387 Cross Creek Trail, Demorest, GA 30535
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
387 Cross Creek Trail in Soque Trail, Demorest is listed at $372,900 (1,875 sq ft, about $199 per sq ft). It has been listed Sep 6, 2026. Listing facts: built in 1981, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1981 · 45 yrs
- 1,875 sq ft of living area
- Listed at $372,900 — recent neighborhood median sale price ~$326,805 (nearby sales; deemed reliable, not an appraisal)
- listed Sep 6, 2026
About this home
This captivating home nestled on over 2 1/2 acres boasts an array of delightful features, making it a truly enchanting abode. Situated conveniently between Cornelia and downtown Demorest, it offers easy access to amenities such as restaurants, shops, parks, and Piedmont University. Here's a closer look at what this charming property has to offer: Warm Welcome: Upon arrival, guests are greeted by a charming front porch, setting the tone for the inviting atmosphere that permeates the entire home.
Desirable Floorplan: The split floor plan ensures both functionality and privacy, with a cozy living room adorned with a fireplace, a second den offering additional entertainment space or potential as an extra bedroom, and a spacious kitchen with abundant natural light streaming in through a large picturesque window. Functional Kitchen: The kitchen is designed for both style and practicality, featuring floating shelves, a full appliance package, and ample countertop space that seamlessly flows into the dining area, creating an ideal setting for gatherings and culinary adventures. Tranquil Outdoor Spaces: Step outside to discover the enchanting outdoor living spaces, including a front and side porch where you can relax and unwind amidst the soothing sounds of the fast-flowing creek.
A fire pit adds to the ambiance, making it the perfect spot for cozy evenings under the stars. Private Retreat: Upstairs, the primary bedroom awaits, offering a spacious sanctuary complete with a private en-suite bathroom, providing a serene escape from the hustle and bustle of daily life. Don't miss out on the opportunity to make this extraordinary home your own.
All hardwood or tile flooring. Kitchen renovation in 2022. Primary bedroom renovation in 2022, bathroom renovation in 2023.
New Bead board on bedroom and kitchen. new deck in 2022. new water heater 2022, One hvac replace in 2022.
Mini split installed upstairs in 2023. Above ground saltwater pool with deep end installed in 2022. Newly painted.
New fixtures and hardware. Community access to the Soque River.
All 59 photos
Description provided by Dana Gregory Properties and reproduced from the MLS; not independently verified.
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $326,805 ($180/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,033/mo 79%
- Taxes $326/mo 13%
- Insurance $202/mo 8%
$2,562/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Habersham County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Soque Trail market
How this home is priced against recent nearby sales, and where Soque Trail has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 1981BuiltPer public record
- Sep 2, 2026First seen on movewithmomentum.comObserved at $379,900
- Sep 18, 2026Price cut$372,900 (-$7,000, -1.8%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
The Momentum read
🟢 Buyer-leaning conditions around this listing. 48.0 months of supply in the surrounding market and 58 days on market for this home, against a 48-day area median.Days on market:this home 58Area median: 48 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.
🟡 Asking $199 per square foot, about 11% above the community’s $180 median. Soque Trail’s 12-month median sold price per square foot is $180. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 3 active listings in Soque Trail, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated November 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Dana Gregory Properties · MLS # 10812141
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Similar homes for sale near Soque Trail
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Demorest
- 292 Haywood Hills Road, Demorest · $469,000 · 4 bd / 3.5 ba · listed October 30, 2026 (courtesy of Keller Williams Lanier Partners)
- 474 Church Sawmill Road, Demorest · $285,000 · 2 bd / 1.0 ba · listed October 28, 2026 (courtesy of Keller Williams Lanier Partners)
- 380 White Pine Circle, Demorest · $425,000 · 2 bd / 3.0 ba · listed October 28, 2026 (courtesy of Century 21 Community Realty)
- 2190 Highway 115, Demorest · $249,000 · 3 bd / 2.0 ba · listed October 27, 2026 (courtesy of HomeSmart)
- 1382 Double Springs Road, Demorest · $319,900 · 3 bd / 2.5 ba · listed October 18, 2026 (courtesy of Keller Williams Lanier Partners)
- 699 Cobblestone Lane, Demorest · $475,000 · 4 bd / 3.0 ba · listed October 11, 2026 (courtesy of Hammock Realty North Georgia)
Recently off market in Soque Trail
- 190 Raintree Court · last listed $699,000 · 2026-11-02
- 500 Cross Creek Trail · last listed $339,000 · 2026-10-26
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on Soque Trail
Go deeper on Soque Trail
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Habersham County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Buyer research checklist
Items worth confirming for 387 Cross Creek Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1981 (45 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Habersham County; age of roof and any prior claims affect the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 1,875 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,915/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Georgia MLS, checked against the MLS hourly (last: November 3, 2026) |
| Comparable sales | Georgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 387 Cross Creek Trail and when was it built?
Per the listing record, 387 Cross Creek Trail was built in 1981 and has 1,875 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 387 Cross Creek Trail in?
387 Cross Creek Trail is in Soque Trail in Demorest, Habersham County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
How are property taxes on 387 Cross Creek Trail estimated?
The estimate on this page (about $3,915 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 387 Cross Creek Trail in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 387 Cross Creek Trail in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.