39 days on market (MLS) Single Family Residence ▼ Price cut: $22,000 (10/19)
$447,000
3-Bedroom Home in Schwartz Ward

1601 Grove Street, Savannah, GA 31401

Single Family Residence in Schwartz Ward, Savannah · No CDD on record · Built 2026
Schwartz Ward · Savannah, GA 31401 · Chatham County
Listing data updated October 21, 2026 at 8:17 AM ET · checked against the MLS hourly
3Bedrooms
2.5Bathrooms
1,662Sq Ft
2026Year Built
$269Per Sq Ft
New constructionNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
4% above
$/sq ft vs community
$269 here vs $258 median sold (12 mo)
Buyer leverage
Buyer advantage
39 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~16 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $447k tops 10 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 21, 2026, 1601 Grove Street in Schwartz Ward, Savannah is listed at $447,000 (1,662 sq ft, about $269 per sq ft). It has been 39 days on market. Listing facts: new construction, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • 1,662 sq ft of living area
  • Listed at $447,000 — recent neighborhood median sale price ~$421,000 (nearby sales; deemed reliable, not an appraisal)
  • 39 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Welcome to 1601 Grove Street-where timeless design meets the convenience of brand-new construction in the heart of Savannah. Thoughtfully built with quality craftsmanship and designer finishes throughout, this stunning 3-bedroom, 2.5-bath home offers 1,662 square feet of stylish, low-maintenance living. Step inside to an open-concept floor plan featuring durable luxury vinyl plank flooring, abundant natural light, and a beautifully designed kitchen complete with quartz countertops, soft-close cabinetry, stainless steel appliances, a spacious pantry, and an oversized island thats perfect for gathering.

Spray foam insulation throughout-including beneath the home-provides exceptional energy efficiency and year-round comfort. The spacious primary suite offers a peaceful retreat with a beautifully appointed ensuite bath, while custom closet shelving throughout adds thoughtful functionality. Professional landscaping and off-street parking complete the exterior, making this home truly move-in ready from day one.

Best of all, youre within walking distance to some of Savannahs favorite destinations. Grab your morning coffee at Perc, meet friends at Laundry Diner or Cotton & Rye, explore the Starland District, or spend your weekends enjoying everything that makes downtown Savannah one of the Souths most beloved cities.

All 51 photos

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Description provided by Engel & V?lkers Savannah and reproduced from the MLS; not independently verified.

Listing courtesy of Engel & V?lkers Savannah · Listing agent: Anna Grace Lowenthal · 912-238-0874Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$447,000
Bed / bath3 / 2.5
Living area1,662 sq ft
Year built2026
Property typeSingle Family Residence
MLS #10843167
Listing status39 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~16 ft
CountyChatham
Estimated first-year tax~$4,694/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$269
Estimated monthly payment$2,984
Insurance (illustrative)$1k–$2k/yr
Messtimate range$152,904 – $511,896
Comparable-sales median$421,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,984/mo
  • Principal & interest $2,476/mo 83%
  • Taxes $391/mo 13%
  • Insurance $117/mo 4%

$2,984/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,694/yr

Estimate: a typical Chatham effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~16 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Chatham County, GA: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Schwartz Ward

Pricing & the Schwartz Ward market

How this home is priced against recent nearby sales, and where Schwartz Ward has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1611 Rosemary Street1611 Rosemary Street: $86/sq ft$861223 W 51st Street1223 W 51st Street: $92/sq ft$921226 E Bolton Street1226 E Bolton Street: $231/sq ft$231This homeThis home: $269/sq ft$2691323 E 53Rd Street1323 E 53Rd Street: $284/sq ft$2841302 E 53rd Street1302 E 53rd Street: $308/sq ft$308125 E 54Th Street125 E 54Th Street: $391/sq ft$391Community median $258
Property timeline

This home’s history

  • 2026BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 39 cumulative days on market as of October 21, 2026
  • Sep 10, 2026First seen on movewithmomentum.comObserved at $469,000
  • Oct 19, 2026Price cut$447,000 (-$22,000, -4.7%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $447,000Momentum Realty · on market 39 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $421,000 ($258/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Momentum Scores

Momentum Property Score

64/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional

64/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area39
This home $269/sq ft vs the community 12-month median $258/sq ft.
Affordability40
List price $447,000 vs the community median $421,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~16 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $269 per square foot, about 4% above the community’s $258 median. Schwartz Ward’s 12-month median sold price per square foot is $258. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Engel & V?lkers Savannah · MLS # 10843167

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Keep looking

Similar homes for sale near Schwartz Ward

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Schwartz Ward

  • 209 W 38Th Street · $725,000 · 3 bd / 2.5 ba · listed October 16, 2026 (courtesy of Daniel Ravenel Sotheby's Intl.)
  • 426 Adams Road · $530,000 · 4 bd / 4.0 ba · listed October 16, 2026 (courtesy of eXp Realty)
  • 1724 Whitemarsh Way · $195,000 · 1 bd / 1.0 ba · listed October 15, 2026 (courtesy of Atlanta Communities)
  • 109 Runner Road · $565,000 · 5 bd / 2.0 ba · listed October 14, 2026 (courtesy of Keller Williams Realty Coastal)
  • 76 Al Henderson Boulevard #A-4 · $199,000 · 2 bd / 2.0 ba · listed October 11, 2026 (courtesy of Next Move Real Estate)
  • 1 Rowe Avenue · $274,900 · 3 bd / 3.0 ba · listed October 11, 2026 (courtesy of RE/MAX 1st Choice Realty)

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Chatham County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

ShumanAssigned elementary school · Chatham County School District
HubertAssigned middle school · Chatham County School District
SavannahAssigned high school · Chatham County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Savannah

Groceries, dining, and parks for this city — see the city guide.

View →
County
Chatham

Schools, taxes, and services are county-administered — see the county guide.

Community
Schwartz Ward

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 1601 Grove Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Chatham County; age of roof and any prior claims affect the premium.
  • Listed living area is 1,662 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,694/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 21, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of October 21, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1601 Grove Street and when was it built?

Per the listing record, 1601 Grove Street was built in 2026 and has 1,662 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1601 Grove Street in?

1601 Grove Street is in Schwartz Ward in Savannah, Chatham County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1601 Grove Street have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 1601 Grove Street estimated?

The estimate on this page (about $4,694 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 1601 Grove Street in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1601 Grove Street in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.