6228 Waters Edge Drive, Covington, GA 30014
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 16, 2026, 6228 Waters Edge Drive in Lake Walton Estates, Covington is listed at $1,000,000 (4,959 sq ft, about $202 per sq ft). That is 33% above Lake Walton Estates's median closed sale of $749,900 over the last 12 months (3 recorded sales). Per square foot it is above the community's recent $169/sq ft by about 20%. It has been 14 days on market, well inside the community's typical 39 days. Listing facts: built in 2000, waterfront. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2000 · 26 yrs
- 4,959 sq ft of living area
- Garage
- Listed at $1,000,000 — recent neighborhood median sale price ~$749,900 (nearby sales; deemed reliable, not an appraisal)
- 14 days on market
About this home
Experience lake living at its finest in this one-of-a-kind 5-bedroom, 4.5-bath home on nearly 10 acres positioned in a cul-de-sac within a desirable gated swim and tennis community, zoned for Walnut School District. Full finished terrace level, fenced yard, private dock, small private island, and beautiful lake views, this property offers a rare combination of privacy, space, and an unforgettable outdoor lifestyle. A covered flagstone entry with stunning double doors welcome you into an impressive foyer, where extensive custom trim work immediately sets the tone for the craftsmanship found throughout the home.
Formal dining room and a separate formal living room that offers excellent flexibility as a home office, study, or additional sitting area. Spacious family room features a double-octagon tray ceiling and a classic fireplace flanked by built-ins. Adjoining remodeled eat-in kitchen (2023), where beautiful finishes and thoughtful design come together.
The expansive kitchen features NEW STAINLESS STEEL APPLIANCES (2025), quartz countertops, sprawling marble island with breakfast bar seating six, floating shelves, pantry, large vent hood, apron sink, and ship-lap trim details. An additional dining area and direct access to the screened deck makes entertaining and everyday indoor-outdoor living effortless. The screened deck is designed to take full advantage of the peaceful lake setting, complete with dual ceiling fans and stairs leading directly to the fenced backyard.
The layout makes it easy to move between the home's indoor and outdoor spaces, whether you're hosting or simply enjoying the lake views. Beautiful fixtures and finishes carry into the main-level owner's suite complete with split double vanities, jetted tub, fully tiled walk-in shower, walk-in wardrobe closet, all accented by a lovely chandelier. The suite also offers direct access to the screened deck.
A second en-suite bedroom on the main level, while a half bath and dedicated laundry room add everyday convenience. Upstairs, two additional bedrooms share a Jack-and-Jill bath while a bonus room with charming skylights could serve as an additional bedroom, playroom, hobby space, or additional storage providing even more room to customize the home around your needs. The finished terrace level expands the possibilities even further with a kitchenette that could potentially be expanded into a second full kitchen, dining nook, living area, bonus room, bedroom, and full bath.
Whether envisioning a media room, home gym, guest quarters, entertaining space, or a multi-generational living arrangements, this level offers incredible flexibility. Walk directly out to the covered patio and fenced backyard, creating another seamless connection to the outdoors. Thoughtful updates throughout include plantation shutters, NEW FLOORING, and a NEW HVAC SYSTEMS (2025), adding peace of mind while complementing the home's timeless character.
Outside, the property truly sets itself apart with a footbridge leading to a small private island. Design your own secluded outdoor retreat surrounded by water and nature. Imagine enjoying your morning coffee, watching the sunset, or creating a peaceful gathering space with lake views year-round.
The private dock provides direct access to the water for boating, fishing, and enjoying everything about lake life. A community boat ramp makes launching and retrieving your boat convenient without ever leaving the neighborhood. Beyond the property itself, the gated community offers a collection of amenities including a pool, tennis courts, and a community dock.
Conveniently located near schools, golf courses, parks and recreational facilities, shopping, dining, and the local favorites of nearby downtown Monroe, with easy access to I-20 for commuting. From nearly 10 private acres and a lakefront setting to multiple living spaces, exceptional outdoor areas, and a private island of your own, this is far more than a home, it's a lifestyle!
All 77 photos
Description provided by Keller Williams Realty Atl. Partners and reproduced from the MLS; not independently verified.
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $5,539/mo 81%
- Taxes $875/mo 13%
- Insurance $444/mo 6%
$6,859/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Walton County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Walton County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Lake Walton Estates market
How this home is priced against recent nearby sales, and where Lake Walton Estates has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2000BuiltPer public record
- Sep 25, 2026First seen on movewithmomentum.comObserved at $1,000,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $749,900 ($169/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Momentum Property Score
41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 8.0 months of supply in the surrounding market and 14 days on market for this home, against a 39-day area median.Days on market:this home 14Area median: 39 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.
🟡 Asking $202 per square foot, about 20% above the community’s $169 median. Lake Walton Estates’s 12-month median sold price per square foot is $169. Confidence: Low · 3 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Lake Walton Estates sales closed near 99.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 2 active listings in Lake Walton Estates, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 16, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Keller Williams Realty Atl. Partners · MLS # 10850926
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Similar homes for sale near Lake Walton Estates
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
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Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on Lake Walton Estates
Go deeper on Lake Walton Estates
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 6228 Waters Edge Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2000 (26 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Walton County; age of roof and any prior claims affect the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 4,959 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $10,500/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Georgia MLS, checked against the MLS hourly (last: October 16, 2026) |
| Comparable sales | Georgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 6228 Waters Edge Drive and when was it built?
Per the listing record, 6228 Waters Edge Drive was built in 2000 and has 4,959 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 6228 Waters Edge Drive in?
6228 Waters Edge Drive is in Lake Walton Estates in Covington, Walton County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
How are property taxes on 6228 Waters Edge Drive estimated?
The estimate on this page (about $10,500 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 6228 Waters Edge Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 6228 Waters Edge Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.