87 days on market (MLS) Single Family Residence
$917,400
5-Bedroom Home in River Oaks @ Moss Creek

209 River Oaks Drive, Lagrange, GA 30240

Single Family Residence in River Oaks @ Moss Creek, Lagrange · No CDD on record
River Oaks @ Moss Creek · Lagrange, GA 30240 · Troup County
Listing data updated October 13, 2026 at 10:29 AM ET · checked against the MLS hourly
5Bedrooms
4.5Bathrooms
4,832Sq Ft
2001Year Built
$190Per Sq Ft
WaterfrontGarageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
12% above
$/sq ft vs community
$190 here vs $169 median sold (12 mo)
Buyer leverage
Balanced market
87 days on market
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $917k tops 12 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 209 River Oaks Drive in River Oaks @ Moss Creek, Lagrange is listed at $917,400 (4,832 sq ft, about $190 per sq ft). It has been 87 days on market. Listing facts: built in 2001, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2001 · 25 yrs
  • 4,832 sq ft of living area
  • Garage
  • Listed at $917,400 — recent neighborhood median sale price ~$700,000 (nearby sales; deemed reliable, not an appraisal)
  • 87 days on market
Listing description

About this home

Life is Simply Better at the Lake. Wake up to peaceful lake views, spend the afternoon on the water, and end your evenings watching the sunset from your private dock. This Southern Living-inspired waterfront home in the highly desirable Moss Creek subdivision offers the lake lifestyle you've been dreaming of on beautiful West Point Lake.

Complete with a private covered dock featuring a boat slip and swim deck, this exceptional property provides direct access to boating, swimming, fishing, paddleboarding, and all the recreation that makes lake living so special. Surrounded by mature trees and thoughtfully designed with timeless appeal, this home offers a versatile floor plan with two primary suites and custom details throughout. The main-level primary suite serves as a private retreat, featuring a spacious tiled shower, double vanities, dual closets, bay windows, and private access to the back deck where you can enjoy your morning coffee overlooking the peaceful waters of West Point Lake.

Two additional bedrooms on the main level share a Jack-and-Jill bath, while the inviting living room showcases a beautiful brick fireplace, custom built-in bookcases, and an adjoining formal dining room. The spacious family room flows seamlessly into the kitchen and keeping room, creating the perfect setting for everyday living and entertaining. The well-appointed kitchen opens directly onto the expansive back deck, allowing indoor and outdoor living to blend effortlessly while taking full advantage of the spectacular lake setting.

A powder room and laundry room with convenient garage access complete the main level. Hardwood floors throughout the main living areas, extensive crown molding, and abundant natural light enhance the home's warmth, elegance, and timeless character. Upstairs, you'll find an additional bedroom with a private bath, along with a walk-out attic offering exceptional storage or future expansion potential.

The finished basement offers incredible flexibility, featuring a secondary primary suite with a full bath, a cozy den with a second brick fireplace, a summer kitchen or wet bar, a game or exercise room, and more than 900 square feet of unfinished storage or workshop space with both interior and exterior access. Whether you're accommodating extended family, creating the ultimate recreation area, or simply needing additional storage, this lower level offers endless possibilities. Outside, the home's curb appeal is equally impressive with a welcoming Southern front porch, circular driveway, and beautifully manicured landscaping.

The spacious back deck overlooks the backyard and lake, while the private covered dock becomes the centerpiece of the property-perfect for boating, swimming, fishing, entertaining, or simply unwinding as you take in the peaceful surroundings and breathtaking sunsets. Ideal for multigenerational living, growing families, or anyone seeking flexible living space, this home is designed to accommodate a wide range of lifestyles. Residents of Moss Creek enjoy outstanding community amenities, including a swimming pool, tennis and pickleball courts, and a clubhouse, providing the perfect balance of recreation, relaxation, and neighborhood living.

Zoned for the Hillcrest Elementary School District beginning with the 2026-2027 school year, this exceptional waterfront property offers the rare opportunity to enjoy private dock access, timeless Southern charm, generous living space, and the unmatched lifestyle of West Point Lake-all within one of LaGrange's most desirable neighborhoods.

All 86 photos

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Description provided by Coldwell Banker Kennon & Parker and reproduced from the MLS; not independently verified.

Listing courtesy of Coldwell Banker Kennon & Parker · Listing agent: Team Nicole · 706-256-1000Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$917,400
Bed / bath5 / 4.5
Living area4,832 sq ft
Year built2001
Property typeSingle Family Residence
GarageYes
MLS #10807722
Listing status87 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~697 ft
CountyTroup
Area listings2 active · 0 under contract
Estimated first-year tax~$9,633/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$190
Estimated monthly payment$6,286
Insurance (illustrative)$4k–$7k/yr
Messtimate range$681,312 – $869,760
Comparable-sales median$700,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$6,286/mo
  • Principal & interest $5,082/mo 81%
  • Taxes $803/mo 13%
  • Insurance $401/mo 6%

$6,286/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$9,633/yr

Estimate: a typical Troup effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$7k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~697 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Troup County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Moderate
HailRelatively Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · River Oaks @ Moss Creek

Pricing & the River Oaks @ Moss Creek market

How this home is priced against recent nearby sales, and where River Oaks @ Moss Creek has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales109 Windridge109 Windridge: $129/sq ft$129102 Woodchase Drive102 Woodchase Drive: $141/sq ft$141130 Sunny Point Circle130 Sunny Point Circle: $169/sq ft$169118 Woodchase118 Woodchase: $180/sq ft$180This homeThis home: $190/sq ft$190654 Cameron Mill Road654 Cameron Mill Road: $191/sq ft$191Community median $169
Property timeline

This home’s history

  • 2001BuiltPer public record
  • About Jul 2026Listed (per MLS)MLS reports 87 cumulative days on market as of October 13, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $917,400
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $917,400Momentum Realty · on market 87 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

5 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 5 sales: $700,000 ($169/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$681,312the mess$869,760

Stronger local evidence — 5 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $917,400 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 2001 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 5 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing

For reference, this home is listed at $917,400 ($190/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 4,832 sq ft × $141–$180/sq ft (interquartile band of 5 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Research

The Momentum read

🟡 Asking $190 per square foot, about 12% above the community’s $169 median. River Oaks @ Moss Creek’s 12-month median sold price per square foot is $169. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 2 active listings in River Oaks @ Moss Creek, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Coldwell Banker Kennon & Parker · MLS # 10807722

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Keep looking

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Recently off market in River Oaks @ Moss Creek

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on River Oaks @ Moss Creek

Go deeper on River Oaks @ Moss Creek

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Troup County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

HillcrestAssigned elementary school · Troup County School District
Gardner NewmanAssigned middle school · Troup County School District
LagrangeAssigned high school · Troup County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 209 River Oaks Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2001 (25 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Troup County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 4,832 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $9,633/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 209 River Oaks Drive and when was it built?

Per the listing record, 209 River Oaks Drive was built in 2001 and has 4,832 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 209 River Oaks Drive in?

209 River Oaks Drive is in River Oaks @ Moss Creek in Lagrange, Troup County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 209 River Oaks Drive estimated?

The estimate on this page (about $9,633 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 209 River Oaks Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.