4 bedroom Single Family Residence at 285 Bear Branch Road, Planters Ridge, Kathleen — photo 1Front elevation
4 bedroom Single Family Residence at 285 Bear Branch Road, Planters Ridge, Kathleen — photo 2Living space
4 bedroom Single Family Residence at 285 Bear Branch Road, Planters Ridge, Kathleen — photo 3Kitchen
4 bedroom Single Family Residence at 285 Bear Branch Road, Planters Ridge, Kathleen — photo 4Owner's suite
4 bedroom Single Family Residence at 285 Bear Branch Road, Planters Ridge, Kathleen — photo 5Exterior / yardView all 44 photos →
12 days on market (MLS) Single Family Residence
$617,900
4-Bedroom Home in Planters Ridge

285 Bear Branch Road, Kathleen, GA 31047

Single Family Residence in Planters Ridge, Kathleen · No CDD on record · Built 2024
Planters Ridge · Kathleen, GA 31047 · Houston County
Listing data updated October 1, 2026 · refreshed twice daily
4Bedrooms
3.5Bathrooms
2,909Sq Ft
2024Year Built
$212Per Sq Ft
GarageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$212 here vs $210 median sold (12 mo)
Buyer leverage
Seller-leaning
12 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 285 Bear Branch Road in Planters Ridge, Kathleen is listed at $617,900 (2,909 sq ft, about $212 per sq ft). That is 91% above Planters Ridge's median closed sale of $323,500 over the last 12 months (4 recorded sales). It has been 12 days on market, well inside the community's typical 26 days. Listing facts: built in 2024. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2024 · 2 yrs
  • 2,909 sq ft of living area
  • Garage
  • 12 days on market
Listing description

About this home

Welcome home to 285 Bear Branch Rd, a true modern masterpiece! Custom-built in 2024 and loaded with upgrades, this stunning 4 bedroom, 3.5 bathroom home sits on nearly an acre and delivers desirable curb appeal from the moment you arrive. This home's exterior will have you in awe with its light-colored brick and white board-and-batten exterior, a dark architectural shingle roof accent, and a rocking chair front porch that says "stay a while." All complimented by a well-manicured yard and gorgeous landscaping.

Step inside to a thoughtfully designed layout built for elegance and functionality. The living room anchors the home with custom built-in shelving flanking the all-brick fireplace, the kind of detail that turns a house into a home. In the kitchen, a granite waterfall island steals the show, offering both stunning style and serious function for entertaining guest or everyday meal preparation.

To give the kitchen that extra flare, custom cabinetry, gold fixtures and a beautiful herringbone backsplash were all installed during the build. Retreat to the master suite on the main level, where you'll find LVP flooring, a double trey ceiling and plenty of space to unwind. The master bath is ideal for his and hers space featuring a double vanity, tile shower, soaking tub and large walk-in closet.

On the main level of the home, you'll find two more bedrooms with great space, perfect for kids or guests. A separate office/flex room provides adequate room for that work-from-home job or just a place to escape for quiet time. Upstairs, a fourth bedroom with a full bath attached is available for a guest bedroom, play area or game room.

Out back, the screened-in porch adds satisfaction and comfort with its own wood-burning fireplace to enjoy the upcoming cool fall evenings with family and friends. A privacy fence was added post-construction, encompassing the entire backyard to showcase the hydroseeded bermuda lawn that flourishes in the Middle Georgia climate. A poured grill pad was added just outside the kitchen window to allow the aroma of grilled meat to fill the air at dinner time.

This two year old home is better than brand new, the upgrades are already in place and the location can't be beaten. Schedule your showing today!

All 44 photos

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Description provided by Southern Classic Realtors and reproduced from the MLS; not independently verified.

Listing courtesy of Southern Classic Realtors · Listing agent: Dexter Gordy · 678-635-8877Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$617,900
Bed / bath4 / 3.5
Living area2,909 sq ft
Year built2024
Property typeSingle Family Residence
GarageYes
MLS #10842950
Listing status12 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyHouston
Area listings3 active · 0 under contract
Estimated first-year tax~$6,488/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$212
Estimated monthly payment$4,010
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$323,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,010/mo
  • Principal & interest $3,299/mo 82%
  • Taxes $541/mo 13%
  • Insurance $171/mo 4%

$4,010/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,488/yr

Estimate: a typical Houston effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Houston County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively Low
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Planters Ridge

Pricing & the Planters Ridge market

How this home is priced against recent nearby sales, and where Planters Ridge has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $212/sq ft.

$203$238$2742024: $26520242025: $26720252026: $2102026

Median sale price by year

12-month median closed price, 2024–2026.

$322k$330k$339k2024: $338k20242025: $331k20252026: $324k2026
Property timeline

This home’s history

  • 2024BuiltPer public record
  • Sep 10, 2026First seen on movewithmomentum.comObserved at $617,900
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $617,900Momentum Realty · on market 12 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Houston County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Planters Ridge. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Houston County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 2,909 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

42/100
Strongest on: Pricing power (67), Market liquidity (54)
0 limited50100 exceptional

42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area48
This home $212/sq ft vs the community 12-month median $210/sq ft.
Affordability0
List price $617,900 vs the community median $323,500. Not a measure of personal affordability.
Market liquidity54
Community median 26 days on market, ~6.0 months of supply (12-month record).
Pricing power67
Recent sales closed at about 94.7% of original asking (~5.3% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 6.0 months of supply in the surrounding market and 12 days on market for this home, against a 26-day area median.Days on market:this home 12Area median:  26 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $212 per square foot, about in line with the community’s $210 median. Planters Ridge’s 12-month median sold price per square foot is $210. Median sold price per square foot is down 2.4% year over year. Confidence: Low · 4 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Planters Ridge sales closed near 94.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in Planters Ridge, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

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Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Southern Classic Realtors · MLS # 10842950

Request a showing

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Keep looking

Similar homes for sale near Planters Ridge

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Go deeper

More on Planters Ridge

Go deeper on Planters Ridge

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Houston County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Matt ArthurAssigned elementary school · Houston County School District
PerryAssigned middle school · Houston County School District
VeteransAssigned high school · Houston County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 285 Bear Branch Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Houston County; age of roof and any prior claims affect the premium.
  • Listed living area is 2,909 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,488/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: October 1, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Houston County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 285 Bear Branch Road and when was it built?

Per the listing record, 285 Bear Branch Road was built in 2024 and has 2,909 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 285 Bear Branch Road in?

285 Bear Branch Road is in Planters Ridge in Kathleen, Houston County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

How are property taxes on 285 Bear Branch Road estimated?

The estimate on this page (about $6,488 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 285 Bear Branch Road in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 285 Bear Branch Road in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.