listed Oct 14, 2026 Single Family Residence
$1,450,000
5-Bedroom Home in Big Valley

261 Big Valley Drive, Morganton, GA 30560

Single Family Residence in Big Valley, Morganton · No CDD on record · Built 2025
Big Valley · Morganton, GA 30560 · Fannin County
Listing data checked against the MLS October 30, 2026 at 10:36 AM ET · rechecked hourly
5Bedrooms
4Bathrooms
3,300Sq Ft
2025Year Built
$439Per Sq Ft
New constructionNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Strong buyer advantage
14 days on market
10.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

261 Big Valley Drive in Big Valley, Morganton is listed at $1,450,000 (3,300 sq ft, about $439 per sq ft). It has been listed Oct 14, 2026. Listing facts: new construction. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2025
  • 3,300 sq ft of living area
  • listed Oct 14, 2026
Listing description

About this home

Experience luxury mountain living on a rare double lot totaling approximately 2 acres, offering privacy, spectacular views, and plenty of space for outdoor amenities-including the potential to add a private swimming pool. This exquisite, brand-new, fully furnished 5-bedroom, 4-bath home offers breathtaking mountain and sunset views from every level. Designed with both elegance and functionality in mind, this exceptional property features a versatile floor plan with two bedrooms and two full baths on the main level, while the terrace level offers three additional bedrooms and two full baths with direct access to a covered patio and an expansive backyard.

The open-concept living area flows seamlessly into a stunning chef's kitchen featuring granite countertops, stainless steel appliances, abundant cabinetry, a large center island, and a premium 36-inch dual-fuel gas and electric range. Framed perfectly through the kitchen windows, the tranquil waterfall beside the carport creates a peaceful backdrop, bringing the soothing sounds of cascading water into your everyday life. Retreat to the luxurious primary suite, complete with an electric fireplace, spectacular mountain views, and a spa-inspired bath featuring an exquisite backlit onyx feature incorporated into the tile design, an onyx stone tile shower, and a relaxing steam feature.

The combination of natural stone, dramatic backlighting, and spa-like amenities creates a truly exceptional retreat. A spacious laundry room doubles as a scullery with extensive pantry storage and even includes a built-in dog washing station-perfect for pet lovers. Step outside to enjoy the covered deck overlooking the oversized, open backyard and expansive two-acre property.

With ample room for outdoor entertaining, recreation, gardens, or a future private pool, the possibilities are endless. A separate parking pad provides the ideal location to build the garage of your dreams. Whether you're searching for a full-time residence, a mountain getaway, or a lucrative investment property, this home checks every box.

Short-term rentals are permitted, making it an outstanding opportunity for vacation rental income while enjoying luxury, comfort, privacy, and unforgettable North Georgia mountain views.

All 70 photos

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Description provided by Keller Williams Realty Cityside and reproduced from the MLS; not independently verified.

Listing courtesy of Keller Williams Realty Cityside · Listing agent: Amanda Fard · 770-874-6200Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,450,000
Bed / bath5 / 4
Living area3,300 sq ft
Year built2025
Property typeSingle Family Residence
MLS #10821924
Listing statuslisted Oct 14, 2026

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyFannin
Area listings5 active · 0 under contract
Estimated first-year tax~$15,225/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$439
Estimated monthly payment$9,628
Insurance (illustrative)$4k–$7k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$9,628/mo
  • Principal & interest $7,968/mo 83%
  • Taxes $1,269/mo 13%
  • Insurance $391/mo 4%

$9,628/mo at 20% down, 30-yr @ 7.32% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$15,225/yr

Estimate: a typical Fannin effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$7k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Fannin County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively Low
Heat waveVery Low
WildfireRelatively Low
TornadoRelatively Low
LightningRelatively Moderate
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Big Valley

Pricing & the Big Valley market

How this home is priced against recent nearby sales, and where Big Valley has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $439/sq ft$439162 Big Valley Lane162 Big Valley Lane: $507/sq ft$507
Property timeline

This home’s history

  • 2025BuiltPer public record
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $1,450,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,450,000Momentum Realty · listed Oct 14, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

Only 1 closed sale within about 10 miles in Fannin County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.

Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 10.0 months of supply in the surrounding market and 14 days on market for this home, against a 18-day area median.Days on market:this home 14Area median:  18 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

What’s unique here: one of only 5 active listings in Big Valley, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS October 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Keller Williams Realty Cityside · MLS # 10821924

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Keep looking

Similar homes for sale near Big Valley

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Big Valley

  • 265 Big Valley Drive · $1,350,000 · 2 bd / 2.0 ba · listed October 24, 2026 (courtesy of Keller Williams Realty Cityside)
  • 160 Big Valley Drive · $1,190,000 · 4 bd / 4.0 ba · listed October 14, 2026 (courtesy of Coldwell Banker High Country)

Recently off market in Big Valley

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Big Valley

Go deeper on Big Valley

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Fannin County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

East FanninAssigned elementary school · Fannin County School District
FanninAssigned middle school · Fannin County School District
FanninAssigned high school · Fannin County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 261 Big Valley Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Fannin County; age of roof and any prior claims affect the premium.
  • Listed living area is 3,300 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $15,225/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 30, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Fannin County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 261 Big Valley Drive and when was it built?

Per the listing record, 261 Big Valley Drive was built in 2025 and has 3,300 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 261 Big Valley Drive in?

261 Big Valley Drive is in Big Valley in Morganton, Fannin County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

How are property taxes on 261 Big Valley Drive estimated?

The estimate on this page (about $15,225 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 261 Big Valley Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 261 Big Valley Drive in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by Momentum Realty LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.