349 Whitewater Trail, Dahlonega, GA 30533
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
349 Whitewater Trail in Copper Ridge, Dahlonega is listed at $534,900 (1,922 sq ft, about $278 per sq ft). It has been listed Aug 13, 2026. Listing facts: built in 1996, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- Built 1996 · 30 yrs
- 1,922 sq ft of living area
- Listed at $534,900 — recent neighborhood median sale price ~$387,500 (nearby sales; deemed reliable, not an appraisal)
- listed Aug 13, 2026
About this home
Welcome to a truly one-of-a-kind mountain retreat where the sights and sounds of nature become part of your everyday life. Nestled on 1.57 private acres along the pristine Chestatee River, this remarkable log home offers an extraordinary combination of privacy, natural beauty, and mountain living that is nearly impossible to find in today's market. As you arrive, you're welcomed by a peaceful wooded setting where towering hardwoods and the soothing sounds of the river immediately create a sense of escape.
Thoughtfully positioned to maximize its breathtaking surroundings, this 3-bedroom, 3-bath log home offers 1,922 square feet of warm mountain character with stunning views of the river from multiple vantage points throughout the property. The expansive covered porches and decks invite you to relax with your morning coffee while listening to the calming rhythm of the Chestatee River below. Every season offers a spectacular backdrop-from vibrant spring blooms and lush summer greenery to brilliant fall colors and tranquil winter views.
One of the property's most captivating features is its approximately 300 feet of Chestatee River frontage, providing direct access to one of North Georgia's most scenic waterways. Whether you're fishing, kayaking, tubing, or simply enjoying the peaceful riverbank, this property delivers an unmatched outdoor lifestyle. For buyers seeking even more possibilities, an adjacent 2.16-acre riverfront parcel featuring a buildable homesite, private creek, and picturesque waterfall is available separately and may be negotiated as part of the purchase.
Whether you envision building a guest cabin, creating a family compound, or preserving additional privacy, this unique offering presents a rare opportunity to expand your mountain retreat. Beyond the property itself, the community offers exceptional outdoor amenities that perfectly complement the mountain lifestyle. Residents enjoy several scenic walking trails, private neighborhood access to the Chestatee River, a peaceful community pond, and a picnic area complete with a gazebo-ideal for relaxing, gathering with friends and family, or simply taking in the beauty of North Georgia.
Inside, the timeless craftsmanship of the log home creates a warm and inviting mountain ambiance, blending rustic charm with everyday comfort. Designed for both full-time living and unforgettable weekend escapes, the home provides spacious gathering areas, comfortable bedrooms, and seamless connections to the surrounding landscape. Perfectly located just minutes from historic downtown Dahlonega, award-winning wineries, hiking trails, waterfalls, and the University of North Georgia, this exceptional property offers convenient access while maintaining complete privacy in one of North Georgia's most desirable mountain settings.
Properties offering this combination of authentic log home charm, 300 feet of Chestatee River frontage, exceptional privacy, outstanding neighborhood amenities, and the opportunity to acquire an adjacent buildable riverfront parcel with its own creek and waterfall are exceedingly rare. Whether you're searching for a full-time residence, luxury mountain getaway, or investment property with future potential, 349 Whitewater Trail presents an extraordinary opportunity to own a premier piece of North Georgia's riverfront paradise.
All 86 photos
Description provided by NorthGroup Real Estate Inc and reproduced from the MLS; not independently verified.
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Comparable recent sales
6 closed sales within about 10 miles in Lumpkin County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $387,500 ($204/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,899/mo 80%
- Taxes $468/mo 13%
- Insurance $253/mo 7%
$3,620/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Lumpkin County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Copper Ridge market
How this home is priced against recent nearby sales, and where Copper Ridge has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 1996BuiltPer public record
- About Aug 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Aug 13, 2026)
- Nov 11, 2026First seen on our siteObserved at $534,900
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
The Momentum read
🟡 Asking $278 per square foot, about 36% above the community’s $204 median. Copper Ridge’s 12-month median sold price per square foot is $204. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by NorthGroup Real Estate Inc · MLS # 10828682
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Similar homes for sale near Copper Ridge
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
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More on Copper Ridge
Go deeper on Copper Ridge
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Lumpkin County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Buyer research checklist
Items worth confirming for 349 Whitewater Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1996 (30 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Lumpkin County; age of roof and any prior claims affect the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 1,922 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $5,616/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Georgia MLS, checked against the MLS hourly (last: November 11, 2026) |
| Comparable sales | Georgia MLS closed sales within about 10 miles in Lumpkin County, last 18 months, as of November 11, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 349 Whitewater Trail and when was it built?
Per the listing record, 349 Whitewater Trail was built in 1996 and has 1,922 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 349 Whitewater Trail in?
349 Whitewater Trail is in Copper Ridge in Dahlonega, Lumpkin County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
How are property taxes on 349 Whitewater Trail estimated?
The estimate on this page (about $5,616 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 349 Whitewater Trail in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 349 Whitewater Trail in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by Momentum Realty LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.