86 days on market (MLS) Single Family Residence ▼ Price cut: $10,000 (9/29) Open house Wed, Oct 14, 10 AM–6 PM
$369,900
4-Bedroom Home in Savoy Park

40 Eryn Terrace, Covington, GA 30014

Single Family Residence in Savoy Park, Covington · No CDD on record · Built 2024
Savoy Park · Covington, GA 30014 · Newton County
Listing data updated October 14, 2026 at 12:45 AM ET · checked against the MLS hourly
4Bedrooms
2Bathrooms
1,950Sq Ft
2024Year Built
$190Per Sq Ft
GarageNew constructionNo CDD on record4 bedrooms
Open house
  • Wed, Oct 14, 10 AM–6 PM
  • Thu, Oct 15, 10 AM–6 PM
Times per the listing broker in the MLS; confirm before you go. Updated hourly.
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
3% below
$/sq ft vs community
$190 here vs $195 median sold (12 mo)
Buyer leverage
Strong buyer advantage
86 days on market
14.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $370k tops 11 of the last 12 closed sales; also one of the largest homes here at 1,950 sq ft

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 14, 2026, 40 Eryn Terrace in Savoy Park, Covington is listed at $369,900 (1,950 sq ft, about $190 per sq ft). That sits within a few percent of Savoy Park's median closed sale of $369,500 over the last 12 months (5 recorded sales). It has been 86 days on market. Listing facts: new construction. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2024
  • 1,950 sq ft of living area
  • Garage
  • Listed at $369,900 — recent neighborhood median sale price ~$369,500 (nearby sales; deemed reliable, not an appraisal)
  • 86 days on market
Listing description

About this home

* $10,000 PRICE REDUCTION!! "DELUXE RANCH HOME WITH FULL BASEMENT" - BUYER INCENTIVE - "UP TO $12,000" TOWARD RATE BUYDOWNS AND CLOSING COSTS - AND "ONLY" WITH OUR PREFERRED LENDER - 40 ERYN TERRACE ONLY !! NEW CONSTRUCTION- MOVE -IN READY HOME!!

NEW ENERGY EFFICIENT HOME! (Cellulose whole house, Foam, Superior Wall Sheathing and Vapor Barrier, Radiant Reflective Roof Sheathing, Energy Efficient Windows). NEW CONSTRUCTION in Covington, GA.

QUALITY BUILT by Castle Homes -10 Year Warranty! Craftsman Style Ranch House constructed using the PRINCE VICKERY Home Plan, with Open Floor plan. Large Lot, Three Bedrooms, Two Baths, with finished flex/fourth Bedroom upstairs and a two Car Garage.

Arch columns, 13 foot Vaulted Ceilings in Family Room, Dining Room and Breakfast Nook. Kitchen has tile backsplash and granite countertops and a Kitchen Island. Primary Bathroom has vaulted ceiling, double vanity with King Shaver Vanity, Garden Tub and Separate Ovesized Shower.

Home features two fireplaces - one in the Family Room and one outside on the "Game Day" Porch. This is the Decorated Model home - Furnishings can be purchased for $9750. Basement is stubbed for a full bath.

In USDA territory -possible 100% financing. *(Subject to change without notice, subject to error)

All 35 photos

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Description provided by Myers Team Realty and reproduced from the MLS; not independently verified.

Listing courtesy of Myers Team Realty · Listing agent: Mark Myers · 770-554-7230Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$369,900
Bed / bath4 / 2
Living area1,950 sq ft
Year built2024
Property typeSingle Family Residence
GarageYes
MLS #10800640
Listing status86 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~649 ft
CountyNewton
Area listings6 active · 0 under contract
Estimated first-year tax~$3,884/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$190
Estimated monthly payment$2,475
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$369,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,475/mo
  • Principal & interest $2,049/mo 83%
  • Taxes $324/mo 13%
  • Insurance $102/mo 4%

$2,475/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,884/yr

Estimate: a typical Newton effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~649 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Newton County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Savoy Park

Pricing & the Savoy Park market

How this home is priced against recent nearby sales, and where Savoy Park has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales95 Savoy Park Drive95 Savoy Park Drive: $169/sq ft$16995 Savoy Park Drive95 Savoy Park Drive: $169/sq ft$169This homeThis home: $190/sq ft$19075 Eryn Terrace75 Eryn Terrace: $206/sq ft$20675 Eryn Terrace75 Eryn Terrace: $206/sq ft$206Community median $195

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $190/sq ft.

$148$174$2002024: $17420242025: $15320252026: $1952026

Median sale price by year

12-month median closed price, 2024–2026.

$341k$357k$373k2024: $368k20242025: $344k20252026: $370k2026
Property timeline

This home’s history

  • 2024BuiltPer public record
  • About Jul 2026Listed (per MLS)MLS reports 86 cumulative days on market as of October 14, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $379,900
  • Sep 29, 2026Price cut$369,900 (-$10,000, -2.6%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $369,900Momentum Realty · on market 86 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

4 closed sales in Savoy Park in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $369,500 ($195/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Momentum Scores

Momentum Property Score

48/100
Strongest on: Pricing power (71), Price vs area (56)
0 limited50100 exceptional

48/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area56
This home $190/sq ft vs the community 12-month median $195/sq ft.
Affordability50
List price $369,900 vs the community median $369,500. Not a measure of personal affordability.
Market liquidity15
Community median 106 days on market, ~14.4 months of supply (12-month record).
Pricing power71
Recent sales closed at about 93.8% of original asking (~6.2% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 14.4 months of supply in the surrounding market and 86 days on market for this home, against a 106-day area median.Days on market:this home 86Area median:  106 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $190 per square foot, about 3% below the community’s $195 median. Savoy Park’s 12-month median sold price per square foot is $195. Median sold price per square foot is up 7.3% year over year. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Savoy Park sales closed near 93.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 6 active listings in Savoy Park, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Myers Team Realty · MLS # 10800640

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Keep looking

Similar homes for sale near Savoy Park

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Recently off market in Savoy Park

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Savoy Park

Go deeper on Savoy Park

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Newton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Rocky PlainsAssigned elementary school · Newton County School District
Indian CreekAssigned middle school · Newton County School District
AlcovyAssigned high school · Newton County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 40 Eryn Terrace, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Newton County; age of roof and any prior claims affect the premium.
  • Listed living area is 1,950 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,884/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 14, 2026)
Comparable salesGeorgia MLS closed sales in Savoy Park, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 40 Eryn Terrace and when was it built?

Per the listing record, 40 Eryn Terrace was built in 2024 and has 1,950 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 40 Eryn Terrace in?

40 Eryn Terrace is in Savoy Park in Covington, Newton County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 40 Eryn Terrace estimated?

The estimate on this page (about $3,884 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 40 Eryn Terrace in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.