288 Sanctuary Drive, Toccoa, GA 30577
As of October 14, 2026, 288 Sanctuary Drive in Toccoa is listed at $499,000 (1,904 sq ft, about $262 per sq ft). It came to market within the past week. Listing facts: built in 1997, waterfront, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1997 · 29 yrs
- 1,904 sq ft of living area
- Active listing
- No HOA reported by the listing (confirm)
About this home
Discover the privacy, acreage, and updated living space you've been looking for in the foothills of the North Georgia Mountains. Situated on 30 wooded acres in Stephens County, this beautifully updated and renovated 3-bedroom, 2-bath home offers approximately 1,900 square feet of comfortable living space surrounded by nature. A creek adds to the property's natural appeal, while the wooded setting provides a peaceful retreat with room to explore, enjoy the outdoors, and make the land your own.
Inside, the large open-concept floor plan creates an inviting flow for everyday living and entertaining. The updated kitchen features quartz countertops, while custom-tiled showers and brand-new, waterproof Pergo flooring throughout the home add modern style and a fresh, cohesive finish. A wood stove in the living room brings warmth and rustic charm, complementing the home's blend of updated interiors and country character.
Major systems have also been updated, with HVAC is 4 years old, roof is 8 years old, and water heater is 2 years old. Enjoy outdoor living from the large screened front porch or step onto the spacious rear deck to take in the wooded surroundings. The fenced backyard offers a defined outdoor area, while the expansive 30-acre setting provides exceptional privacy and a connection to the natural beauty of Northeast Georgia.
Whether you're searching for a private country home, wooded acreage, a creekside property, a full-time residence, or a peaceful mountain-area retreat, this property offers a rare combination of renovated living space and substantial land. Zoned AR (Agricultural Residential). Located in Stephens County near Toccoa, this property offers access to the communities, recreation, and scenic landscapes of North Georgia.
Lake Hartwell is nearby, providing opportunities for boating, fishing, swimming, and other outdoor recreation. The region is known for the North Georgia Mountains, wooded landscapes, hiking, waterfalls, and small-town charm. Toccoa is positioned between the Atlanta metropolitan area and Greenville, South Carolina, making this area appealing to buyers seeking a quieter setting with access to larger cities.
The North Carolina mountains are also within driving distance for additional mountain adventures and weekend getaways. If you're searching for a renovated home on acreage in North Georgia, a private wooded property with a creek, a country home with modern updates, or 30 acres near Toccoa and Lake Hartwell, this Stephens County property deserves a closer look. 30 acres; 30-acre property; 1,900-square-foot home; 3-bedroom home; 2-bath home; fully renovated home; updated house; move-in-ready property; private property; wooded acreage; wooded land; creek on property; country home; rural property; North Georgia real estate; North Georgia Mountains; Stephens County, Georgia; Toccoa, Georgia; near Lake Hartwell; acreage with house; home on virtually unrestricted acreage screened front porch; large rear deck; fenced backyard; open-concept floor plan; quartz countertops; custom-tiled showers; Pergo flooring; wood stove; updated HVAC; newer roof; newer water heater; private wooded retreat; mountain-area property; country living; recreational acreage; land for outdoor enjoyment; near Atlanta, Georgia; near Greenville, South Carolina; within driving distance of the North Carolina mountains.
All 63 photos
Description provided by Hammock Realty North Georgia and reproduced from the MLS; not independently verified.
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,764/mo 81%
- Taxes $437/mo 13%
- Insurance $232/mo 7%
$3,433/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Stephens County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Toccoa market
How this home is priced against recent nearby sales, and where Toccoa has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 1997BuiltPer public record
- Oct 12, 2026First seen on movewithmomentum.comObserved at $499,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
Only 1 closed sale within about 10 miles in Stephens County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.
Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
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Listed by Hammock Realty North Georgia · MLS # 10871186
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Similar homes for sale near Toccoa
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Toccoa
- 1262 Rock Quarry Circle · $150,000 · 3 bd / 2.0 ba · listed October 13, 2026 (courtesy of James O. Hayes Realty Inc.)
- 263 S Pond Street · $145,000 · 2 bd / 1.0 ba · listed October 9, 2026 (courtesy of James O. Hayes Realty Inc.)
- 218 Alban Court · $109,000 · 3 bd / 1.5 ba · listed October 9, 2026 (courtesy of Beycome Brokerage Realty LLC)
- 217 Combs Avenue · $160,000 · 3 bd / 2.0 ba · listed October 8, 2026 (courtesy of Keller Williams Lanier Partners)
- 946 Riverdale Road · $375,000 · 3 bd / 2.5 ba · listed October 7, 2026 (courtesy of Talan Properties LLC)
- 75 Pressley Lane · $170,000 · 4 bd / 2.0 ba · listed October 4, 2026
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
Assigned schools
Schools currently assigned to this address in Stephens County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 288 Sanctuary Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1997 (29 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Stephens County; age of roof and any prior claims affect the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 1,904 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $5,240/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Georgia MLS, checked against the MLS hourly (last: October 14, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Stephens County — no medians or automated estimate shown |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 288 Sanctuary Drive and when was it built?
Per the listing record, 288 Sanctuary Drive was built in 1997 and has 1,904 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 288 Sanctuary Drive in?
288 Sanctuary Drive is in Toccoa, Stephens County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 288 Sanctuary Drive have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 288 Sanctuary Drive estimated?
The estimate on this page (about $5,240 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 288 Sanctuary Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.