4 bedroom Single Family Residence at 220 Water Oak Place, Watercrest Village, Milton — photo 1Front elevation
4 bedroom Single Family Residence at 220 Water Oak Place, Watercrest Village, Milton — photo 2Living space
4 bedroom Single Family Residence at 220 Water Oak Place, Watercrest Village, Milton — photo 3Kitchen
4 bedroom Single Family Residence at 220 Water Oak Place, Watercrest Village, Milton — photo 4Owner's suite
4 bedroom Single Family Residence at 220 Water Oak Place, Watercrest Village, Milton — photo 5Exterior / yardView all 59 photos →
32 days on market (MLS) Single Family Residence
$650,000
4-Bedroom Home in Watercrest Village

220 Water Oak Place, Milton, GA 30009

Single Family Residence in Watercrest Village, Milton · No CDD on record
Watercrest Village · Milton, GA 30009 · Fulton County
Listing data updated October 1, 2026 · refreshed twice daily
4Bedrooms
3.5Bathrooms
2,636Sq Ft
2006Year Built
$247Per Sq Ft
GarageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Balanced market
32 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 220 Water Oak Place in Watercrest Village, Milton is listed at $650,000 (2,636 sq ft, about $247 per sq ft). It has been 32 days on market. Listing facts: built in 2006. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2006 · 20 yrs
  • 2,636 sq ft of living area
  • Garage
  • 32 days on market
Listing description

About this home

TEN THOUSAND DOLLARS! $10,000 Dollars Seller is offering toward INTEREST RATE BUYDOWN or CLOSING COST or Purchase Price Reduction or a combination UP TO $10000! WOW!

Location! Location! Location!

Imagine strolling to Downtown Alpharetta for dinner, entertainment or the Farmers Market. A mere 1.6 miles away. Quick drive; leisurely 36 minute walk or bike there!

Sidewalks all the way! Go to concert on the green or explore all that Alpharetta has to offer! Ameris Bank Amphitheater is minutes away!

Avalon shopping and restaurants just 3 miles away. In the heart of everything with Wills Park just 2.9 miles away for cooling off in the summer time heat. An Alpharetta address but in the City of Milton there is so much to enjoy!

This beautiful home is not to be missed! Gorgeous home with fenced in back yard abundant with flowers AND a Covered Patio perfect for entertaining or dining Al Fresco at home. There is space for everyone.

There is even the perfect spot for an office if you work from home! As you enter the two story foyer you will be amazed with the beautiful Mill Work, crown molding, and space. Homes like this are special.

Filled with space and wonderful architectural character this home is sure to impress. There is a large office to the left of the front door with windows overlooking the front yard. Perfect for work or study or whatever you wish.

The powder room is conveniently and privately located along the hall and you will see the stairs with iron balusters leading up to the bedroom space on the left. The Dining Room... spacious and currently has a round table for 8 and could easily seat 12 if that is your desire.

The open concept floor plan is perfect for entertaining and gathering. The Dining Room flows seamlessly into the Great Room with a cozy fireplace and the Kitchen which features a great Breakfast Bar. The Kitchen...

well it is GREAT! Lovely French Cream cabinets provide loads of space for all your dishes. There is an AMAZING SAMSUNG RANGE for all those Chefs and people who LOVE Air Fryers!

It is an Air Fryer/Convection/Baking/Griddle/Gas Cook Top... I MEAN IT IS AWESOME! There is a Pantry and best of all just steps into the garage for easy unloading of groceries!

Through the patio door is the backyard perfection. The privacy fence provides that special place for pets or children or well, privacy. The COVERED PATIO is wonderful for gathering and the paver patio is just right for that outside dining table.

Traveling back inside and upstairs you will find Four Bedrooms and 3 baths. The first bedroom to the left features an ensuite bath and overlooks the back yard. The bedroom across the hall faces front and is currently accessorized as a walk in closet.

Not just any walk in closet a well organized, wooden drawers and hanging closet that is quite amazing. Should you desire to have a Bedroom instead of this extraordinary closet the Seller will happily convert it back prior to closing at no cost to you the buyer. Simply request in the offer and it shall be done!

The shelves will be removed and the room will be painted and then you will have a bedroom instead of a closet! It is magical! A few steps down the hall is the Upstairs Hall Full Bath located in close proximity to the second and third upstairs bedrooms.

The third secondary bedroom is filled with light and is very spacious and also overlooks the front yard with a large walk in closet. The Laundry Room is located on the upper floor for easy convenience. Primary Suite is very lovely with loads of space and overlooks the side yard and faces the back yard.

Featuring a walk in closet and Primary Bath with soaking tub and separate shower. The two large vanities give lots of room! Providing an escape from every day the Primary Suite is sure to bring a sigh of relief and a smile.

Live, Work, Play in heart of Alpharetta! Lawn Maintenance for front & back yard is covered by the HOA. We LOVE Buyer's Agents!

All 59 photos

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Description provided by Maximum One Grt. Atl. REALTORS and reproduced from the MLS; not independently verified.

Listing courtesy of Maximum One Grt. Atl. REALTORS · Listing agent: Cindy R Corona · 770-919-8825Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$650,000
Bed / bath4 / 3.5
Living area2,636 sq ft
Year built2006
Property typeSingle Family Residence
GarageYes
MLS #10832161
Listing status32 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyFulton
Area listings1 active · 0 under contract
Estimated first-year tax~$6,825/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$247
Estimated monthly payment$4,300
Insurance (illustrative)$2k–$4k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,300/mo
  • Principal & interest $3,470/mo 81%
  • Taxes $569/mo 13%
  • Insurance $262/mo 6%

$4,300/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,825/yr

Estimate: a typical Fulton effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Fulton County, GA: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireVery Low
TornadoRelatively High
LightningVery High
Strong windRelatively High
HailRelatively High
Cold waveRelatively High
Winter weatherRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Watercrest Village

Pricing & the Watercrest Village market

How this home is priced against recent nearby sales, and where Watercrest Village has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales200 Water Oak Place200 Water Oak Place: $246/sq ft$246This homeThis home: $247/sq ft$247275 Water Oak Place275 Water Oak Place: $273/sq ft$273
Property timeline

This home’s history

  • 2006BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 32 cumulative days on market as of October 1, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $650,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $650,000Momentum Realty · on market 32 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

Only 2 closed sales within about 10 miles in Fulton County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.

Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Fulton County in the last 18 months. Only 2 qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 2,636 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 6.0 months of supply in the surrounding market and 32 days on market for this home, against a 32-day area median.Days on market:this home 32Area median:  32 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

What’s unique here: one of only 1 active listings in Watercrest Village, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Want to see 220 Water Oak Place?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Maximum One Grt. Atl. REALTORS · MLS # 10832161

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Go deeper

More on Watercrest Village

Go deeper on Watercrest Village

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Fulton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Manning OaksAssigned elementary school · Fulton County School District
HopewellAssigned middle school · Fulton County School District
AlpharettaAssigned high school · Fulton County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 220 Water Oak Place, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2006 (20 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Fulton County; age of roof and any prior claims affect the premium.
  • Listed living area is 2,636 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,825/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: October 1, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Fulton County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 220 Water Oak Place and when was it built?

Per the listing record, 220 Water Oak Place was built in 2006 and has 2,636 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 220 Water Oak Place in?

220 Water Oak Place is in Watercrest Village in Milton, Fulton County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

How are property taxes on 220 Water Oak Place estimated?

The estimate on this page (about $6,825 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 220 Water Oak Place in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 220 Water Oak Place in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.