listed Oct 25, 2026 Single Family Residence
$425,000
3-Bedroom Home in Vance Crossing

3900 Maple Wood Trail, Buford, GA 30518

Single Family Residence in Vance Crossing, Buford · No CDD on record
Vance Crossing · Buford, GA 30518 · Gwinnett County
Listing data checked against the MLS October 28, 2026 at 12:35 AM ET · rechecked hourly
3Bedrooms
2Bathrooms
1,752Sq Ft
1987Year Built
$243Per Sq Ft
GarageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
7% above
$/sq ft vs community
$243 here vs $227 median sold (12 mo)
Buyer leverage
Buyer advantage
2 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~1117 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 12
Price vs recent sales
Asking $425k tops 3 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

3900 Maple Wood Trail in Vance Crossing, Buford is listed at $425,000 (1,752 sq ft, about $243 per sq ft). It came to market within the past week. Listing facts: built in 1987, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1987 · 39 yrs
  • 1,752 sq ft of living area
  • Garage
  • Listed at $425,000 — recent neighborhood median sale price ~$395,950 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Beautifully Renovated Ranch on .77 Acres with NO HOA in the Highly Sought-After Buford City School District! Move-in ready and filled with beautiful upgrades, this stunning ranch home offers the perfect combination of modern style, comfortable one-level living, and privacy! Situated on a spacious .77-acre lot on a quiet cul-de-sac street, this beautifully updated home features a desirable split-bedroom floor plan, stylish finishes throughout, and an unbeatable location convenient to Downtown Buford, Sugar Hill, and Lake Lanier!

Step inside to discover a bright, fresh interior featuring newly painted walls in Sherwin-Williams Shoji White, gorgeous NEW wide-plank luxury vinyl plank flooring in a beautiful white oak finish, and upgraded lighting and hardware throughout. With no carpet anywhere in the home, the cohesive flooring and neutral color palette create a clean, modern feel from room to room! The beautifully renovated kitchen is sure to impress, featuring stunning quartz countertops, stainless steel appliances, freshly painted cabinetry with custom hardware, a stylish tile backsplash, and recessed lighting.

Thoughtfully updated with both beauty and functionality in mind, this inviting space is perfect for everyday living and entertaining. The spacious primary suite offers a relaxing retreat with a generous walk-in closet and an updated en-suite bathroom featuring a beautifully tiled walk-in shower. The desirable split-bedroom layout provides added privacy, while the generously sized secondary bedrooms offer comfortable and versatile spaces for family, guests, or a home office.

Beyond the beautiful cosmetic renovations, this home offers an impressive list of major recent improvements! ALL windows have just been replaced, along with both sliding glass doors leading to the backyard! Additional updates include a NEW garage door, a roof and gutters approximately 3 years old, HVAC approximately 3 years old, and a water heater approximately 2 years old.

These significant improvements provide added value and peace of mind! Outside, enjoy the privacy and possibilities of the expansive .77-acre lot, complete with a fenced backyard area and a peaceful setting on a quiet cul-de-sac street. The attached two-car garage provides convenient parking and additional storage.

Best of all, there is NO HOA, offering added flexibility and freedom! Ideally located in the highly desirable Buford City School District, this home is just minutes from the charming shops, restaurants, festivals, and entertainment of Downtown Buford and Downtown Sugar Hill, as well as the outdoor recreation and beautiful scenery of Lake Lanier. BONUS: Refrigerator, washer, and dryer are ALL INCLUDED!

With extensive renovations, major system updates, a spacious private lot, no HOA, and an exceptional location, this beautiful ranch truly has it all! Don't miss this incredible opportunity to own a move-in-ready home in Buford City Schools!

All 41 photos

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Description provided by Coldwell Banker Realty and reproduced from the MLS; not independently verified.

Listing courtesy of Coldwell Banker Realty · Listing agent: Ashley Walter · 770-889-3051Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$425,000
Bed / bath3 / 2
Living area1,752 sq ft
Year built1987
Property typeSingle Family Residence
GarageYes
MLS #10876971
Listing statuslisted Oct 25, 2026

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~1117 ft
CountyGwinnett
Area listings2 active · 0 under contract
Estimated first-year tax~$4,462/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$243
Estimated monthly payment$2,935
Insurance (illustrative)$2k–$4k/yr
Messtimate range$387,192 – $439,752
Comparable-sales median$395,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,935/mo
  • Principal & interest $2,336/mo 80%
  • Taxes $372/mo 13%
  • Insurance $228/mo 8%

$2,935/mo at 20% down, 30-yr @ 7.32% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,462/yr

Estimate: a typical Gwinnett effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~1117 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Gwinnett County, GA: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireVery Low
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively High
Cold waveRelatively High
Winter weatherRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Vance Crossing

Pricing & the Vance Crossing market

How this home is priced against recent nearby sales, and where Vance Crossing has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales5607 Frontier Walk Lane5607 Frontier Walk Lane: $199/sq ft$199900 Underhill Court900 Underhill Court: $221/sq ft$2215278 Underhill Lane5278 Underhill Lane: $224/sq ft$2241180 Sycamore Creek Trail1180 Sycamore Creek Trail: $230/sq ft$230This homeThis home: $243/sq ft$2435602 Ivy Green Drive5602 Ivy Green Drive: $251/sq ft$251608 Church Street608 Church Street: $285/sq ft$285Community median $227
Property timeline

This home’s history

  • 1987BuiltPer public record
  • About Oct 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (<span class="mw-dom" data-listed="2026-10-25" data-fmt="dom">listed Oct 25, 2026</span>)
  • Oct 22, 2026First seen on movewithmomentum.comObserved at $425,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $425,000Momentum Realty · listed Oct 25, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $395,950 ($227/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Momentum Scores

Momentum Property Score

52/100
Strongest on: Flood safety (95), Insurance cost (60)
0 limited50100 exceptional

52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area32
This home $243/sq ft vs the community 12-month median $227/sq ft.
Affordability38
List price $425,000 vs the community median $395,950. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~1117 ft elevation. Verify the parcel with FEMA.
Insurance cost60
From FEMA Zone X and a 1987 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~12.0 months of supply (12-month record).

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 2 days on market for this home, against a 13-day area median.Days on market:this home 2Area median:  13 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $243 per square foot, about 7% above the community’s $227 median. Vance Crossing’s 12-month median sold price per square foot is $227. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 2 active listings in Vance Crossing, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS October 28, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Coldwell Banker Realty · MLS # 10876971

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Keep looking

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Go deeper

More on Vance Crossing

Go deeper on Vance Crossing

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Gwinnett County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

BufordAssigned elementary school · Gwinnett County School District
BufordAssigned middle school · Gwinnett County School District
BufordAssigned high school · Gwinnett County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3900 Maple Wood Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1987 (39 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Gwinnett County; age of roof and any prior claims affect the premium.
  • Listed living area is 1,752 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,462/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 28, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3900 Maple Wood Trail and when was it built?

Per the listing record, 3900 Maple Wood Trail was built in 1987 and has 1,752 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3900 Maple Wood Trail in?

3900 Maple Wood Trail is in Vance Crossing in Buford, Gwinnett County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 3900 Maple Wood Trail have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 3900 Maple Wood Trail estimated?

The estimate on this page (about $4,462 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 3900 Maple Wood Trail in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by Momentum Realty LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.