Active Single Family Residence
$2,350,000
5-Bedroom Golf-Course Home in SUGARLOAF COUNTRY CLUB

2540 Sugarloaf Club Drive, Duluth, GA 30097

Single Family Residence in SUGARLOAF COUNTRY CLUB, Duluth · No CDD on record
SUGARLOAF COUNTRY CLUB · Duluth, GA 30097 · Gwinnett County
Listing data updated October 16, 2026 at 12:13 PM ET · checked against the MLS hourly
5Bedrooms
6Bathrooms
7,911Sq Ft
1996Year Built
$297Per Sq Ft
GarageNo CDD on recordFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
31% above
$/sq ft vs community
$297 here vs $226 median sold (12 mo)
Buyer leverage
Seller-leaning
2.7-month supply
2.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~997 ft elevation
$10k–$20k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $2.35M tops 12 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 16, 2026, 2540 Sugarloaf Club Drive in Sugarloaf Country Club, Duluth is listed at $2,350,000 (7,911 sq ft, about $297 per sq ft). That is 32% above Sugarloaf Country Club's median closed sale of $1,778,000 over the last 12 months (22 recorded sales). Per square foot it is above the community's recent $226/sq ft by about 31%. It came to market within the past week. Listing facts: built in 1996. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1996 · 30 yrs
  • 7,911 sq ft of living area
  • Garage
  • Listed at $2,350,000 — recent neighborhood median sale price ~$1,778,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
Listing description

About this home

SIMPLY PERFECT! Extraordinary property has been RENOVATED to perfection blending a beautiful modern style with an old world charm of luxurious features.... scrumptious trim, brick floors, hand-crafted details.

The private backyard hosts a stunning pool/spa with waterfall and fire bowls, luxe outdoor kitchen, and covered cabana with beautiful architectural details. Truly an ENTERTAINER'S DREAM. The 4-sides brick beauty commands attention with its circular driveway leading to a grand front porch with gas lit lanterns.

Double front doors lead into the LUXURIOUS and OPEN interior, with many designer touches including high-end lighting fixtures, great architectural elements, and stunning finishes throughout. The banquet-sized dining room adjoins the two-story great room with views to the backyard. Around the corner is the Chef's Kitchen with its beautiful Taj Mahal counters/backsplash, luxe appliances, old world brick floor, and large walk-in pantry.

Adjoining the kitchen are the vaulted breakfast room and vaulted keeping room with stunning trim detail. The first floor study is gorgeous with its coffered ceiling and modern appointments. The luxurious master suite is also on the first floor with his-n-hers closets, a spa-like bathroom with an air bubble soaking tub with heated sides, and French door that opens to a covered back deck with additional gas lit lanterns.

Completing the first floor is a mud room/laundry room (with laundry chute), and powder room. The second level has a loft area plus three extra-large bedrooms with adjoining bathrooms and walk-in closets. The finished terrace is definitely memorable with its entertaining bar, large media room, game room, exercise room, HUGE second master bedroom suite, crafts room, SECOND laundry, and more!

For CAR LOVERS, the oversized garage has 12' ceilings, epoxy floor, available lift to fit a 4th car, 30 amp service, and hot/cold water lines. The JEWEL OF THE HOME is the stunning backyard. It is centered with a sparkling turquoise saltwater/heated pool (with color changing lights ) and spa and waterfall and fire bowls.

The outdoor kitchen is magnificent with all you will need to enjoy an evening cooking and entertaining. Enjoy summer days beneath the covered cabana or curl up watching TV. There is even a green space for outdoor fun ...

croquet anyone? This property feels so wonderful and private, yet is close to everything and in prestigious gated Sugarloaf Country Club.

All 54 photos

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Description provided by Harry Norman Realtors and reproduced from the MLS; not independently verified.

Listing courtesy of Harry Norman Realtors · Listing agent: Michele H Collins · 678-461-8700Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$2,350,000
Bed / bath5 / 6
Living area7,911 sq ft
Year built1996
Property typeSingle Family Residence
GarageYes
MLS #10872801
Listing statusActive

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~997 ft
CountyGwinnett
Area listings5 active · 3 under contract
Estimated first-year tax~$24,675/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$297
Estimated monthly payment$16,183
Insurance (illustrative)$10k–$20k/yr
Messtimate range$1,518,912 – $2,397,033
Comparable-sales median$1,778,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$16,183/mo
  • Principal & interest $13,017/mo 80%
  • Taxes $2,056/mo 13%
  • Insurance $1,110/mo 7%

$16,183/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$24,675/yr

Estimate: a typical Gwinnett effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$10k–$20k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~997 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Gwinnett County, GA: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireVery Low
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively High
Cold waveRelatively High
Winter weatherRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Sugarloaf Country Club

Pricing & the Sugarloaf Country Club market

How this home is priced against recent nearby sales, and where Sugarloaf Country Club has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales2320 Sugarloaf Club Drive2320 Sugarloaf Club Drive: $192/sq ft$1922320 Sugarloaf Club Drive2320 Sugarloaf Club Drive: $192/sq ft$1923086 Bagley Passage3086 Bagley Passage: $289/sq ft$2893086 Bagley Passage3086 Bagley Passage: $289/sq ft$289This homeThis home: $297/sq ft$2973232 St Elmo Court3232 St Elmo Court: $303/sq ft$3033232 St Elmo Court3232 St Elmo Court: $303/sq ft$303Community median $226

Price vs. size in Sugarloaf Country Club

Each dot is a closed sale since 2023 (65 total). This home is the gold marker.

$975k$2.4M$3.8M3,3049,25015,196This home: $2,350,000, 7,911 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $297/sq ft.

$222$241$2612024: $25720242025: $23720252026: $2262026

Median sale price by year

12-month median closed price, 2024–2026.

$1.8M$1.8M$1.8M2024: $1.8M20242025: $1.8M20252026: $1.8M2026
Property timeline

This home’s history

  • 1996BuiltPer public record
  • Oct 15, 2026First seen on movewithmomentum.comObserved at $2,350,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $2,350,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in SUGARLOAF COUNTRY CLUB in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $1,778,000 ($226/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Momentum Scores

Momentum Property Score

53/100
Strongest on: Flood safety (95), Pricing power (83)
0 limited50100 exceptional

53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $297/sq ft vs the community 12-month median $226/sq ft.
Affordability0
List price $2,350,000 vs the community median $1,778,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~997 ft elevation. Verify the parcel with FEMA.
Insurance cost66
From FEMA Zone X and a 1996 build. Obtain a property-specific quote.
Market liquidity76
Community median 20 days on market, ~2.7 months of supply (12-month record).
Pricing power83
Recent sales closed at about 91.5% of original asking (~8.6% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $297 per square foot, about 31% above the community’s $226 median. Sugarloaf Country Club’s 12-month median sold price per square foot is $226. Median sold price per square foot is up 1.3% year over year. Confidence: High · 22 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Sugarloaf Country Club sales closed near 91.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: a golf-course community, one of only 5 active listings in Sugarloaf Country Club, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 16, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Harry Norman Realtors · MLS # 10872801

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Go deeper

More on SUGARLOAF COUNTRY CLUB

Go deeper on SUGARLOAF COUNTRY CLUB

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Gwinnett County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

MasonAssigned elementary school · Gwinnett County School District
Richard HullAssigned middle school · Gwinnett County School District
Peachtree RidgeAssigned high school · Gwinnett County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 2540 Sugarloaf Club Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1996 (30 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Gwinnett County; age of roof and any prior claims affect the premium.
  • Listed living area is 7,911 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $24,675/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 16, 2026)
Comparable salesGeorgia MLS closed sales in SUGARLOAF COUNTRY CLUB, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2540 Sugarloaf Club Drive and when was it built?

Per the listing record, 2540 Sugarloaf Club Drive was built in 1996 and has 7,911 sq ft of living area, 5 bedrooms and 6.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2540 Sugarloaf Club Drive in?

2540 Sugarloaf Club Drive is in Sugarloaf Country Club in Duluth, Gwinnett County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 2540 Sugarloaf Club Drive estimated?

The estimate on this page (about $24,675 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 2540 Sugarloaf Club Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.