listed Oct 17, 2026 Single Family Residence
$1,000,000
6-Bedroom Home in Laceola

77 N. Shore Drive, Cleveland, GA 30528

Single Family Residence in Laceola, Cleveland · No CDD on record · Built 2022
Laceola · Cleveland, GA 30528 · White County
Listing data checked against the MLS November 2, 2026 at 10:36 AM ET · rechecked hourly
6Bedrooms
4Bathrooms
2,987Sq Ft
2022Year Built
$335Per Sq Ft
WaterfrontGarageNo CDD on record6 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

77 N. Shore Drive in Laceola, Cleveland is listed at $1,000,000 (2,987 sq ft, about $335 per sq ft). It has been listed Oct 17, 2026. Listing facts: built in 2022, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2022 · 4 yrs
  • 2,987 sq ft of living area
  • Garage
  • listed Oct 17, 2026
Listing description

About this home

A One-of-a-Kind Luxury Retreat in Northeast Georgia There is truly nothing else quite like this home in Northeast Georgia. Located within an exclusive gated luxury lake community, this exceptional custom residence offers a rare combination of long-range mountain views, lake views, privacy, luxury, and convenience-all just five minutes from downtown Cleveland, Georgia. Perched on Pink Mountain, with a ridge connecting toward Yonah Mountain and the Chattahoochee National Forest, this extraordinary property places you in the heart of North Georgia's natural beauty while keeping you close to everything the region has to offer.

Some of Northeast Georgia's finest wineries, hiking trails, scenic mountain roads, restaurants, and outdoor adventures are all just minutes away. From the moment you enter, the home captures your attention with unbelievable panoramic mountain and sunset viewsthat can be enjoyed throughout the year. Nearly every room takes advantage of the setting, overlooking the mountains, lake, surrounding landscape, or spectacular sunsets.

With its elevated position among the trees, the home creates the feeling of living in a luxurious private treehouse. The open-concept floor plan was designed for both sophisticated entertaining and comfortable everyday living. The spacious living room features vaulted ceilings, reclaimed Amish beams, and a striking wood-burning stone fireplace, creating a warm and inviting gathering space.

Reclaimed beams and architectural details continue throughout the home, adding character and craftsmanship at every turn. The beautifully appointed kitchen opens seamlessly to the main living areas and features custom white cabinetry, leathered granite countertops, luxury plank flooring, recessed lighting, pendant lighting, under-cabinet lighting, and a large custom island with a wine refrigerator-perfect for enjoying bottles from the many nearby vineyards. A centrally positioned bar further enhances the home's effortless entertaining space.

The main level offers high ceilings, while the vaulted living room and owner's suite create an even greater sense of volume and openness. The owner's suite is a true retreat, complete with reclaimed beam details and beautiful views. Every bathroom has been thoughtfully customized with floor-to-ceiling tile, frameless glass shower enclosures, and elevated shower heads, providing a luxurious finish while accommodating family and guests of all heights.

Attention to detail continues throughout the home with large baseboards, craftsman-style trim, reclaimed wood accents, and quality finishes that create a timeless blend of mountain elegance and modern comfort. The main level is designed for convenience, with all of the essential living spaces located on one floor, along with an oversized two-car garage. Upstairs, you'll find three additional bedrooms or flexible-use rooms, a full bathroom, and a comfortable secondary living area-ideal for guests, family gatherings, a media room, home office, or additional entertaining space.

Custom nickel-gap pine walls and accents bring warmth and character to the second level, including two unique hidden bedroom entrances that add an unexpected element of charm. Outdoor living is equally impressive. Multiple covered Trex decks provide year-round opportunities to enjoy the peaceful surroundings, while a large front sun deck and rear viewing balcony offer additional spaces to take in the scenery.

Imagine starting your morning with coffee overlooking the mountains, watching wildlife move through the property, or ending the day with a glass of wine as the sun sets across the long-range mountain landscape. And the location is truly exceptional. You can enjoy the privacy and security of a gated luxury lake community, the beauty of the North Georgia mountains, and the recreational opportunities of the surrounding area-while being only five minutes from downtown Cleveland and within easy reach of everything NE GA offers

All 78 photos

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Description provided by BHHS Georgia Properties and reproduced from the MLS; not independently verified.

Listing courtesy of BHHS Georgia Properties · Listing agent: Steve L Mitchum · 706-778-4171Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in White County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Laceola. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,000,000
Bed / bath6 / 4
Living area2,987 sq ft
Year built2022
Property typeSingle Family Residence
GarageYes
MLS #10851037
Listing statuslisted Oct 17, 2026

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyWhite
Area listings1 active · 0 under contract
Estimated first-year tax~$10,500/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$335
Estimated monthly payment$6,617
Insurance (illustrative)$2k–$5k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$6,617/mo
  • Principal & interest $5,452/mo 82%
  • Taxes $875/mo 13%
  • Insurance $290/mo 4%

$6,617/mo at 20% down, 30-yr @ 7.24% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$10,500/yr

Estimate: a typical White effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for White County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Low
Heat waveVery Low
WildfireVery Low
TornadoRelatively Low
LightningRelatively Moderate
Strong windRelatively Moderate
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 2022BuiltPer public record
  • Sep 23, 2026First seen on movewithmomentum.comObserved at $1,000,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,000,000BHHS Georgia Properties · listed Oct 17, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.

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Listed by BHHS Georgia Properties · MLS # 10851037

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Laceola

Go deeper on Laceola

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in White County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Jack P NixAssigned elementary school · White County School District
WhiteAssigned middle school · White County School District
WhiteAssigned high school · White County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 77 N. Shore Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in White County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,987 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $10,500/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: November 2, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in White County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 77 N. Shore Drive and when was it built?

Per the listing record, 77 N. Shore Drive was built in 2022 and has 2,987 sq ft of living area, 6 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 77 N. Shore Drive in?

77 N. Shore Drive is in Laceola in Cleveland, White County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

How are property taxes on 77 N. Shore Drive estimated?

The estimate on this page (about $10,500 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 77 N. Shore Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 77 N. Shore Drive in person

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by Momentum Realty LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.