Active Single Family Residence
$1,100,000
5-Bedroom Home in Baldwin

2774 Damascus, Baldwin, GA 30511

Single Family Residence in Baldwin · No CDD on record
Baldwin, GA 30511 · Banks County
Listing data checked against the MLS October 26, 2026 at 3:36 PM ET · rechecked hourly
5Bedrooms
3Bathrooms
4,654Sq Ft
2016Year Built
$236Per Sq Ft
GarageNo CDD on recordFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

2774 Damascus in Baldwin is listed at $1,100,000 (4,654 sq ft, about $236 per sq ft). It came to market within the past week. Listing facts: built in 2016, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2016 · 10 yrs
  • 4,654 sq ft of living area
  • Garage
  • Active listing
  • No HOA reported by the listing (confirm)
Listing description

About this home

Room to breathe, peaceful pond views, and a home thoughtfully designed for everyday living-welcome to your own private escape on 5 acres. Built in 2026 with Hardie plank siding, this home combines beautiful finishes, versatile spaces, and the opportunity to purchase additional acreage. Inside, hardwood floors flow through the main living areas.

The living room features a stunning wood-plank cathedral ceiling and a floor-to-ceiling stone fireplace, creating a warm, inviting space filled with natural light. The living room opens to a beautiful kitchen featuring granite countertops, gorgeous cabinetry, and an eat-up bar. A separate dining area offers space to gather for everything from weeknight dinners to holiday celebrations.

Just off the living room, a sunroom provides the perfect spot for a playroom, home office, or a cozy place to unwind. The split floor plan offers a main-level primary suite with a separate tiled shower, soaking tub, and double vanities. An especially convenient feature connects the primary closet directly to the laundry room and back into the hallway, making daily routines a little easier.

Above the garage, an additional bedroom with a closet adds even more flexibility. The finished portion of the basement expands your living space with an additional living room, bedroom, full bathroom, storage room, and two office spaces. On the other side, unfinished space with a garage door offers easy access for tools, toys, and projects.

A tankless water heater and two TRANE HVAC units round out the home's features. Step onto the back balcony and take in peaceful views of the pond, with no neighbors in sight. Whether you're starting the morning with coffee or winding down after a long day, this is a setting that invites you to slow down.

The 34-by-40-foot pole barn includes electricity and a camper hookup already in place, giving you room for hobbies, equipment, and your next adventure. Enjoy the privacy of country living while staying close to shopping, restaurants, and everyday conveniences in Cornelia and Commerce, with access to North Georgia mountain adventures and trips into Atlanta. Space to spread out, room to grow, and so many ways to make it your own-come discover what makes 2774 Damascus Road special.

All 30 photos

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Description provided by 214 Realty Company and reproduced from the MLS; not independently verified.

Listing courtesy of 214 Realty Company · Listing agent: Allison McClure · 706-870-4300Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,100,000
Bed / bath5 / 3
Living area4,654 sq ft
Year built2016
Property typeSingle Family Residence
GarageYes
MLS #10874088
Listing statusActive

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~939 ft
CountyBanks
Estimated first-year tax~$11,550/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$236
Estimated monthly payment$7,373
Insurance (illustrative)$3k–$6k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$7,373/mo
  • Principal & interest $6,045/mo 82%
  • Taxes $962/mo 13%
  • Insurance $366/mo 5%

$7,373/mo at 20% down, 30-yr @ 7.32% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$11,550/yr

Estimate: a typical Banks effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~939 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Banks County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingVery Low
Heat waveVery Low
WildfireVery Low
TornadoRelatively Low
LightningRelatively Low
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Baldwin

Pricing & the Baldwin market

How this home is priced against recent nearby sales, and where Baldwin has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales110 Planters Knoll110 Planters Knoll: $163/sq ft$163This homeThis home: $236/sq ft$236
Property timeline

This home’s history

  • 2016BuiltPer public record
  • Oct 22, 2026First seen on movewithmomentum.comObserved at $1,100,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,100,000Momentum Realty
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

Only 1 closed sale within about 10 miles in Banks County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.

Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Seen enough photos?

Want to see 2774 Damascus?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by 214 Realty Company · MLS # 10874088

Request a showing

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Keep looking

Similar homes for sale near Baldwin

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Baldwin

  • 130 Classic Overlook · $448,973 · 4 bd / 3.5 ba · listed October 24, 2026 (courtesy of PBG Built Realty)
  • 209 Brookside Drive · $344,000 · 4 bd / 3.0 ba · listed October 24, 2026 (courtesy of Opendoor Brokerage)
  • 330 W Ridgeway Road · $285,000 · 3 bd / 3.0 ba · listed October 23, 2026 (courtesy of Hill Wood Realty)
  • 4330 Damascus Road · $565,000 · 4 bd / 3.5 ba · listed October 23, 2026 (courtesy of Southern Flair Realty, Inc.)
  • 1171 Ervin Chambers Road · $210,000 · 3 bd / 2.0 ba · listed October 23, 2026 (courtesy of Real Broker, LLC)
  • 855 Silver Shoals Road · $574,900 · 3 bd / 2.0 ba · listed October 23, 2026 (courtesy of Beycome Brokerage Realty LLC)

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Banks County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

BanksAssigned elementary school · Banks County School District
BanksAssigned middle school · Banks County School District
BanksAssigned high school · Banks County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Baldwin

Groceries, dining, and parks for this city — see the city guide.

View →
County
Banks

Schools, taxes, and services are county-administered — see the county guide.

Community
Baldwin

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 2774 Damascus, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2016: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Banks County; age of roof and any prior claims affect the premium.
  • Listed living area is 4,654 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $11,550/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 26, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Banks County — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2774 Damascus and when was it built?

Per the listing record, 2774 Damascus was built in 2016 and has 4,654 sq ft of living area, 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2774 Damascus in?

2774 Damascus is in Baldwin, Banks County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 2774 Damascus have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 2774 Damascus estimated?

The estimate on this page (about $11,550 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 2774 Damascus in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2774 Damascus in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by Momentum Realty LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.