51 days on market (MLS) Single Family Residence
$899,000
5-Bedroom Home in Mt. Alto

1225 Mount Alto Road, Rome, GA 30165

Single Family Residence in Mt. Alto, Rome · No CDD on record
Mt. Alto · Rome, GA 30165 · Floyd County
Listing data updated October 13, 2026 at 10:26 AM ET · checked against the MLS hourly
5Bedrooms
3.5Bathrooms
5,134Sq Ft
1998Year Built
$175Per Sq Ft
GarageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
8% above
$/sq ft vs community
$175 here vs $162 median sold (12 mo)
Buyer leverage
Balanced market
51 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $899k tops 12 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 1225 Mount Alto Road in Mt. Alto, Rome is listed at $899,000 (5,134 sq ft, about $175 per sq ft). It has been 51 days on market. Listing facts: built in 1998, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1998 · 28 yrs
  • 5,134 sq ft of living area
  • Garage
  • Listed at $899,000 — recent neighborhood median sale price ~$773,000 (nearby sales; deemed reliable, not an appraisal)
  • 51 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Perched atop desirable Mount Alto in Rome, Georgia, this beautifully updated 5-bedroom, 3.5-bath home offers 5,134 square feet of living space on 1.75 private acres, combining timeless architecture, modern renovations, and exceptional indoor-outdoor living. The impressive great room welcomes you with exposed beam ceilings, a dramatic floor-to-ceiling stone fireplace, custom built-ins, and walls of windows that fill the home with natural light. Designed for both everyday living and entertaining, the renovated chef's kitchen features custom cabinetry, quartz countertops, designer tile backsplash, updated lighting, and premium Thermador and KitchenAid appliances.

Open living and dining areas flow seamlessly to expansive wraparound porches with both screened and open-air spaces. The main-level primary suite offers a private retreat with a completely renovated spa-inspired bathroom featuring custom vanities, quartz countertops, a freestanding soaking tub, oversized glass-enclosed tile shower, designer lighting, and custom linen storage. The spacious walk-in closet features a professionally designed California Closets organization system.

A redesigned laundry room with custom cabinetry and quartz countertops and a private home office with adjoining half bath add convenience and functionality to the main level. Upstairs are three generously sized bedrooms and a full bath, while the oversized fifth bedroom features its own private staircase and ensuite bath, making it ideal for guests, a private suite, or flexible living space. The finished terrace level provides outstanding additional living and entertaining space with a large recreation room, wet bar, and room for a billiards table, media room, home gym, playroom, or game-day gatherings.

Outdoor living is equally impressive with expansive wraparound porches featuring low-maintenance Trex decking, mature landscaping, and a private fire pit gathering area with its own driveway and additional parking. Thoughtfully updated and truly move-in ready, recent improvements include a new roof, renovated kitchen, renovated primary suite, new home office, redesigned laundry room, fresh interior paint, updated lighting, radon mitigation system, sealed crawl space, and numerous custom upgrades throughout. Offering privacy, space, mountain-top living, and beautifully renovated interiors, this exceptional Mount Alto home in Rome, GA is a rare opportunity for buyers seeking a spacious residence with a main-level primary suite, finished terrace level, home office, multiple outdoor living spaces, and 1.75 acres just minutes from the conveniences of Rome.

All 78 photos

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Description provided by Hardy Realty & Development Company and reproduced from the MLS; not independently verified.

Listing courtesy of Hardy Realty & Development Company · Listing agent: Molly Steeves · 706-291-4321Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$899,000
Bed / bath5 / 3.5
Living area5,134 sq ft
Year built1998
Property typeSingle Family Residence
GarageYes
MLS #10799528
Listing status51 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~1316 ft
CountyFloyd
Area listings1 active · 0 under contract
Estimated first-year tax~$9,440/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$175
Estimated monthly payment$6,178
Insurance (illustrative)$4k–$7k/yr
Messtimate range$723,894 – $1,016,532
Comparable-sales median$773,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$6,178/mo
  • Principal & interest $4,980/mo 81%
  • Taxes $787/mo 13%
  • Insurance $412/mo 7%

$6,178/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$9,440/yr

Estimate: a typical Floyd effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$7k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~1316 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Floyd County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively High
LightningRelatively Moderate
Strong windRelatively High
DroughtRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Mt. Alto

Pricing & the Mt. Alto market

How this home is priced against recent nearby sales, and where Mt. Alto has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales226 Maplecrest Lane226 Maplecrest Lane: $100/sq ft$1005 Laurchris Drive5 Laurchris Drive: $141/sq ft$141217 E 10th Street217 E 10th Street: $160/sq ft$160115 Valley Brook Drive115 Valley Brook Drive: $163/sq ft$163This homeThis home: $175/sq ft$175139 Shoals Ferry Road139 Shoals Ferry Road: $198/sq ft$198138 Nelson Boulevard138 Nelson Boulevard: $226/sq ft$226Community median $162
Property timeline

This home’s history

  • 1998BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 51 cumulative days on market as of October 13, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $899,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $899,000Momentum Realty · on market 51 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 10 miles in Floyd County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $773,000 ($162/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$723,894the mess$1,016,532

Directional estimate — 6 comparable closed sales within about 10 miles in Floyd County, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $899,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 40% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1998 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing
  • ≈6.0 months of supply
  • 2 closed here in the last 12 months

For reference, this home is listed at $899,000 ($175/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 5,134 sq ft × $141–$198/sq ft (interquartile band of 6 comparable closed sales within about 10 miles in Floyd County, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Scores

Momentum Property Score

32/100
Strongest on: Market liquidity (44), Price vs area (30)
0 limited50100 exceptional

32/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area30
This home $175/sq ft vs the community 12-month median $162/sq ft.
Affordability23
List price $899,000 vs the community median $773,000. Not a measure of personal affordability.
Market liquidity44
Community inventory, ~6.0 months of supply (12-month record).

Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 6.0 months of supply in the surrounding market and 51 days on market for this home, against a 51-day area median.Days on market:this home 51Area median:  51 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $175 per square foot, about 8% above the community’s $162 median. Mt. Alto’s 12-month median sold price per square foot is $162. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 1 active listings in Mt. Alto, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Hardy Realty & Development Company · MLS # 10799528

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Keep looking

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Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Mt. Alto

Go deeper on Mt. Alto

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Floyd County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Alto ParkAssigned elementary school · Floyd County School District
CoosaAssigned middle school · Floyd County School District
CoosaAssigned high school · Floyd County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1225 Mount Alto Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1998 (28 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Floyd County; age of roof and any prior claims affect the premium.
  • Listed living area is 5,134 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $9,440/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesGeorgia MLS closed sales within about 10 miles in Floyd County, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1225 Mount Alto Road and when was it built?

Per the listing record, 1225 Mount Alto Road was built in 1998 and has 5,134 sq ft of living area, 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1225 Mount Alto Road in?

1225 Mount Alto Road is in Mt. Alto in Rome, Floyd County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1225 Mount Alto Road have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 1225 Mount Alto Road estimated?

The estimate on this page (about $9,440 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 1225 Mount Alto Road in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.