4 bedroom Single Family Residence at 3423 Rugby Circle, Historic College Park, College Park — photo 1Front elevation
4 bedroom Single Family Residence at 3423 Rugby Circle, Historic College Park, College Park — photo 2Living space
4 bedroom Single Family Residence at 3423 Rugby Circle, Historic College Park, College Park — photo 3Kitchen
4 bedroom Single Family Residence at 3423 Rugby Circle, Historic College Park, College Park — photo 4Owner's suite
4 bedroom Single Family Residence at 3423 Rugby Circle, Historic College Park, College Park — photo 5Exterior / yardView all 42 photos →
16 days on market Single Family Residence
$440,000
4-Bedroom Home in Historic College Park

3423 Rugby Circle, College Park, GA 30337

Single Family Residence in Historic College Park · No CDD
Historic College Park · College Park, GA 30337 · Fulton
Listing data updated September 3, 2026 · refreshed twice daily
4Bedrooms
3.5Bathrooms
2,481Sq Ft
1948Year Built
$177Per Sq Ft
GarageNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
20% below
$/sq ft vs community
$177 here vs $222 median sold (12 mo)
Buyer leverage
Buyer advantage
16 days on market
13.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 12
Price vs recent sales
Asking $440k tops 4 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1948 · 78 yrs
  • 2,481 sq ft of living area
  • Garage
  • Listed at $440,000 — recent neighborhood median sale price ~$475,000 (nearby sales; deemed reliable, not an appraisal)
  • 16 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Historic College Park

Pricing & the Historic College Park market

How this home is priced against recent nearby sales, and where Historic College Park has been over 25 years. Momentum Research analysis of gamls records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales2362 Rugby Lane2362 Rugby Lane: $135/sq ft$135This homeThis home: $177/sq ft$1772426 Fair Oaks Way2426 Fair Oaks Way: $179/sq ft$1791808 Cambridge Avenue1808 Cambridge Avenue: $235/sq ft$2351867 Walker Avenue1867 Walker Avenue: $290/sq ft$2901599 Walker Avenue1599 Walker Avenue: $300/sq ft$300Community median $222
Property timeline

This home’s history

  • 1948BuiltPer public record
  • Sep 2, 2026First trackedObserved at $440,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,936/mo
  • Principal & interest $2,262/mo 77%
  • Taxes $385/mo 13%
  • Insurance $239/mo 8%
  • HOA $50/mo 2%

$2,936/mo at 20% down, 30-yr @ 6.66% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

76/100
Strongest on: Price vs area (100), Renovation upside (90)
0 limited50100 exceptional

76/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $177/sq ft vs the community 12-month median $222/sq ft.
Affordability62
List price $440,000 vs the community median $475,000. Not a measure of personal affordability.
Market liquidity52
Community median 60 days on market (12-month record).
Renovation upside90
From a 1948 build and $177/sq ft vs the community median $222/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 13.8 months of supply in the surrounding market and 16 days on market for this home, against a 60-day area median.Days on market:this home 16Area median:  60 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 1, 2026.

🟡 Asking $177 per square foot, about 20% below the community’s $222 median. Historic College Park’s 12-month median sold price per square foot is $222. Confidence: High · 25 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

HISTORIC CHARM + MODERN LUXURY IN COLLEGE PARK Some homes have character. Some have been beautifully renovated. This one gives you both.

Welcome to Rugby Circle, where classic College Park charm meets a thoughtfully renovated interior. This beautifully updated 4-bedroom, 3.5-bathroom two-story home sits on a private lot and delivers the space, flexibility, and lifestyle that's increasingly hard to find this close to Atlanta. Step inside and natural light fills the main level, highlighting beautiful hardwood floors and an inviting open-concept layout.

The fireside living room, complete with a gas fireplace, is open to the dining space, creating a perfect flow for entertaining or collecting as a family. The custom kitchen is the heart of the home, featuring crisp white cabinetry, quartz countertops, soft close cabinets, farmhouse sink, chevron subway tile backsplash and stainless-steel appliances. Just beyond the kitchen, the sunken family room overlooks the backyard, creating an easy connection between everyday living and outdoor entertaining.

The main-level owner's suite is a true retreat, featuring a spacious walk-in closet and a beautifully renovated bath with a deep soaking tub, frameless glass shower, custom tilework, and delta fixtures. You'll also appreciate the large main-level laundry room and stylish half bath, along with recent updates including new plumbing, light and water fixtures, exterior HVAC units, and a new water heater. Upstairs, the flexibility continues with three additional bedrooms and two full bathrooms, including a private bedroom suite with its own en-suite bath.

Whether you need space for family, guests, a home office, or simply want room to spread out, this floor plan delivers. And then there's the backyard. Private, and ready for your creativity.

Host friends, let the dogs run, create your dream garden, or simply enjoy having room to breathe. Location matters, too. You're minutes from Barrett Park, The Dining Scenes of Downtown College Park, Hapeville and East Point, Delta's Worldwide Headquarters, Wells Fargo Corporate Training Center, Porsche International, and Hartsfield-Jackson Atlanta International Airport.

When you're ready to head into the city, The Beltline, Lee + White Food Hall, West End, and Atlanta's cultural attractions are all within easy reach. Historic character. Modern updates.

Four bedrooms. Three-and-a-half baths. A main-level owner's suite.

A private upstairs bedroom suite. A fireside living room. And a backyard with room to actually live.

You've seen the house online. Now come experience why Rugby Circle feels like home.

Description provided by Coldwell Banker Realty and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$440,000
Bed / bath4 / 3.5
Living area2,481 sq ft
Year built1948
Property typeSingle Family Residence
GarageYes
MLS #10825302
Listing status16 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyFulton
Estimated first-year tax~$4,620/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$177
Estimated monthly payment$2,936
Insurance (illustrative)$2k–$4k/yr
Messtimate range$444,099 – $719,490
Comparable-sales median$475,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Coldwell Banker Realty · Listing agent: Rob Hall · 404-262-1234Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$444,099the mess$719,490

Actual list price: $440,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 62% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 16 days on market vs. a 60-day community median
  • 30 active listings competing, 1 under contract
  • 26 closed here in the last 12 months

For reference, this home is listed at $440,000 ($177/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,481 sq ft × $179–$290/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 3, 2026.

Keep looking

Similar homes for sale near Historic College Park

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $440,000Momentum Realty · on market 16 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,620/yr

A rough first-year estimate only, applying a typical Fulton rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 3423 Rugby Circle?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Coldwell Banker Realty · MLS # 10825302

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Historic College Park

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Historic College Park neighborhood guide for more.

Comparable sales found
5

Recent nearby closings in the data set.

Community median sale price
$475,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$222

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Historic College Park

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Fulton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

College ParkAssigned elementary school · Fulton County School District
WoodlandAssigned middle school · Fulton County School District
Tri CitiesAssigned high school · Fulton County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $222/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,017 – $2,933/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$979 – −$155At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
College Park

Groceries, dining, and parks for this city — see the city guide.

County
Fulton

Schools, taxes, and services are county-administered — see the county guide.

Community
Historic College Park

Amenities and HOA/CDD detail on the neighborhood guide.

View →
Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: September 3, 2026)
Community market statsGeorgia MLS closed sales, as of September 1, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3423 Rugby Circle in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.