Pending Single Family Residence
$349,900
3-Bedroom Home in Stonington

296 Stonington Drive, Mount Airy, GA 30563

Single Family Residence in Stonington, Mount Airy · No CDD on record · Built 2026
Stonington · Mount Airy, GA 30563 · Habersham County
Listing data updated October 13, 2026 at 10:31 AM ET · checked against the MLS hourly
3Bedrooms
2.5Bathrooms
1,894Sq Ft
2026Year Built
$185Per Sq Ft
WaterfrontGarageNew constructionNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
8% below
$/sq ft vs community
$185 here vs $201 median sold (12 mo)
Buyer leverage
Strong buyer advantage
111 days on market
9.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 12
Price vs recent sales
Asking $350k is at or below all 12 recent closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 296 Stonington Drive in Stonington, Mount Airy is listed at $349,900 (1,894 sq ft, about $185 per sq ft). It has been 111 days on market. Listing facts: new construction, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • 1,894 sq ft of living area
  • Garage
  • Listed at $349,900 — recent neighborhood median sale price ~$377,785 (nearby sales; deemed reliable, not an appraisal)
  • 111 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

NEW CONSTRUCTION nestled within an established, quiet neighborhood offering the perfect balance of rural tranquility and everyday convenience. Situated on a beautiful 1.5-acre homesite with a bubbling branch, this thoughtfully designed home provides a peaceful setting while remaining just minutes from shopping, dining, schools, and medical facilities. The spacious two-story floor plan features 3 bedrooms, 2 full baths, and 1 half bath, with all bedrooms located upstairs along with a versatile loft area.

This open upper-level space provides the perfect spot for a study area, homework station, reading corner, or additional workspace to suit your lifestyle. The main level is designed for modern living with an open-concept layout that seamlessly connects the kitchen, dining, and living areas, creating an inviting space for both daily life and entertaining. The kitchen showcases solid surface countertops, abundant workspace, and a functional design that keeps everyone connected.

Large windows allow natural light to fill the home while offering views of the surrounding acreage and gentle stream. Whether relaxing outdoors or entertaining guests, the setting offers a welcome escape from the pace of everyday life. Enjoy the confidence of new construction backed by a 1-year builder warranty and a 10-year structural warranty.

Combining the privacy of a rural setting with the convenience of nearby shopping, dining, schools, and medical facilities, this home offers an exceptional opportunity to enjoy the best of Northeast Georgia living. Durable finishes and neutral color palettes throughout make the home move-in ready while allowing your personal style to shine. Enjoy the beauty of the wooded setting overlooking the property and creek, providing a peaceful backdrop for outdoor living.

The spacious garage offers additional storage and convenience, while the 1.5-acre homesite provides room to roam and enjoy the outdoors. Located on Lot 15, this new construction home includes a 1-Year Builder Warranty and a 10-Year Structural Warranty for added peace of mind. A rare opportunity to own a brand-new home with acreage, creek frontage, and modern finishes in a tranquil setting.

Please note the recent price change reflects a change in floor plans & finishes.

All 38 photos

296 Stonington Drive, Mount Airy GA - photo 6 of 38296 Stonington Drive, Mount Airy GA - photo 7 of 38296 Stonington Drive, Mount Airy GA - photo 8 of 38296 Stonington Drive, Mount Airy GA - photo 9 of 38296 Stonington Drive, Mount Airy GA - photo 10 of 38296 Stonington Drive, Mount Airy GA - photo 11 of 38296 Stonington Drive, Mount Airy GA - photo 12 of 38296 Stonington Drive, Mount Airy GA - photo 13 of 38296 Stonington Drive, Mount Airy GA - photo 14 of 38296 Stonington Drive, Mount Airy GA - photo 15 of 38296 Stonington Drive, Mount Airy GA - photo 16 of 38296 Stonington Drive, Mount Airy GA - photo 17 of 38296 Stonington Drive, Mount Airy GA - photo 18 of 38296 Stonington Drive, Mount Airy GA - photo 19 of 38296 Stonington Drive, Mount Airy GA - photo 20 of 38296 Stonington Drive, Mount Airy GA - photo 21 of 38296 Stonington Drive, Mount Airy GA - photo 22 of 38296 Stonington Drive, Mount Airy GA - photo 23 of 38296 Stonington Drive, Mount Airy GA - photo 24 of 38

Description provided by Keller Williams Lanier Partners and reproduced from the MLS; not independently verified.

Listing courtesy of Keller Williams Lanier Partners · Listing agent: Tasha Cirincione · 706-839-7355Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$349,900
Bed / bath3 / 2.5
Living area1,894 sq ft
Year built2026
Property typeSingle Family Residence
GarageYes
MLS #10779947
Listing statusPending

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~1447 ft
CountyHabersham
Area listings6 active · 3 under contract
Estimated first-year tax~$3,674/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$185
Estimated monthly payment$2,336
Insurance (illustrative)$1k–$2k/yr
Messtimate range$350,390 – $390,164
Comparable-sales median$377,785

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,336/mo
  • Principal & interest $1,938/mo 83%
  • Taxes $306/mo 13%
  • Insurance $92/mo 4%

$2,336/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,674/yr

Estimate: a typical Habersham effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~1447 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Habersham County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Low
Heat waveVery Low
WildfireVery Low
TornadoRelatively Low
LightningRelatively Moderate
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Stonington

Pricing & the Stonington market

How this home is priced against recent nearby sales, and where Stonington has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales318 Stonington Drive318 Stonington Drive: $185/sq ft$185318 Stonington Drive318 Stonington Drive: $185/sq ft$185This homeThis home: $185/sq ft$185458 Stonington Drive458 Stonington Drive: $201/sq ft$201458 Stonington Drive458 Stonington Drive: $201/sq ft$201258 Stonington Drive258 Stonington Drive: $206/sq ft$206258 Stonington Drive258 Stonington Drive: $206/sq ft$206Community median $201
Property timeline

This home’s history

  • 2026BuiltPer public record
  • About Jun 2026Listed (per MLS)MLS reports 111 cumulative days on market as of October 13, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $349,900
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $349,900Momentum Realty · on market 111 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Stonington in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $377,785 ($201/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$350,390the mess$390,164

Stronger local evidence — 6 comparable closed sales in Stonington, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $349,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 11% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 4 active listings competing, 2 under contract
  • ≈9.0 months of supply
  • 11 closed here in the last 12 months

For reference, this home is listed at $349,900 ($185/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,894 sq ft × $185–$206/sq ft (interquartile band of 6 comparable closed sales in Stonington, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Scores

Momentum Property Score

56/100
Strongest on: Price vs area (70), Affordability (62)
0 limited50100 exceptional

56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area70
This home $185/sq ft vs the community 12-month median $201/sq ft.
Affordability62
List price $349,900 vs the community median $377,785. Not a measure of personal affordability.
Market liquidity35
Community inventory, ~9.0 months of supply (12-month record).

Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 9.0 months of supply in the surrounding market and 111 days on market for this home, against a 20-day area median.Days on market:this home 111Area median:  20 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $185 per square foot, about 8% below the community’s $201 median. Stonington’s 12-month median sold price per square foot is $201. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 6 active listings in Stonington, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 296 Stonington Drive?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Keller Williams Lanier Partners · MLS # 10779947

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Stonington

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Mount Airy

  • 432 Nancy Town Road, Mount Airy · $319,900 · 3 bd / 3.0 ba · listed September 23, 2026 (courtesy of Keller Williams Lanier Partners)
  • 380 Nancy Town Road, Mount Airy · $319,900 · 3 bd / 3.0 ba · listed September 22, 2026 (courtesy of Keller Williams Lanier Partners)
  • 5019 Dicks Hill Parkway, Mount Airy · $235,000 · 3 bd / 2.0 ba · listed September 22, 2026 (courtesy of K & A Realty Group LLC)
  • 373 Stonington Drive, Mount Airy · $419,900 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of Keller Williams Lanier Partners)
  • 530 Grandview Avenue, Mount Airy · $355,000 · 3 bd / 2.0 ba · listed September 17, 2026 (courtesy of Keller Williams Lanier Partners)

Recently off market in Stonington

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Stonington

Go deeper on Stonington

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Habersham County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Hazel GroveAssigned elementary school · Habersham County School District
North HabershamAssigned middle school · Habersham County School District
Habersham CentralAssigned high school · Habersham County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 296 Stonington Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Habersham County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,894 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,674/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesGeorgia MLS closed sales in Stonington, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 296 Stonington Drive and when was it built?

Per the listing record, 296 Stonington Drive was built in 2026 and has 1,894 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 296 Stonington Drive in?

296 Stonington Drive is in Stonington in Mount Airy, Habersham County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 296 Stonington Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 296 Stonington Drive estimated?

The estimate on this page (about $3,674 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 296 Stonington Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 296 Stonington Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.