Pending Single Family Residence
$430,128
5-Bedroom Home in Westminster

73 St Annes Place, Covington, GA 30016

Single Family Residence in Westminster, Covington · No CDD on record · Built 2026
Westminster · Covington, GA 30016 · Newton County
Listing data updated October 5, 2026 · refreshed twice daily
5Bedrooms
3Bathrooms
2026Year Built
GarageNew constructionNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Balanced market
52 days on market
5.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $430k tops 11 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 5, 2026, 73 St Annes Place in Westminster, Covington is listed at $430,128. That sits within a few percent of Westminster's median closed sale of $374,996 over the last 12 months (22 recorded sales). It has been 52 days on market. Listing facts: new construction. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • Garage
  • Listed at $430,128 — recent neighborhood median sale price ~$374,996 (nearby sales; deemed reliable, not an appraisal)
  • 52 days on market
Listing description

About this home

Discover the Everest III Floor Plan by DRB Homes - Located in the welcoming, master-planned community of Westminster, this home offers access to resort-style amenities including a sparkling swimming pool, cabana, and a playground-perfect for both relaxation and recreation. The community is also conveniently located near local shopping, dining, and schools. Step into exceptional living with the beautifully crafted Everest III floor plan, offering 5 spacious bedrooms, 3 full bathrooms, and a 2-car garage.

This thoughtfully designed home is situated in the highly sought-after Westminster neighborhood of Covington, Georgia, just 30 minutes from vibrant downtown Atlanta. It's the perfect blend of serene suburban living and convenient city access. Upon entry, you're welcomed into a light-filled foyer that sets the tone for the elegance found throughout.

The main level features a private guest suite, ideal for overnight visitors, an in-law arrangement, or even a quiet home office or library space. Adjacent, you'll find an expansive open-concept living area where the gourmet kitchen truly shines. Outfitted with sleek quartz countertops, premium cabinetry, a large center island, and modern finishes, this kitchen overlooks the cozy breakfast nook and the inviting family room, making it the heart of the home-perfect for casual family meals or entertaining guests.

The formal dining room is defined by elegant, coffered ceilings, adding character and charm to your more formal gatherings. Flexible living spaces throughout the home allow for easy customization to fit your lifestyle-whether that means a playroom, media center, or hobby space. Upstairs, retreat to the expansive primary suite, which includes a dedicated sitting area-ideal for a private reading nook, morning coffee corner, or relaxing escape.

The luxury ensuite bathroom is complete with dual vanities, a soaking tub, separate shower, and a walk-in closet designed for optimal organization and storage. Three additional well-appointed bedrooms and a full bath round out the second floor, providing ample space for family, guests, or work-from-home needs. Experience the Everest III-where thoughtful design meets exceptional living.

Please note: If the buyer is represented by a broker/agent, DRB REQUIRES the buyer's broker/agent to be present during the initial meeting with DRB's sales personnel to ensure proper representation.

All 33 photos

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Description provided by DRB Group Georgia LLC and reproduced from the MLS; not independently verified.

Listing courtesy of DRB Group Georgia LLC · Listing agent: DRB Team Listings · 770-647-8483Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$430,128
Bed / bath5 / 3
Year built2026
Property typeSingle Family Residence
GarageYes
MLS #10774497
Listing statusPending

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyNewton
Area listings10 active · 3 under contract
Estimated first-year tax~$4,516/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Estimated monthly payment$2,844
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$374,996

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,844/mo
  • Principal & interest $2,354/mo 83%
  • Taxes $376/mo 13%
  • Insurance $113/mo 4%

$2,844/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,516/yr

Estimate: a typical Newton effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Newton County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Westminster

Pricing & the Westminster market

How this home is priced against recent nearby sales, and where Westminster has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales165 Tulip Drive165 Tulip Drive: $142/sq ft$142173 Geranium Lane173 Geranium Lane: $144/sq ft$144133 St Annes Place133 St Annes Place: $144/sq ft$144119 St Annes Place119 St Annes Place: $150/sq ft$150179 Geranium Lane179 Geranium Lane: $156/sq ft$156123 St Annes Place123 St Annes Place: $156/sq ft$156Community median $143

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $0/sq ft.

$128$143$1572024: $15420242025: $13120252026: $1432026

Median sale price by year

12-month median closed price, 2024–2026.

$372k$386k$399k2024: $397k20242025: $394k20252026: $375k2026
Property timeline

This home’s history

  • 2026BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 52 cumulative days on market as of October 5, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $430,128
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $430,128Momentum Realty · on market 52 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Westminster in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $374,996 ($143/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Momentum Scores

Momentum Property Score

47/100
Strongest on: Pricing power (71), Market liquidity (45)
0 limited50100 exceptional

47/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Affordability25
List price $430,128 vs the community median $374,996. Not a measure of personal affordability.
Market liquidity45
Community median 56 days on market, ~5.5 months of supply (12-month record).
Pricing power71
Recent sales closed at about 93.8% of original asking (~6.2% below). More room below asking generally favors buyers.

Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 5.5 months of supply in the surrounding market and 52 days on market for this home, against a 56-day area median.Days on market:this home 52Area median:  56 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

Recent Westminster sales closed near 93.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 10 active listings in Westminster, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 5, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by DRB Group Georgia LLC · MLS # 10774497

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Keep looking

Similar homes for sale near Westminster

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Recently off market in Westminster

Go deeper

More on Westminster

Go deeper on Westminster

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Newton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

South SalemAssigned elementary school · Newton County School District
LibertyAssigned middle school · Newton County School District
AlcovyAssigned high school · Newton County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 73 St Annes Place, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Newton County; age of roof and any prior claims affect the premium.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,516/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: October 5, 2026)
Comparable salesGeorgia MLS closed sales in Westminster, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 73 St Annes Place and when was it built?

Per the listing record, 73 St Annes Place was built in 2026 and has 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 73 St Annes Place in?

73 St Annes Place is in Westminster in Covington, Newton County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 73 St Annes Place estimated?

The estimate on this page (about $4,516 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 73 St Annes Place in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.