listed Nov 4, 2026 Single Family Residence
$249,900
3-Bedroom Home in Summerville

1115 Spring Creek Road, Summerville, GA 30747

Single Family Residence in Summerville
Summerville, GA 30747 · Chattooga County
Listing data checked against the MLS November 6, 2026 at 2:39 PM ET · rechecked hourly
3Bedrooms
2Bathrooms
1,300Sq Ft
1930Year Built
$192Per Sq Ft
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
70% above
$/sq ft vs community
$192 here vs $113 median sold (12 mo)
Buyer leverage
Seller-leaning
2 days on market
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $250k tops 10 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

1115 Spring Creek Road in Summerville is listed at $249,900 (1,300 sq ft, about $192 per sq ft). It came to market within the past week. Listing facts: built in 1930, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • Built 1930 · 96 yrs
  • 1,300 sq ft of living area
  • Listed at $249,900 — recent neighborhood median sale price ~$145,000 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • No HOA reported by the listing (confirm)
Listing description

About this home

MOVE RIGHT IN to this BEAUTY at 1115 Spring Creek Road in Summerville, GA! Situated on 2.02 acres, this extensively renovated 3-bedroom, 2-bath home offers approximately 1,300 square feet of living space and the feel of a new home! This property has undergone an incredible transformation!!!

The original part of the home has been taken down essentially to the studs and rebuilt with major improvements throughout. The private bedroom, bath and laundry room was an add on giving the home additional sq footage from its original structure. Updates include new floor joists, subflooring, reframed interior walls, new electrical wiring with a 200-amp panel, new PEX plumbing, energy-efficient windows, insulation, a new HVAC system, and a new roof with architectural shingles.

A new septic tank and field lines have also been installed! Inside, you'll find new LVP flooring throughout, recessed LED lighting, updated bathrooms with new fixtures and vanities, and a beautifully updated kitchen featuring soft-close cabinetry, new countertops, and stainless steel GE appliances. The exterior has also received extensive improvements, including new concrete siding, gutters, and inviting front and back decks.

The 2.02-acre property also features a renovated barn/outbuilding, providing additional space for storage, hobbies, or equipment. The property was surveyed in 2026, with property lines marked. With so many major components (too many to name all here) replaced and updated, this home offers the opportunity to enjoy modern conveniences and peaceful country living at its best!

Schedule your showing today and see everything this property has to offer!

All 27 photos

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Description provided by RE/MAX Real Estate Center and reproduced from the MLS; not independently verified.

Listing courtesy of RE/MAX Real Estate Center · Listing agent: JoAnna M Jackson · 706-842-2200Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

3 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 3 sales: $145,000 ($113/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$249,900
Bed / bath3 / 2
Living area1,300 sq ft
Year built1930
Property typeSingle Family Residence
MLS #10885479
Listing statuslisted Nov 4, 2026

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyChattooga
Estimated first-year tax~$2,624/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$192
Estimated monthly payment$1,709
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$145,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,709/mo
  • Principal & interest $1,354/mo 79%
  • Taxes $219/mo 13%
  • Insurance $136/mo 8%

$1,709/mo at 20% down, 30-yr @ 7.18% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,624/yr

Estimate: a typical Chattooga effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
Not reported

The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Chattooga County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Low
Heat waveVery Low
WildfireVery Low
TornadoRelatively Moderate
LightningRelatively Low
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Summerville

Pricing & the Summerville market

How this home is priced against recent nearby sales, and where Summerville has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales106 Sixth Street106 Sixth Street: $84/sq ft$84164 Elm Street164 Elm Street: $113/sq ft$11335 Marsh Avenue35 Marsh Avenue: $161/sq ft$161This homeThis home: $192/sq ft$192Community median $113
Property timeline

This home’s history

  • 1930BuiltPer public record
  • About Nov 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Nov 4, 2026)
  • Nov 5, 2026First seen on our siteObserved at $249,900
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $249,900RE/MAX Real Estate Center · listed Nov 4, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Research

The Momentum read

🟡 Asking $192 per square foot, about 70% above the community’s $113 median. Summerville’s 12-month median sold price per square foot is $113. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by RE/MAX Real Estate Center · MLS # 10885479

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Keep looking

Similar homes for sale near Summerville

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Summerville

  • 1674 Highway 114 · $189,900 · 3 bd / 1.0 ba · listed November 4, 2026 (courtesy of Realty One Group Edge)
  • 1040 Highway 100 · $179,900 · 3 bd / 2.0 ba · listed October 30, 2026 (courtesy of Keller Williams Heritage)
  • 40 Orchard Hill Road · $725,000 · 3 bd / 3.5 ba · listed October 29, 2026 (courtesy of BHGRE Jackson Realty)
  • 3082 Highway 337 · $249,900 · 3 bd / 2.0 ba · listed October 28, 2026 (courtesy of RE/MAX Real Estate Center)
  • 390 Tate Road · $258,000 · 3 bd / 2.0 ba · listed October 27, 2026 (courtesy of WestBravo Corporation Realty)
  • 8732 Highway 337 · $375,000 · 2 bd / 2.0 ba · listed October 25, 2026 (courtesy of Hardy Realty & Development Company)

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Chattooga County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

MasseyAssigned elementary school · Chattooga County School District
SummervilleAssigned middle school · Chattooga County School District
ChattoogaAssigned high school · Chattooga County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Summerville

Groceries, dining, and parks for this city — see the city guide.

View →
County
Chattooga

Schools, taxes, and services are county-administered — see the county guide.

Community
Summerville

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 1115 Spring Creek Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1930 (96 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Chattooga County; age of roof and any prior claims affect the premium.
  • Listed living area is 1,300 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,624/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: November 6, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of November 6, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1115 Spring Creek Road and when was it built?

Per the listing record, 1115 Spring Creek Road was built in 1930 and has 1,300 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1115 Spring Creek Road in?

1115 Spring Creek Road is in Summerville, Chattooga County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1115 Spring Creek Road have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 1115 Spring Creek Road estimated?

The estimate on this page (about $2,624 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 1115 Spring Creek Road in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1115 Spring Creek Road in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.