Single Family Residence in The Hills at Cedar Creek, Winder · No CDD on record · Built 2025
The Hills at Cedar Creek · Winder, GA 30680 · Barrow County
Listing data updated October 13, 2026 at 10:31 AM ET · checked against the MLS hourly
5Bedrooms
3.5Bathrooms
2025Year Built
GarageNew constructionNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Seller-leaning
14 days on market
3.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 13, 2026, 41 Cedar Overlook Way in The Hills at Cedar Creek, Winder is listed at $417,100. That sits within a few percent of The Hills at Cedar Creek's median closed sale of $405,900 over the last 12 months (21 recorded sales). It has been 14 days on market, well inside the community's typical 59 days. Listing facts: new construction. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2025
Garage
Listed at $417,100 — recent neighborhood median sale price ~$405,900 (nearby sales; deemed reliable, not an appraisal)
14 days on market
Listing description
About this home
USDA-ELIGIBLE COMMUNITY. Qualified buyers may qualify for 100% financing and closing cost assistance through approved lender programs. Introducing The DAYTON, a beautifully designed 5-bedroom home is located in The Hills at Cedar Creek, a resort-style swim and tennis community by Direct Residential Communities.
This thoughtfully crafted home welcomes you with a grand two-story foyer that opens into a spacious open-concept living area featuring 9-foot ceilings and refined LED disc lighting throughout the main level. The main level includes a private guest bedroom with a full bath, ideal for visitors or multi-generational living. The gourmet kitchen serves as a true centerpiece, offering a generous granite-topped island, 36-inch shaker-style cabinets, elegant tile backsplash, and a bright breakfast area that flows seamlessly into the inviting family room with a cozy fireplace.
Step outside from the breakfast area onto the concrete patio, perfect for outdoor dining or relaxing in your private backyard. Upgraded vinyl plank flooring and a silent flooring system throughout the main level enhance comfort and tranquility. Upstairs, the expansive owner's suite provides a peaceful retreat with a sitting area, dual closets, and a spa-inspired en-suite bath featuring dual vanities, a walk-in shower, and a luxurious garden tub beneath a picturesque window.
The upper level also offers three generously sized secondary bedrooms, a shared bath with dual vanities, and a conveniently located laundry room. Additional highlights include smart lock keyless entry, a 2-car garage with extended driveway, and sidewalk-lined streets throughout this distinguished community. Ask about USDA eligibility and current incentives.
Availability and terms subject to change.
All 40 photos
Description provided by Direct Residential Realty and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$417,100
Bed / bath5 / 3.5
Year built2025
Property typeSingle Family Residence
GarageYes
MLS #10837712
Listing status14 days on market (MLS)
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~921 ft
CountyBarrow
Area listings6 active · 8 under contract
Estimated first-year tax~$4,380/yr
CDD assessmentNone on record
HOANot reported
Calculated estimates
Estimated monthly payment$2,788
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$405,900
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,788/mo
Principal & interest $2,310/mo83%
Taxes $365/mo13%
Insurance $112/mo4%
$2,788/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,380/yr
Estimate: a typical Barrow effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
Not reported
Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~921 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Barrow County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery Low
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Moderate
HailRelatively Low
Cold waveRelatively Low
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · The Hills at Cedar Creek
Pricing & the The Hills at Cedar Creek market
How this home is priced against recent nearby sales, and where The Hills at Cedar Creek has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2025BuiltPer public record
Sep 2, 2026First seen on movewithmomentum.comObserved at $417,100
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $417,100Momentum Realty · on market 14 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
4 closed sales in The Hills at Cedar Creek in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Aug 2026
$419,100
314 Cedar Wood Trace, Winder
5 / 3 bd/ba · 2,264 sq ft · $185/sq ft
Courtesy of Direct Residential Realty · View details →
Sold Jun 2026
$405,900
341 Cedar Wood Trace, Winder
5 / 3.5 bd/ba · 2,264 sq ft · $179/sq ft
Courtesy of Direct Residential Realty · View details →
Sold May 2026
$405,900
338 Cedar Wood Trace, Winder
5 / 3.5 bd/ba · 2,264 sq ft · $179/sq ft
Courtesy of Direct Residential Realty · View details →
Sold Jul 2026
$419,000
264 Cedar Wood Trace, Winder
5 / 3 bd/ba · 2,685 sq ft · $156/sq ft
Courtesy of Direct Residential Realty · View details →
Median of these 4 sales: $405,900 ($167/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Momentum Scores
Momentum Property Score
53/100
Strongest on: Pricing power (57), Market liquidity (56)
0 limited50100 exceptional
53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Affordability45
List price $417,100 vs the community median $405,900. Not a measure of personal affordability.
Market liquidity56
Community median 59 days on market, ~3.4 months of supply (12-month record).
Pricing power57
Recent sales closed at about 96.7% of original asking (~3.3% below). More room below asking generally favors buyers.
Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Recent The Hills at Cedar Creek sales closed near 96.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 6 active listings in The Hills at Cedar Creek, no CDD assessment.
Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Direct Residential Realty · MLS # 10837712
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Keep looking
Similar homes for sale near The Hills at Cedar Creek
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Development
Barrow commissioners approve 345-acre Cypress mixed-use development on Highway 211
Barrow County approved 4-1 a development along Highway 211 and Covered Bridge Road with 512 single-family lots, 550 apartments and roughly 320,000 square feet of commercial space. A regional review estimates about 15,195 daily vehicle trips, and the developer says it will build in phases over more than a decade.
Why it matters: Adds substantial housing inventory and retail near Hoschton and Braselton, with added traffic on Highway 211 requiring turn-lane work. The site is about 7 miles northwest of The Hills At Cedar Creek.
Siemens plans 1,400 jobs at $185 million Pendergrass facility
Siemens plans a facility of about 550,000 square feet at 580 Raco Parkway in Pendergrass to make low-voltage electrical components. The investment is at least $185 million, with more than 1,400 jobs planned over three years. Buildout is expected to start in November, with hiring beginning in 2027.
Why it matters: Adds a large manufacturing employer to the I-85 corridor, increasing job access and commute demand across Jackson and neighboring counties. The site is about 10 miles north of The Hills At Cedar Creek.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Barrow County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
County LineAssigned elementary school · Barrow County School District
RussellAssigned middle school · Barrow County School District
Winder BarrowAssigned high school · Barrow County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 41 Cedar Overlook Way, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
Confirm whether a mandatory HOA applies to this parcel and what it charges.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Barrow County; age of roof and any prior claims affect the premium.
Confirm square footage and room dimensions independently.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,380/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Georgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable sales
Georgia MLS closed sales in The Hills at Cedar Creek, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 41 Cedar Overlook Way and when was it built?
Per the listing record, 41 Cedar Overlook Way was built in 2025 and has 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 41 Cedar Overlook Way in?
41 Cedar Overlook Way is in The Hills at Cedar Creek in Winder, Barrow County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
How are property taxes on 41 Cedar Overlook Way estimated?
The estimate on this page (about $4,380 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 41 Cedar Overlook Way in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 41 Cedar Overlook Way in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
