4 bedroom Cabin,Single Family Residence at 135 Hannah Way #3, Loves Mountain Estates, Ellijay — photo 1Front elevation
4 bedroom Cabin,Single Family Residence at 135 Hannah Way #3, Loves Mountain Estates, Ellijay — photo 2Living space
4 bedroom Cabin,Single Family Residence at 135 Hannah Way #3, Loves Mountain Estates, Ellijay — photo 3Kitchen
4 bedroom Cabin,Single Family Residence at 135 Hannah Way #3, Loves Mountain Estates, Ellijay — photo 4Owner's suite
4 bedroom Cabin,Single Family Residence at 135 Hannah Way #3, Loves Mountain Estates, Ellijay — photo 5Exterior / yardView all 69 photos →
New — 1 day on market Cabin,Single Family Residence
$1,334,000
4-Bedroom Cabin,Single Family Residence in Loves Mountain Estates

135 Hannah Way #3, Ellijay, GA 30540

Cabin,Single Family Residence in Loves Mountain Estates, Ellijay · No CDD · Built 2024
Loves Mountain Estates · Ellijay, GA 30540 · Gilmer
Listing data updated September 28, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
3,755Sq Ft
2024Year Built
$355Per Sq Ft
WaterfrontNew constructionNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$355 here vs $355 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 28, 2026, 135 Hannah Way #3 in Loves Mountain Estates, Ellijay is listed at $1,334,000 (3,755 sq ft, about $355 per sq ft). It came to market within the past week. Listing facts: new construction, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2024
  • 3,755 sq ft of living area
  • New to market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2024BuiltPer public record
  • Sep 27, 2026First trackedObserved at $1,334,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$8,708/mo
  • Principal & interest $7,122/mo 82%
  • Taxes $1,167/mo 13%
  • Insurance $369/mo 4%
  • HOA $50/mo 1%

$8,708/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

37/100
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional

37/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $355/sq ft vs the community 12-month median $355/sq ft.
Affordability50
List price $1,334,000 vs the community median $1,334,000. Not a measure of personal affordability.
Renovation upside10
From a 2024 build and $355/sq ft vs the community median $355/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $355 per square foot, about in line with the community’s $355 median. Loves Mountain Estates’s 12-month median sold price per square foot is $355. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 28, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Experience the ultimate blend of peaceful riverfront fishing, relaxation and premium rental revenue at Riverstone Retreat. Located perfectly between Ellijay and Blue Ridge, adjacent to Whitepath Golf Club-celebrated as Mountain Golf at its Finest-this exceptional estate is tucked away on a pristine, trout-filled stretch of the Ellijay River. The interior delivers a timeless mountain aesthetic, seamlessly balancing rustic charm with refined, modern luxury.

Soaring ceilings and massive glass walls flood the open-concept living space with natural light, framing spectacular views of the water and surrounding forest. Built to maximize guest satisfaction, the cabin features a main-floor chef's kitchen a private primary suite & king size guest ensuite. The lower level transitions into an entertainment haven, boasting a dedicated home movie theater, a lively game room with shuffleboard and arcade favorites, and a custom coffee bar.

Two more oversized bedrooms accommodate even more guests. Outside, two tiers of covered decks host an upscale outdoor gas fed firepit, multiple lounges, a private hot tub, and stone step walking trail down to 200 feet of river frontage that has been hardscaped with seats, paths and stairs creating access to a perfect dipping pool, noisy rapids and fantastic fishing. A fenced yard makes it an ideal, pet-friendly destination.

This proven performer is sold fully furnished and completely turnkey. Avoid the hassle of the setup phase; Riverstone Retreat boasts a flawless history of 5-star reviews, an active STR host license, a streamlined management onboarding process, and a robust pipeline of upcoming reservations that transfer directly at closing. Your cash flow starts on day one.

All 69 photos

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Description provided by BHHS Georgia Properties and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,334,000
Bed / bath4 / 3
Living area3,755 sq ft
Year built2024
Property typeCabin,Single Family Residence
MLS #10852941
Listing statusNew — 1 day on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyGilmer
Estimated first-year tax~$14,007/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$355
Estimated monthly payment$8,708
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$1,334,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of BHHS Georgia Properties · Listing agent: Emalene Williamson · 706-441-3786Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,171,560the mess$1,494,490

Actual list price: $1,334,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 134 active listings competing, 17 under contract

For reference, this home is listed at $1,334,000 ($355/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,755 sq ft × $312–$398/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 28, 2026.

Keep looking

Similar homes for sale near Loves Mountain Estates

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Loves Mountain Estates

  • 250 Mccollum Road #1R · $799,999 · 2 bd / 2.0 ba · listed September 26, 2026 (courtesy of Century 21 Results)
  • 525 Riverside Drive · $700,000 · 4 bd / 3.0 ba · listed September 26, 2026 (courtesy of RE/MAX Town & Country)
  • 65 Lucille Avenue · $225,000 · 2 bd / 1.5 ba · listed September 25, 2026 (courtesy of Local Realty)
  • 3744 Tails Creek Road · $322,500 · 1 bd / 1.0 ba · listed September 23, 2026 (courtesy of Nathan Fitts & Team)
  • 859 Hagin Circle · $849,000 · 2 bd / 2.0 ba · listed September 23, 2026 (courtesy of RE/MAX Town & Country)
  • 7233 Shakerag Road · $719,777 · 4 bd / 3.5 ba · listed September 22, 2026 (courtesy of RE/MAX Town & Country)
Transparency

Price & listing history

Listed for $1,334,000Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$14,007/yr

A rough first-year estimate only, applying a typical Gilmer rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 135 Hannah Way #3?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by BHHS Georgia Properties · MLS # 10852941

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Loves Mountain Estates

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Loves Mountain Estates neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$1,334,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$355

Canonical 12-month median $/sq ft. Reference only.

Assigned schools

Assigned schools

Schools currently assigned to this address in Gilmer County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

EllijayAssigned elementary school · Gilmer County School District
Clear CreekAssigned middle school · Gilmer County School District
GilmerAssigned high school · Gilmer County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$6,114 – $8,893/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,760 – −$259At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 135 Hannah Way #3, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Gilmer County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 3,755 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $14,007/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
Ellijay

Groceries, dining, and parks for this city — see the city guide.

View →
County
Gilmer

Schools, taxes, and services are county-administered — see the county guide.

Community
Loves Mountain Estates

Amenities and HOA/CDD detail on the neighborhood guide.

Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: September 28, 2026)
Community market statsGeorgia MLS closed sales, as of September 28, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 135 Hannah Way #3 and when was it built?

Per the listing record, 135 Hannah Way #3 was built in 2024 and has 3,755 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 135 Hannah Way #3 in?

135 Hannah Way #3 is in Loves Mountain Estates in Ellijay, Gilmer County. The community section on this page shows recent closed sales, days on market, and active inventory for Loves Mountain Estates from the same MLS data.

How are property taxes on 135 Hannah Way #3 estimated?

The estimate on this page (about $14,007 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 135 Hannah Way #3 in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 135 Hannah Way #3 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.