigned middle school · Baldwin County School District
BaldwinAssigned high school · Baldwin County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$8,708 – $12,666/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$3,863 – −$301At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
Sparta

Groceries, dining, and parks for this city — see the city guide.

County
Baldwin

Schools, taxes, and services are county-administered — see the county guide.

Community
Erin Shores

Amenities and HOA/CDD detail on the neighborhood guide.

View →
Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: September 3, 2026)
Community market statsGeorgia MLS closed sales, as of September 1, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 111 Clover Court in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.