4 bedroom Farm at 5134 Highway 17, Clarkesville, Clarkesville — photo 1Front elevation
4 bedroom Farm at 5134 Highway 17, Clarkesville, Clarkesville — photo 2Living space
4 bedroom Farm at 5134 Highway 17, Clarkesville, Clarkesville — photo 3Kitchen
4 bedroom Farm at 5134 Highway 17, Clarkesville, Clarkesville — photo 4Owner's suite
4 bedroom Farm at 5134 Highway 17, Clarkesville, Clarkesville — photo 5Exterior / yardView all 96 photos →
42 days on market Farm
$3,800,000
4-Bedroom Farm in Clarkesville

5134 Highway 17, Clarkesville, GA 30523

Farm in Clarkesville · No CDD
Clarkesville · Clarkesville, GA 30523 · Habersham
Listing data updated September 16, 2026 · refreshed twice daily
4Bedrooms
2.5Bathrooms
2,253Sq Ft
1992Year Built
$1687Per Sq Ft
WaterfrontNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$1687 here vs $1687 median sold (12 mo)
Buyer leverage
Buyer advantage
42 days on market
$16k–$33k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 16, 2026, 5134 Highway 17 in Clarkesville is listed at $3,800,000 (2,253 sq ft, about $1,687 per sq ft). It has been 42 days on market. Listing facts: built in 1992, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1992 · 34 yrs
  • 2,253 sq ft of living area
  • 42 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 1992BuiltPer public record
  • Sep 4, 2026First trackedObserved at $3,800,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$25,015/mo
  • Principal & interest $19,738/mo 79%
  • Taxes $3,325/mo 13%
  • Insurance $1,902/mo 8%
  • HOA $50/mo 0%

$25,015/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

46/100
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional

46/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $1687/sq ft vs the community 12-month median $1687/sq ft.
Affordability50
List price $3,800,000 vs the community median $3,800,000. Not a measure of personal affordability.
Renovation upside39
From a 1992 build and $1687/sq ft vs the community median $1687/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $1687 per square foot, about in line with the community’s $1687 median. none’s 12-month median sold price per square foot is $1687. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 16, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Remarkable working farm (68+/-ac) with unique and unexpected features. Let's start with the primary home and original barn. If starting a new chapter in the laid back North Georgia Foothills is your inspiration, this established income producing farmstead with turn your first page.

The meandering drive with streaming security protects your privacy and the security of boarded horses, precious sheep, free range chickens, friendly dogs and "Ducky" a mallard resident. The owners have crafted raised grids of solar panels (by partnership with Habersham Electric) and rarely ever have any expense for generated electrical power with their 1 kilowatt generated to 1 kilowatt used arrangement. This includes, the primary residence, guest house with in-gound Gunite pool, original barn, newly build event barn & electrical fencing.

(see MLS 10762779) Photos speak volumes so please indulge in a visual experience to grasp the quality of the newly built event barn and the character of the warm and welcoming original home and barn. The primary home offers years of cultivated terraced flower beds, vegetable gardens, rock walkways and cozy front porch. Step inside to warm wood floors and the heart of the home, butcher block counters, island for meal prep, homework or cookie making and communal room for gathering, entertaining and sharing meals.

Large exterior deck host covered picnic seating for Al Fresco dining & hot tub for de-stressing. The owner's suite and en suite bath are convenient to the main level along w/a half bath. Downstairs enjoy a family room w/wood burning stove, 2 bedrooms w/custom built-in beds w/chest style storage, laundry, storage and access to lower deck.

Upstairs is the fairy like bedroom with window seating overlooking the farm. An ideal perch for lazy day reading. GUESTHOUSE w/Gunite pool is only one of the income producing options for this property.

Single level trendy construction (with heated concrete floors & timber accents affords a unique rental w/single bedroom, full bath, kitchenette & spacious living area which currently hosts owners offices (900sq/ft). Poolside lounging is the ideal attraction for tenant retention. ORIGINAL BARN provides all the trappings you expect to house horses, tack, equipment, feed & hay loft.

MORE? Yes, multiple fenced areas provide grazing for sheep, horses & chickens safely roost in houses if not free ranging during the day. Vegetable garden plots with established beds produce a multitude of provisions limited only by your choice of culinary delights.

An additional septic system hosts RV accommodations used for additional guests during extended stays. PLEASE CONTINUE READING. The newest GEM of this combined property is the custom designed, impressive timbered equestrian barn built with horseshoe layout and ideally constructed for future phased expansion along outer wings, long term functionality, airflow (established clerestory ventilation built-in) & stabling horses.

The building incorporates substantial timber framing, featuring exposed heavy timber beams, large structural posts, engineered connections, elevated ceiling lines & expansive open circulation areas designed for equestrian, tack rooms, feed/equipment storage and workshop. The architectural design was created with utility, durability, adaptability and visual appeal. Currently numerous horses are boarded at the fenced enclosures for income producing options.

You will also find a fenced riding arena with dressage & training areas. Need a farm manager on your property, the barn has been constructed for that intent. The owners currently use the facility for PRIVATE EVENTS, as tack rooms are utilized for storage of tables/seating set-ups, kitchen area for catering (refrigerator on site) other rooms serve as entertainment/dressing areas.

The center of the enclosed barn hosts guests entertainment/bar/lounge area & opens to the covered porches for serving, & seating. Please schedule your private experience by appointment today

All 96 photos

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Description provided by Keller Williams Lanier Partners and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$3,800,000
Bed / bath4 / 2.5
Living area2,253 sq ft
Year built1992
Property typeFarm
MLS #10762755
Listing status42 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyHabersham
Estimated first-year tax~$39,900/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$1687
Estimated monthly payment$25,015
Insurance (illustrative)$16k–$33k/yr
Comparable-sales median$3,800,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Keller Williams Lanier Partners · Listing agent: Jana P Flury · 706-839-7355Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$3,345,705the mess$4,255,917

Actual list price: $3,800,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1992 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 119 active listings competing, 33 under contract

For reference, this home is listed at $3,800,000 ($1,687/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,253 sq ft × $1,485–$1,889/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 16, 2026.

Keep looking

Similar homes for sale near Clarkesville

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $3,800,000Momentum Realty · on market 42 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$39,900/yr

A rough first-year estimate only, applying a typical Habersham rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$16k–$33k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 5134 Highway 17?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Keller Williams Lanier Partners · MLS # 10762755

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Clarkesville

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the none neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$3,800,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$1687

Canonical 12-month median $/sq ft. Reference only.

Assigned schools

Assigned schools

Schools currently assigned to this address in Habersham County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

ClarkesvilleAssigned elementary school · Habersham County School District
North HabershamAssigned middle school · Habersham County School District
Habersham CentralAssigned high school · Habersham County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$17,417 – $25,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$8,106 – −$981At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 5134 Highway 17, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1992 (34 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Habersham County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,253 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $39,900/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
Clarkesville

Groceries, dining, and parks for this city — see the city guide.

View →
County
Habersham

Schools, taxes, and services are county-administered — see the county guide.

Community
Clarkesville

Amenities and HOA/CDD detail on the neighborhood guide.

Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: September 16, 2026)
Community market statsGeorgia MLS closed sales, as of September 16, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 5134 Highway 17 and when was it built?

Per the listing record, 5134 Highway 17 was built in 1992 and has 2,253 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 5134 Highway 17 in?

5134 Highway 17 is in Clarkesville, Habersham County. The community section on this page shows recent closed sales, days on market, and active inventory for Clarkesville from the same MLS data.

Does 5134 Highway 17 have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 5134 Highway 17 estimated?

The estimate on this page (about $39,900 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 5134 Highway 17 in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 5134 Highway 17 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.