4 bedroom Single Family Residence at 512 Chinkapin, Chinkapin at Lake Burton, Clayton — photo 1Front elevation
4 bedroom Single Family Residence at 512 Chinkapin, Chinkapin at Lake Burton, Clayton — photo 2Living space
4 bedroom Single Family Residence at 512 Chinkapin, Chinkapin at Lake Burton, Clayton — photo 3Kitchen
4 bedroom Single Family Residence at 512 Chinkapin, Chinkapin at Lake Burton, Clayton — photo 4Owner's suite
69 days on market Single Family Residence
$1,995,000
4-Bedroom Home in Chinkapin at Lake Burton

512 Chinkapin, Clayton, GA 30525

Single Family Residence in Chinkapin at Lake Burton, Clayton · No CDD
Chinkapin at Lake Burton · Clayton, GA 30525 · Rabun
Listing data updated September 3, 2026 · refreshed twice daily
4Bedrooms
3.5Bathrooms
4,174Sq Ft
2006Year Built
$478Per Sq Ft
GarageNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$478 here vs $478 median sold (12 mo)
Buyer leverage
Buyer advantage
69 days on market
$6k–$14k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2006 · 20 yrs
  • 4,174 sq ft of living area
  • Garage
  • 69 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2006BuiltPer public record
  • Sep 2, 2026First trackedObserved at $1,995,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$12,855/mo
  • Principal & interest $10,256/mo 80%
  • Taxes $1,746/mo 14%
  • Insurance $803/mo 6%
  • HOA $50/mo 0%

$12,855/mo at 20% down, 30-yr @ 6.66% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

41/100
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional

41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $478/sq ft vs the community 12-month median $478/sq ft.
Affordability50
List price $1,995,000 vs the community median $1,995,000. Not a measure of personal affordability.
Renovation upside22
From a 2006 build and $478/sq ft vs the community median $478/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $478 per square foot, about in line with the community’s $478 median. Chinkapin at Lake Burton’s 12-month median sold price per square foot is $478. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

A LEGACY TIMBER FRAME ESTATE WITH UNRIVALED MOUNTAIN VIEWS! Some homes offer mountain views. Others overlook a lake.

Rarely does a property capture both with such breathtaking scale and presence. Perched atop the highest point in the gated Chinkapin community, this extraordinary timber-frame estate commands sweeping views of prestigious Lake Burton and more than 280 degrees of layered Blue Ridge Mountain vistas. Bordering U.

S. Forest Service (USFS) land, the property enjoys an exceptional sense of privacy and a setting that is nothing short of spectacular. From sunrise over the mountains to unforgettable sunsets across endless ridgelines, the scenery is truly extraordinary.

Situated on 1.39 private acres and just 13 minutes from downtown Clayton, neighboring the renowned Waterfall at Lake Burton golf course community, this remarkable mountain retreat blends privacy, convenience, and timeless craftsmanship. Designed as a true timber-frame masterpiece, the home showcases authentic old-world building techniques rarely found in today's luxury market. The dramatic great room features four stunning hammer-beam trusses, meticulously joined with handcrafted wooden pegs rather than metal fasteners, while massive white pine timbers throughout provide warmth, character, and enduring beauty.

A custom speakeasy front door welcomes guests into a home rich with mountain elegance. The impressive entrance is framed by substantial post-and-timber construction, while expansive outdoor living spaces are supported by striking Queen timber posts that perfectly complement the home's architectural design. Inside, soaring ceilings, exposed beams, tongue-and-groove wood detailing, and expansive windows create an inviting atmosphere while framing the breathtaking views from nearly every room.

The thoughtfully designed floor plan offers four bedrooms and three-and-a-half baths. Hardwood flooring throughout the upper level and loft, knotty pine interior doors, and premium Canadian-made Golden Windows enhance the home's refined mountain aesthetic. The kitchen and primary suite showcase impressive structural timbers, while a dramatic loft overlooking the great room is anchored by a substantial timber beam that further highlights the exceptional craftsmanship found throughout.

Beyond the main residence, a detached pavilion offers exceptional versatility. Complete with air conditioning and a wood-burning stove, it is ideal as an artist's studio, workshop, office, fitness room, creative space, or private mountain retreat. Additional features include a spacious three-car garage with automatic openers, abundant storage, and a full-house generator for added peace of mind.

Whether enjoyed as a full-time residence or luxury mountain getaway, this exceptional property offers a rare combination of authentic timber-frame craftsmanship, unmatched privacy, and extraordinary scenery. Positioned at the pinnacle of Chinkapin, overlooking Lake Burton, bordering USFS land, and surrounded by the beauty of the Blue Ridge Mountains, this is a legacy home designed to be treasured for generations.

Description provided by BHHS Georgia Properties and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,995,000
Bed / bath4 / 3.5
Living area4,174 sq ft
Year built2006
Property typeSingle Family Residence
GarageYes
MLS #10775026
Listing status69 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyRabun
Estimated first-year tax~$20,948/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$478
Estimated monthly payment$12,855
Insurance (illustrative)$6k–$14k/yr
Comparable-sales median$1,995,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of BHHS Georgia Properties · Listing agent: Tina Anzo · 706-960-1941Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,757,254the mess$2,233,090

Actual list price: $1,995,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 71 active listings competing, 10 under contract

For reference, this home is listed at $1,995,000 ($478/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 4,174 sq ft × $421–$535/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 3, 2026.

Keep looking

Similar homes for sale near Chinkapin at Lake Burton

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,995,000Momentum Realty · on market 69 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$20,948/yr

A rough first-year estimate only, applying a typical Rabun rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$6k–$14k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 512 Chinkapin?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by BHHS Georgia Properties · MLS # 10775026

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Chinkapin at Lake Burton

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Chinkapin at Lake Burton neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$1,995,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$478

Canonical 12-month median $/sq ft. Reference only.

Assigned schools

Assigned schools

Schools currently assigned to this address in Rabun County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

RabunAssigned elementary school · Rabun County School District
RabunAssigned middle school · Rabun County School District
RabunAssigned high school · Rabun County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$9,144 – $13,300/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$3,984 – −$244At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
Clayton

Groceries, dining, and parks for this city — see the city guide.

County
Rabun

Schools, taxes, and services are county-administered — see the county guide.

Community
Chinkapin at Lake Burton

Amenities and HOA/CDD detail on the neighborhood guide.

Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: September 3, 2026)
Community market statsGeorgia MLS closed sales, as of September 3, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 512 Chinkapin in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.