18 days on market (MLS) Single Family Residence Open house Sun, Oct 11, 1 PM–3 PM
$679,900
6-Bedroom Home in Chambers Crossing

220 Edna Ruth Lane, Mcdonough, GA 30253

Single Family Residence in Chambers Crossing, Mcdonough · No CDD on record
Chambers Crossing · Mcdonough, GA 30253 · Henry County
Listing data updated October 10, 2026 at 4:46 PM ET · checked against the MLS hourly
6Bedrooms
5Bathrooms
6,130Sq Ft
2001Year Built
$111Per Sq Ft
GarageNo CDD on record6 bedrooms
Open house
  • Sun, Oct 11, 1 PM–3 PM · OPEN HOUSE! AGENT PROTECTION! NO HOA! TWO RANCH HOMES in ONE: MULTI-GENERATIONAL HAVEN!
  • Sat, Oct 17, 1 PM–3 PM · OPEN HOUSE! AGENT PROTECTION! NO HOA! TWO RANCH HOMES in ONE: MULTI-GENERATIONAL HAVEN!
Times per the listing broker in the MLS; confirm before you go. Updated hourly.
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

As of October 10, 2026, 220 Edna Ruth Lane in Chambers Crossing, Mcdonough is listed at $679,900 (6,130 sq ft, about $111 per sq ft). It has been 18 days on market. Listing facts: built in 2001, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2001 · 25 yrs
  • 6,130 sq ft of living area
  • Garage
  • 18 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

NO HOA! TWO RANCH HOMES in ONE: MULTI-GENERATIONAL HAVEN! Welcome home to your multi-generational custom-built 4-sided brick ranch dream home, located in the serene and well-maintained boutique Chambers Crossing Subdivision, in McDonough, GA.

What truly sets this home apart is its multi-generational layout. The fully finished lower level is essentially its own private residence, featuring a separate driveway, separate brick mailbox, separate entrances, full secondary kitchen, and independent living space, ideal for in-laws, adult children, long-term guests, or even a private rental-style setup without compromise. This delightful residence offers a perfect blend of comfort, space, and tranquility.

Situated in a quiet neighborhood where pride of ownership is evident throughout, you'll appreciate the peace and calm that comes with this charming community. One of the standout features of this property is the absence of a homeowners' association, giving you the freedom and flexibility you desire without any additional fees or restrictions. As you approach the home, you'll be greeted by an inviting manicured landscape.

Sits on over one acre, providing ample space for outdoor activities, gardening, and more. This spacious lot offers endless possibilities for creating your ideal outdoor living space. The home welcomes you through a foyer with a formal dining room on one side.

The grand room features a high ceiling and cozy fireplace and opens to an updated kitchen with fresh paint, abundant counter space, appliances, a breakfast bar, and a breakfast area. A spacious laundry room with cabinets, a utility sink, and a desk is conveniently located off the kitchen. The primary suite includes a trey ceiling and an adjoining bath with updated countertops, fresh paint, dual vanities, a jetted tub, a separate shower, and features not one, but TWO large walk-in closets.

Two additional bedrooms share a full bath. The second-level loft-style apartment offers a bedroom with a closet, a full bath, and a sitting area with a window view. The finished terrace level includes a fully equipped kitchen, second laundry room, great room, office, two bedrooms, two full baths, storage area, and a workshop.

Additional features include plantation shutters, updated bathrooms with granite countertops, fresh interior paint, four HVAC systems, a two-car side-entry garage with epoxy flooring, climate control, 2-car carport lower-level parking, and a 16x16-foot brick storage building with roll-up doors. The roof is approximately three years old, and the windows were replaced about four years ago. The outdoor space is a true highlight, large deck overlooking the expansive backyard featuring a fire pit, ready for summer days or relaxed evenings at home.

This home is a clear standout and one of the strongest values currently available in the community. With its flexible layout, thoughtful upgrades, and ample living space, this home offers the perfect blend of comfort and convenience. Don't miss the opportunity to make it yours.

A must-see in person! Agent/ Owner is licensed in the State of Georgia.

All 100 photos

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Description provided by Corner Stone Realty, Inc. and reproduced from the MLS; not independently verified.

Listing courtesy of Corner Stone Realty, Inc. · Listing agent: Sabrina D Watts · 770-719-9553Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$679,900
Bed / bath6 / 5
Living area6,130 sq ft
Year built2001
Property typeSingle Family Residence
GarageYes
MLS #10844927
Listing status18 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyHenry
Estimated first-year tax~$7,139/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$111
Estimated monthly payment$4,658
Insurance (illustrative)$2k–$5k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,658/mo
  • Principal & interest $3,766/mo 81%
  • Taxes $595/mo 13%
  • Insurance $297/mo 6%

$4,658/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,139/yr

Estimate: a typical Henry effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Henry County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 2001BuiltPer public record
  • Sep 12, 2026First seen on movewithmomentum.comObserved at $679,900
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $679,900Momentum Realty · on market 18 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Henry County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Chambers Crossing. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Henry County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 6,130 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 10, 2026.

Seen enough photos?

Want to see 220 Edna Ruth Lane?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Corner Stone Realty, Inc. · MLS # 10844927

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Chambers Crossing

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Chambers Crossing

  • 145 Eskew Road · $459,900 · 3 bd / 2.0 ba · listed October 10, 2026 (courtesy of Franks & White LLC)
  • 2563 Highway 81 · $244,900 · 3 bd / 2.0 ba · listed October 10, 2026 (courtesy of Market South Properties Inc.)
  • 13677 Shellcracker Court · $499,900 · 5 bd / 4.0 ba · listed October 10, 2026 (courtesy of Mark Spain Real Estate)
  • 411 Azure Court · $409,900 · 6 bd / 4.0 ba · listed October 9, 2026 (courtesy of Virtual Properties Realty.com)
  • 117 Kimbell Farm Drive · $275,000 · 3 bd / 2.0 ba · listed October 9, 2026 (courtesy of Mark Spain Real Estate)
  • 430 Pinehurst Drive · $279,900 · 3 bd / 2.0 ba · listed October 9, 2026 (courtesy of Chapman Group Realty, Inc.)

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Henry County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

DutchtownAssigned elementary school · Henry County School District
DutchtownAssigned middle school · Henry County School District
DutchtownAssigned high school · Henry County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Mcdonough

Groceries, dining, and parks for this city — see the city guide.

View →
County
Henry

Schools, taxes, and services are county-administered — see the county guide.

Community
Chambers Crossing

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 220 Edna Ruth Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2001 (25 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Henry County; age of roof and any prior claims affect the premium.
  • Listed living area is 6,130 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,139/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 10, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Henry County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 220 Edna Ruth Lane and when was it built?

Per the listing record, 220 Edna Ruth Lane was built in 2001 and has 6,130 sq ft of living area, 6 bedrooms and 5.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 220 Edna Ruth Lane in?

220 Edna Ruth Lane is in Chambers Crossing in Mcdonough, Henry County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 220 Edna Ruth Lane have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 220 Edna Ruth Lane estimated?

The estimate on this page (about $7,139 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 220 Edna Ruth Lane in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 220 Edna Ruth Lane in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.