3914 Brandon Mill Road, Lakemont, GA 30552
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 23, 2026, 3914 Brandon Mill Road in Lake Rabun, Lakemont is listed at $6,800,000 (5,972 sq ft, about $1,139 per sq ft). That is 186% above Lake Rabun's median closed sale of $2,375,000 over the last 12 months (9 recorded sales). Per square foot it is above the community's recent $576/sq ft by about 98%. It has been 98 days on market, longer than the community's typical 40 days to contract. Listing facts: built in 2005, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2005 · 21 yrs
- 5,972 sq ft of living area
- 98 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the Lake Rabun market
How this home is priced against recent nearby sales, and where Lake Rabun has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $1139/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
This home’s history
- 2005BuiltPer public record
- Sep 2, 2026First trackedObserved at $6,800,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $36,010/mo 80%
- Taxes $5,950/mo 13%
- Insurance $2,785/mo 6%
- HOA $50/mo 0%
$44,795/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
32/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 98 days on market for this home, against a 40-day area median.Days on market:this home 98Area median: 40 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.
🟡 Asking $1139 per square foot, about 98% above the community’s $576 median. Lake Rabun’s 12-month median sold price per square foot is $576. Median sold price per square foot is up 255.8% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Lake Rabun sales closed near 84.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 9 active listings in Lake Rabun, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Shake off the daily rush the moment you settle into this extraordinary turnkey furnished home on Lake Rabun, where dramatic views stretch across the open water of the Big Basin. Statement stone fireplaces warm the interiors, surrounded by rich rustic elegance and an open flow that brings everyone together. A sophisticated kitchen serves as the heart of the main level, making it easy to create and serve while conversations carry from the living spaces out to expansive decks and the screened porch beyond.
This is where mornings might begin with coffee on the porch as sunlight dances on the water, afternoons fill with swims, boat rides, or games by the boathouse, and nights gather everyone around the fireplaces or under the stars. The Adirondack inspired architecture, with its warm wood finishes and open main level spaces, creates an environment that feels lived in and lasting, an heirloom property built for generations of memories on one of North Georgia's most protected and treasured lakes. This home is thoughtfully built so families can spread out comfortably.
On the main level, the primary suite provides a private luxurious space, with an office close by for quiet moments. Upstairs, three bedrooms and a loft offer space for family or guests to claim as their own. Down on the terrace level, a family room centered around the pool table and bar invites relaxed evenings, joined by two more bedrooms, one a comfortable guest suite that echoes the primary, and a steam shower and sauna ready after long days on the water.
Outside, life centers on the lake. A newly rebuilt deep water boathouse with stone and barn door accents includes a covered sun deck, easy boat access, and spots perfect for jumping in or sitting with your feet dangling over the edge. A swim dock and beach make splashing and play simple for children, while the fire pit overlooks the broad Big Basin, drawing everyone around its glow as evenings settle in.
Well appointed landscaping and landscape lighting soften the surroundings after dark, and a whole house backup generator keeps things comfortable through any weather. When the mood shifts, the area keeps daily life convenient without pulling you far from the water. In nearby Lakemont, the historic village holds spots like The Open Door at Alley's for fresh sandwiches and a casual atmosphere.
Take the boat over to nearby options like Max's Lakeside for lakeside pizza or the Lake Rabun Hotel for craft cocktails and fine dining. A short drive brings you to Clayton's lively Main Street lined with boutique shops, art galleries, bookstores, and a mix of farm to table restaurants and cafes. Whether you want a quick errand, unique finds, or a meal that highlights the region's fresh ingredients, everything stays close enough that the lake remains the true heart of your days.
This waterfront home delivers a refined lakeside lifestyle where family and friends can connect deeply, spread out comfortably, and return season after season.
All 125 photos
Description provided by RE/MAX Town & Country and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $6,800,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 98 days on market vs. a 40-day community median
- 9 active listings competing, 3 under contract
- ≈12.0 months of supply
- 9 closed here in the last 12 months
For reference, this home is listed at $6,800,000 ($1,139/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 5,972 sq ft × $507–$645/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 23, 2026.
Similar homes for sale near Lake Rabun
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Lake Rabun
- 1233 Tame Turkey Road · $2,400,000 · 3 bd / 3.0 ba · listed September 22, 2026 (courtesy of Ansley RE | Christie's Int'l RE)
- 493 Kings Row Road · $4,295,000 · 5 bd / 5.0 ba · listed September 10, 2026 (courtesy of BHHS Georgia Properties)
- 63 + 84 Loudermilk Lane · $2,395,000 · 5 bd / 4.5 ba · listed August 27, 2026 (courtesy of Mountain Sotheby's International)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by RE/MAX Town & Country · MLS # 10723943
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Recent sales activity in Lake Rabun
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Lake Rabun neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Lake Rabun
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Rabun County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 3914 Brandon Mill Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2005 (21 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Rabun County; age of roof and any prior claims affect the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 5,972 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $71,400/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Georgia MLS, refreshed twice daily (last: September 23, 2026) |
| Community market stats | Georgia MLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3914 Brandon Mill Road and when was it built?
Per the listing record, 3914 Brandon Mill Road was built in 2005 and has 5,972 sq ft of living area, 6 bedrooms and 5.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3914 Brandon Mill Road in?
3914 Brandon Mill Road is in Lake Rabun in Lakemont, Rabun County. The community section on this page shows recent closed sales, days on market, and active inventory for Lake Rabun from the same MLS data.
Does 3914 Brandon Mill Road have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 3914 Brandon Mill Road estimated?
The estimate on this page (about $71,400 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 3914 Brandon Mill Road in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
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No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.