14 days on market (MLS) Single Family Residence
$649,900
3-Bedroom Home in Young Harris

5940 Jackson Lane, Young Harris, GA 30582

Single Family Residence in Young Harris · No CDD on record
Young Harris, GA 30582 · Towns County
Listing data updated October 12, 2026 at 7:20 AM ET · checked against the MLS hourly
3Bedrooms
2.5Bathrooms
2,735Sq Ft
1993Year Built
$238Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

As of October 12, 2026, 5940 Jackson Lane in Young Harris is listed at $649,900 (2,735 sq ft, about $238 per sq ft). It has been 14 days on market. Listing facts: built in 1993, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1993 · 33 yrs
  • 2,735 sq ft of living area
  • 14 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Charming mountain retreat with thoughtful upgrades and versatile living space! This beautifully maintained 3BR/2.5BA home offers seasonal mountain views and easy, low-maintenance living with vinyl siding and quality finishes throughout. Step inside to a welcoming main living area featuring soaring cathedral ceilings, abundant natural light, and a cozy gas vented fireplace.

The kitchen is designed for both function and style with granite countertops, a step-in pantry, and adjoining dining and breakfast areas perfect for everyday living or entertaining. The spacious master suite is conveniently located on the main level and features new carpet, a walk-in closet, double vanities, a 6-foot air-jetted tub, a separate step-in shower, and a laundry chute leading to the lower level. The terrace level offers a large daylight living room with a second fireplace, two additional bedrooms, a full bath, and is already plumbed for a kitchenette ideal for a mother-in-law suite, guests, or potential rental income.

Outdoor living is just as impressive with a covered porch and expansive Trex decking with aluminum railings perfect for enjoying the peaceful setting and seasonal mountain views. The beautifully designed patio features pavers and a charming fish pond water feature, creating a relaxing outdoor oasis. Additional highlights include an attached double carport with pull-through easy access, upgraded crank-out windows, tile and wood flooring throughout, an exterior storage room, garden shed with potting bench and a homeowners dream with a 16 X 20 heated and cooled workshop.

Move-in ready with quality craftsmanship, beautiful finishes, and flexible living options this home is perfect for full-time living, a mountain getaway, short term rental or investment opportunity!

All 68 photos

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Description provided by RE/MAX Town & Country and reproduced from the MLS; not independently verified.

Listing courtesy of RE/MAX Town & Country · Listing agent: Rick Urban · 706-745-8097Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$649,900
Bed / bath3 / 2.5
Living area2,735 sq ft
Year built1993
Property typeSingle Family Residence
MLS #10766180
Listing status14 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyTowns
Estimated first-year tax~$6,824/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$238
Estimated monthly payment$4,489
Insurance (illustrative)$2k–$6k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,489/mo
  • Principal & interest $3,600/mo 80%
  • Taxes $569/mo 13%
  • Insurance $321/mo 7%

$4,489/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,824/yr

Estimate: a typical Towns effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Towns County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Low
Heat waveVery Low
WildfireVery Low
TornadoRelatively Low
LightningRelatively Low
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveRelatively Moderate
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 1993BuiltPer public record
  • Sep 4, 2026First seen on movewithmomentum.comObserved at $649,900
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $649,900Momentum Realty · on market 14 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Towns County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Young Harris, GA. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Towns County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 2,735 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 12, 2026.

Seen enough photos?

Want to see 5940 Jackson Lane?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by RE/MAX Town & Country · MLS # 10766180

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Keep looking

Similar homes for sale near Young Harris

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Young Harris

  • 30 Chancey Ridge Drive · $559,900 · 3 bd / 3.0 ba · listed October 9, 2026 (courtesy of Coldwell Banker High Country)
  • 2602 The Ridges · $899,900 · 5 bd / 4.5 ba · listed October 9, 2026 (courtesy of North Peaks Realty)
  • 2675 Kelley Lane · $1,245,000 · 4 bd / 4.5 ba · listed October 8, 2026 (courtesy of Beycome Brokerage Realty LLC)
  • 2079 Ivy Mountain Road · $495,000 · 3 bd / 3.0 ba · listed October 8, 2026 (courtesy of Relate Realty)
  • 834 Lower Bell Creek Road · $3,249,000 · 14 bd / 10.0 ba · listed October 4, 2026 (courtesy of Coldwell Banker High Country)
  • 1284 Bud Walt Road · $260,000 · 2 bd / 2.0 ba · listed October 3, 2026 (courtesy of Keller Williams Elevate)

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Towns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Towns CountyAssigned elementary school · Towns County School District
TownsAssigned middle school · Towns County School District
TownsAssigned high school · Towns County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Young Harris

Groceries, dining, and parks for this city — see the city guide.

View →
County
Towns

Schools, taxes, and services are county-administered — see the county guide.

Community
Young Harris

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 5940 Jackson Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1993 (33 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Towns County; age of roof and any prior claims affect the premium.
  • Listed living area is 2,735 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,824/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 12, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Towns County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 5940 Jackson Lane and when was it built?

Per the listing record, 5940 Jackson Lane was built in 1993 and has 2,735 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 5940 Jackson Lane in?

5940 Jackson Lane is in Young Harris, Towns County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 5940 Jackson Lane have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 5940 Jackson Lane estimated?

The estimate on this page (about $6,824 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 5940 Jackson Lane in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 5940 Jackson Lane in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.