14 days on market (MLS) Single Family Residence
$2,675,000
4-Bedroom Home in The Retreat At Pumpkin Vine

37 Retreat Ridge, Cartersville, GA 30120

Single Family Residence in The Retreat At Pumpkin Vine, Cartersville · No CDD on record
The Retreat At Pumpkin Vine · Cartersville, GA 30120 · Bartow County
Listing data updated October 14, 2026 at 2:13 PM ET · checked against the MLS hourly
4Bedrooms
6.5Bathrooms
12,279Sq Ft
2009Year Built
$218Per Sq Ft
WaterfrontGarageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Balanced market
14 days on market
$8k–$18k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $2.67M tops 12 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 14, 2026, 37 Retreat Ridge in The Retreat At Pumpkin Vine, Cartersville is listed at $2,675,000 (12,279 sq ft, about $218 per sq ft). It has been 14 days on market. Listing facts: built in 2009, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2009 · 17 yrs
  • 12,279 sq ft of living area
  • Garage
  • 14 days on market
Listing description

About this home

There are rare properties that offer both privacy and presence-this is one of them. Nestled within the gated enclave of The Retreat at Pumpkinvine Estates, this exceptional 6.3-acre estate sits more than 500 feet beyond its private approach, backing to the tranquil beauty of Pumpkinvine Creek. Enjoy peaceful mornings with wildlife, breathtaking sunsets, and serene, starlit evenings in a setting that feels worlds away-yet remains conveniently close to everything.

The home showcases timeless architecture with brick, chiseled stone, and board-and-batten exterior, complemented by a welcoming L-shaped stone front porch. Inside, a soaring two-story foyer opens to light-stained hardwoods, plantation shutters, refined millwork, and thoughtfully curated lighting throughout. Designed for both everyday living and entertaining, the gourmet kitchen features brand-new Thermador appliances, a Wolf microwave drawer, and custom two-toned knotted cherry cabinetry, flowing seamlessly into a fireside den with dramatic granite seating and custom built-ins.

The oversized main-level primary suite offers a true retreat with a sitting area and spa-inspired bath, while three spacious ensuite bedrooms upstairs provide comfort and privacy for family and guests. The expansive terrace level is ready to accommodate additional living, recreation, or wellness spaces. Outdoor living is where this property truly shines-featuring a grand pavilion with multiple granite and stacked travertine bars, immersive sound system, Egyptian-style pool, and an oversized spa with seating for 16.

An unforgettable setting for both intimate evenings and large-scale entertaining. A private estate designed for those who expect more-welcome to your ultimate retreat.

All 100 photos

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Description provided by BHHS Georgia Properties and reproduced from the MLS; not independently verified.

Listing courtesy of BHHS Georgia Properties · Listing agent: Teresa Ryan · 678-585-0070Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$2,675,000
Bed / bath4 / 6.5
Living area12,279 sq ft
Year built2009
Property typeSingle Family Residence
GarageYes
MLS #10753995
Listing status14 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~789 ft
CountyBartow
Area listings1 active · 0 under contract
Estimated first-year tax~$28,088/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$218
Estimated monthly payment$18,178
Insurance (illustrative)$8k–$18k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$18,178/mo
  • Principal & interest $14,817/mo 82%
  • Taxes $2,341/mo 13%
  • Insurance $1,020/mo 6%

$18,178/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$28,088/yr

Estimate: a typical Bartow effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$8k–$18k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~789 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Bartow County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 2009BuiltPer public record
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $2,675,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $2,675,000Momentum Realty · on market 14 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Bartow County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for The Retreat At Pumpkin Vine. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

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Listed by BHHS Georgia Properties · MLS # 10753995

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Keep looking

Similar homes for sale near The Retreat At Pumpkin Vine

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Cartersville

  • 255 State Highway 20 Spur, Cartersville · $249,900 · 3 bd / 1.0 ba · listed October 11, 2026 (courtesy of Northwest Communities RE Group)
  • 15 Brookland Drive, Cartersville · $595,000 · 5 bd / 4.5 ba · listed October 11, 2026 (courtesy of LOCAL Realty)
  • 564 Cedar Creek Road, Cartersville · $280,000 · 3 bd / 2.0 ba · listed October 11, 2026 (courtesy of Mark Spain Real Estate)
  • 38 Baker Road, Cartersville · $260,000 · 3 bd / 2.0 ba · listed October 10, 2026 (courtesy of Compass)
  • 26 Sioux Road, Cartersville · $160,000 · 3 bd / 1.0 ba · listed October 9, 2026 (courtesy of Anchor Real Estate Advisors)
  • 49 Moss Way, Cartersville · $360,000 · 4 bd / 2.5 ba · listed October 9, 2026 (courtesy of Sovereign Real Estate Group)

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on The Retreat At Pumpkin Vine

Go deeper on The Retreat At Pumpkin Vine

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Bartow County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

EmersonAssigned elementary school · Bartow County School District
Red TopAssigned middle school · Bartow County School District
WoodlandAssigned high school · Bartow County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 37 Retreat Ridge, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2009 (17 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Bartow County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 12,279 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $28,088/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 14, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Bartow County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 37 Retreat Ridge and when was it built?

Per the listing record, 37 Retreat Ridge was built in 2009 and has 12,279 sq ft of living area, 4 bedrooms and 6.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 37 Retreat Ridge in?

37 Retreat Ridge is in The Retreat At Pumpkin Vine in Cartersville, Bartow County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

How are property taxes on 37 Retreat Ridge estimated?

The estimate on this page (about $28,088 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 37 Retreat Ridge in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 37 Retreat Ridge in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.