53 days on market (MLS)Single Family Residence▼ Price cut: $30,000 (10/12)
$419,990
4-Bedroom Home in Timothy Estates
475 Somerset Drive, Athens, GA 30606
Single Family Residence in Timothy Estates, Athens · No CDD on record · Built 2026
Timothy Estates · Athens, GA 30606 · Clarke County
Listing data updated October 13, 2026 at 10:32 AM ET · checked against the MLS hourly
4Bedrooms
4Bathrooms
2,717Sq Ft
2026Year Built
$155Per Sq Ft
GarageNew constructionNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
3% above
$/sq ft vs community
$155 here vs $150 median sold (12 mo)
Buyer leverage
Strong buyer advantage
53 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~590 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 13, 2026, 475 Somerset Drive in Timothy Estates, Athens is listed at $419,990 (2,717 sq ft, about $155 per sq ft). It has been 53 days on market. Listing facts: new construction. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2026
2,717 sq ft of living area
Garage
Listed at $419,990 — recent neighborhood median sale price ~$405,000 (nearby sales; deemed reliable, not an appraisal)
53 days on market
Listing description
About this home
Welcome home to the perfect blend of modern comfort, charm, and exceptional living space! This beautifully designed new construction home offers the ideal combination of style, functionality, and flexibility with 3 bedrooms, 2.5 baths, plus a fully finished 1,000 sq. ft.
basement. Featuring an additional bedroom with a walk-in closet, full bath, half bath, and kitchenette--the basement is perfectly positioned for a second living suite. Step inside from the inviting front porch and fall in love with the bright design highlighted by gorgeous 100% LVP flooring and quality finishes throughout.
The stunning kitchen is sure to impress with granite countertops, stainless steel appliances, a spacious walk-in pantry, and bar seating perfect for gathering with family and friends. You can't miss the main-level laundry room that makes everyday living effortless. Don't forget the primary suite on the main floor offers a peaceful retreat with a spacious walk-in closet and a spa-inspired ensuite complete with double vanities, a relaxing soaking tub, and a separate shower.
Upstairs, you'll find two generously sized bedrooms, a full bath, and an oversized walk-in closet that provides incredible storage space. Enjoy seamless indoor-outdoor living as you step from the dining area onto your private back sun deck, the perfect setting for weekend cookouts, morning coffee, or relaxing evenings under the stars. Located in the Classic City, this home is approximately 5 miles from UGA and Downtown Athens, offering convenient access to shopping, dining, entertainment, and everything the area has to offer.
Your next chapter starts here. Schedule your showing today and experience the beauty, versatility, and potential of this exceptional home in person!
All 36 photos
Description provided by RAC Properties of Athens, Inc. and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$419,990
Bed / bath4 / 4
Living area2,717 sq ft
Year built2026
Property typeSingle Family Residence
GarageYes
MLS #10829717
Listing status53 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~590 ft
CountyClarke
Area listings2 active · 0 under contract
Estimated first-year tax~$4,410/yr
CDD assessmentNone on record
HOANot reported
Calculated estimates
Price per sq ft$155
Estimated monthly payment$2,804
Insurance (illustrative)$1k–$2k/yr
Messtimate range$388,531 – $448,305
Comparable-sales median$405,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,804/mo
Principal & interest $2,326/mo83%
Taxes $368/mo13%
Insurance $110/mo4%
$2,804/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,410/yr
Estimate: a typical Clarke effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
Not reported
Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~590 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Clarke County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively Low
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Timothy Estates
Pricing & the Timothy Estates market
How this home is priced against recent nearby sales, and where Timothy Estates has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2026BuiltPer public record
About Aug 2026Listed (per MLS)MLS reports 53 cumulative days on market as of October 13, 2026
Sep 2, 2026First seen on movewithmomentum.comObserved at $499,990
Sep 3, 2026Price cut$489,990 (-$10,000, -2.0%)
Sep 15, 2026Price cut$479,990 (-$10,000, -2.0%)
Sep 29, 2026Price cut$469,990 (-$10,000, -2.1%)
Oct 9, 2026Price cut$449,990 (-$20,000, -4.3%)
Oct 12, 2026Price cut$419,990 (-$30,000, -6.7%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $419,990Momentum Realty · on market 53 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jul 2026
$425,000
257 Township Lane, Athens
4 / 3.5 bd/ba · 2,700 sq ft · $157/sq ft
Courtesy of Greater Athens Properties · View details →
Sold May 2026
$380,000
350 Providence Road, Athens
4 / 3.5 bd/ba · 2,740 sq ft · $139/sq ft
Courtesy of eXp Realty · View details →
Sold Jul 2026
$385,000
480 Somerset Drive, Athens
4 / 3 bd/ba · 2,688 sq ft · $143/sq ft
Courtesy of Keller Williams Greater Athens · View details →
Sold Jul 2026
$385,000
480 Somerset Drive, Athens
4 / 3 bd/ba · 2,688 sq ft · $143/sq ft
Courtesy of Keller Williams Greater Athens · View details →
Sold Jun 2026
$454,000
150 High Ridge Drive, Athens
3 / 2.5 bd/ba · 2,753 sq ft · $165/sq ft
Courtesy of Coldwell Banker Upchurch Realty · View details →
Sold Oct 2025
$675,000
1231 Scarlet Oak Circle, Athens
4 / 2.5 bd/ba · 2,666 sq ft · $253/sq ft
Courtesy of Coldwell Banker Upchurch Realty · View details →
Median of these 6 sales: $405,000 ($150/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$388,531the mess$448,305
Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $419,990 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 15% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
2 active listings competing
≈12.0 months of supply
2 closed here in the last 12 months
For reference, this home is listed at $419,990 ($155/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,717 sq ft × $143–$165/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.
Momentum Scores
Momentum Property Score
59/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area42
This home $155/sq ft vs the community 12-month median $150/sq ft.
Affordability44
List price $419,990 vs the community median $405,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~590 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~12.0 months of supply (12-month record).
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $155 per square foot, about 3% above the community’s $150 median. Timothy Estates’s 12-month median sold price per square foot is $150. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 2 active listings in Timothy Estates, no CDD assessment.
Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by RAC Properties of Athens, Inc. · MLS # 10829717
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Keep looking
Similar homes for sale near Timothy Estates
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Development
Planning Commission backs 181-unit apartment project west of downtown Athens
Cardinal Group proposes 181 apartments with 425 bedrooms plus eight townhouses on the block bounded by West Broad, Finley, Reese and Pope streets. The six-story project has 211 parking spaces. The Planning Commission narrowly recommended the C-D rezoning on Oct. 1, and stream permits and historic review are still needed.
Why it matters: Would add rental inventory close to downtown, increasing housing supply and foot traffic west of the core if approved. The site is about 2 miles northeast of Timothy Estates.
SR 316 and Oconee Connector bridge work cuts lanes on the Connector
Archer Western is building two bridges to carry SR 316 over the Oconee Connector, with a separate bridge and ramps for Jimmy Daniell Road. The Connector dropped to one through lane per direction starting Sept. 18, and Jimmy Daniell Road closed Sept. 14 for about six months. Work at the intersections is projected to last at least through the end of 2028.
Why it matters: Expect multi-year lane restrictions on a key Athens to Oconee commuter route, followed by a grade-separated interchange. The site is about 2 miles southwest of Timothy Estates.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Clarke County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
TimothyAssigned elementary school · Clarke County School District
ClarkeAssigned middle school · Clarke County School District
Clarke CentralAssigned high school · Clarke County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 475 Somerset Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
Confirm whether a mandatory HOA applies to this parcel and what it charges.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Clarke County; age of roof and any prior claims affect the premium.
Listed living area is 2,717 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,410/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Georgia MLS, checked against the MLS hourly (last: October 13, 2026)
Comparable sales
Georgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 475 Somerset Drive and when was it built?
Per the listing record, 475 Somerset Drive was built in 2026 and has 2,717 sq ft of living area, 4 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 475 Somerset Drive in?
475 Somerset Drive is in Timothy Estates in Athens, Clarke County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
How are property taxes on 475 Somerset Drive estimated?
The estimate on this page (about $4,410 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 475 Somerset Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 475 Somerset Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
