5 bedroom Single Family Residence at 136 Ruby Trail, Emerald Plantation, Guyton — photo 1Front elevation
5 bedroom Single Family Residence at 136 Ruby Trail, Emerald Plantation, Guyton — photo 2Living space
5 bedroom Single Family Residence at 136 Ruby Trail, Emerald Plantation, Guyton — photo 3Kitchen
5 bedroom Single Family Residence at 136 Ruby Trail, Emerald Plantation, Guyton — photo 4Owner's suite
5 bedroom Single Family Residence at 136 Ruby Trail, Emerald Plantation, Guyton — photo 5Exterior / yardView all 56 photos →
40 days on market Single Family Residence
$495,000
5-Bedroom Home in Emerald Plantation

136 Ruby Trail, Guyton, GA 31312

Single Family Residence in Emerald Plantation, Guyton · No CDD
Emerald Plantation · Guyton, GA 31312 · Effingham
Listing data updated September 23, 2026 · refreshed twice daily
5Bedrooms
3.5Bathrooms
2,761Sq Ft
2012Year Built
$179Per Sq Ft
GarageNo CDD5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
30% above
$/sq ft vs community
$179 here vs $138 median sold (12 mo)
Buyer leverage
Strong buyer advantage
40 days on market
20.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 3
Price vs recent sales
Asking $495k tops 3 of the last 3 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 23, 2026, 136 Ruby Trail in Emerald Plantation, Guyton is listed at $495,000 (2,761 sq ft, about $179 per sq ft). That sits within a few percent of Emerald Plantation's median closed sale of $455,000 over the last 12 months (3 recorded sales). Per square foot it is above the community's recent $138/sq ft by about 30%. It has been 40 days on market, longer than the community's typical 17 days to contract. Listing facts: built in 2012. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2012 · 14 yrs
  • 2,761 sq ft of living area
  • Garage
  • Listed at $495,000 — recent neighborhood median sale price ~$455,000 (nearby sales; deemed reliable, not an appraisal)
  • 40 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Emerald Plantation

Pricing & the Emerald Plantation market

How this home is priced against recent nearby sales, and where Emerald Plantation has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales192 Ashley Drive192 Ashley Drive: $136/sq ft$136186 Ashley Drive186 Ashley Drive: $138/sq ft$138This homeThis home: $179/sq ft$179Community median $138
Property timeline

This home’s history

  • 2012BuiltPer public record
  • Sep 2, 2026First trackedObserved at $495,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,283/mo
  • Principal & interest $2,621/mo 80%
  • Taxes $433/mo 13%
  • Insurance $178/mo 5%
  • HOA $50/mo 2%

$3,283/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

31/100
Strongest on: Pricing power (59), Market liquidity (48)
0 limited50100 exceptional

31/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $179/sq ft vs the community 12-month median $138/sq ft.
Affordability35
List price $495,000 vs the community median $455,000. Not a measure of personal affordability.
Market liquidity48
Community median 17 days on market, ~20.0 months of supply (12-month record).
Renovation upside15
From a 2012 build and $179/sq ft vs the community median $138/sq ft. Not a condition assessment.
Pricing power59
Recent sales closed at about 96.1% of original asking (~3.9% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 20.0 months of supply in the surrounding market and 40 days on market for this home, against a 17-day area median.Days on market:this home 40Area median:  17 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $179 per square foot, about 30% above the community’s $138 median. Emerald Plantation’s 12-month median sold price per square foot is $138. Confidence: Low · 3 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Emerald Plantation sales closed near 96.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 5 active listings in Emerald Plantation, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Situated on a beautifully landscaped half acre lot in the amenity filled Emerald Plantation community, this stunning home is truly move in ready. From the moment you arrive, the fresh landscaping and inviting curb appeal set the tone for what's inside. Step through the front door to find elegant wainscoting, detailed trim work, and gorgeous hardwood floors that immediately make an impression.

A formal dining room greets you at the entry, leading into a spacious open-concept living area where the kitchen overlooks the living room, perfect for both everyday living and entertaining. The fully renovated kitchen is a showstopper, featuring quartz countertops, a matching backsplash, freshly painted white cabinetry, and modern gold hardware. Stainless steel appliances and a custom pantry door complete the space with both style and functionality.

The living room offers a cozy gas fireplace and direct access to the private, fenced backyard. Enjoy outdoor living at its best with a screened-in porch, grilling patio, and elegant wrought iron fencing. The primary suite is conveniently located on the main floor and features a spa-like en-suite bath with a large walk-in shower, soaking tub, and double vanities.

Also downstairs, you'll find a half bath, laundry room, and a secure storm room. Upstairs, plush carpeting leads to a spacious loft, a storage room, four additional bedrooms, and two full bathrooms. One bedroom includes its own en-suite, making it an ideal secondary primary suite or guest retreat.

With fresh paint throughout and thoughtful upgrades at every turn, this home blends comfort, style, and functionality in one exceptional package.

All 56 photos

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Description provided by Platinum Properties and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$495,000
Bed / bath5 / 3.5
Living area2,761 sq ft
Year built2012
Property typeSingle Family Residence
GarageYes
MLS #10733129
Listing status40 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyEffingham
Area listings5 active · 0 under contract
Estimated first-year tax~$5,198/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$179
Estimated monthly payment$3,283
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$455,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Platinum Properties · Listing agent: Toni Hardigree · 912-826-2151Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$334,081the mess$427,955

Actual list price: $495,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 40 days on market vs. a 17-day community median
  • 5 active listings competing
  • 20.0 months of supply
  • 3 closed here in the last 12 months

For reference, this home is listed at $495,000 ($179/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,761 sq ft × $121–$155/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 23, 2026.

Keep looking

Similar homes for sale near Emerald Plantation

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Guyton

  • 205 Cooperstown Drive, Guyton · $480,000 · 4 bd / 2.5 ba · listed September 11, 2026 (courtesy of Keller Williams Realty Coastal)
  • 113 Thoroughbred Drive, Guyton · $291,000 · 4 bd / 2.5 ba · listed September 3, 2026 (courtesy of Scott Realty Professionals LLC)
  • 10 High Meadow Crossing, Guyton · $369,900 · 4 bd / 2.5 ba · listed August 29, 2026 (courtesy of Century 21 Results)
  • 598 Clark Road, Guyton · $220,000 · 4 bd / 3.0 ba · listed August 28, 2026 (courtesy of Platinum Properties)
  • 1444 Courthouse Road, Guyton · $294,717 · 3 bd / 2.0 ba · listed August 28, 2026 (courtesy of eXp Realty)
  • 87 Crestview Drive, Guyton · $599,900 · 5 bd / 3.5 ba · listed August 27, 2026 (courtesy of Realty One Group Inclusion)
Transparency

Price & listing history

Listed for $495,000Momentum Realty · on market 40 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,198/yr

A rough first-year estimate only, applying a typical Effingham rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 136 Ruby Trail?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Platinum Properties · MLS # 10733129

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Emerald Plantation

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Emerald Plantation neighborhood guide for more.

Comparable sales found
2

Recent nearby closings in the data set.

Community median sale price
$455,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$138

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Emerald Plantation

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Effingham County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Sand HillAssigned elementary school · Effingham County School District
South EffinghamAssigned middle school · Effingham County School District
South EffinghamAssigned high school · Effingham County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $138/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,269 – $3,300/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,077 – −$149At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 136 Ruby Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2012: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Effingham County; age of roof and any prior claims affect the premium.
  • Listed living area is 2,761 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,198/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: September 23, 2026)
Community market statsGeorgia MLS closed sales, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 136 Ruby Trail and when was it built?

Per the listing record, 136 Ruby Trail was built in 2012 and has 2,761 sq ft of living area, 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 136 Ruby Trail in?

136 Ruby Trail is in Emerald Plantation in Guyton, Effingham County. The community section on this page shows recent closed sales, days on market, and active inventory for Emerald Plantation from the same MLS data.

How are property taxes on 136 Ruby Trail estimated?

The estimate on this page (about $5,198 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 136 Ruby Trail in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 136 Ruby Trail in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.