81 Vineyard Lane, Clayton, GA 30525
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
81 Vineyard Lane in Clayton is listed at $5,995,000 (2,662 sq ft, about $2,252 per sq ft). It came to market within the past week. Listing facts: built in 1990, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- Built 1990 · 36 yrs
- 2,662 sq ft of living area
- Garage
- Listed at $5,995,000 — recent neighborhood median sale price ~$1,115,000 (nearby sales; deemed reliable, not an appraisal)
- New to market
- No HOA reported by the listing (confirm)
About this home
Welcome to Victory Ranch, formerly known as Persimmon Creek Vineyard: approximately 88 private, gated acres in the Persimmon Valley, one of the most beautiful areas of Rabun County, Georgia. Persimmon Creek flows through the property, which is about half open meadow and half hardwood forest, with mountain views and a stone bridge that crosses the creek to the woodlands and pastures beyond. Neighbors are large private estates and National Forest land.
Before 2013, the property was home to Persimmon Creek Vineyard, whose wines were served in fine restaurants across the country. For the past 13 years, it has been lovingly cared for and maintained by the current owners, who have found privacy, serenity and healing while enjoying this sanctuary. Today it is ready for its next chapter: a family compound, a private retreat, an equestrian or farm estate, or a return to growing grapes.
The vineyard's trellis system of posts and wires is still in place, though there are no viable vines. Four homes are on the property, and all four are offered fully furnished. HARVEST HOUSE, the main house, sits closest to the gated entrance.
It has 4 bedrooms, including a bunk room that sleeps ten, and 2.5 large bathrooms. The open gathering area and kitchen share a fireplace, and expansive decks and ground-level living areas take in the views. On the terrace level, a games den with barn doors opens to the outdoor entertaining area and fire pit, perfect for larger gatherings.
The terrace level also has a double garage and a 3/4 basement that is unfinished, offering storage or room to expand. There are two sets of washers and dryers. THREE GUEST COTTAGES, built in 2008, sit on the hill above the valley around a common garden.
They are close enough to walk from one to another, yet far enough apart for privacy. They were custom designed by noted architects and interior designers and built with exceptional materials and craftsmanship: stone fireplaces, antique heart pine floors, beamed ceilings, professional-grade Viking appliances, Waterworks fixtures and copper accents. - A two-bedroom cottage with 2.5 baths, a main-level primary suite, a great room with a stone fireplace that opens to the outdoor patio and a wrap-around porch.
- A second two-bedroom cottage with 2.5 baths, a main-level primary suite with Carrara marble bath, a reading nook, a front porch and a rear deck. - A one-bedroom cottage on one level, with one large spa bath with two copper tubs in a bay window overlooking the valley and a large walk-in shower. It also has a stone fireplace and a veranda and patio with an outdoor fireplace.
All four homes have whole-house generators, and internet is provided by Kinetic. The property is about 12 miles from historic downtown Clayton, about 10 minutes from Lake Burton, and about 7 minutes from Heaven's Landing, a private airport. Atlanta is about 1 hour 45 minutes away.
Private land of this size, with creek frontage, open meadows, forest and four furnished homes, rarely comes to market in Rabun County.
All 96 photos
Description provided by Rabun Realty and reproduced from the MLS; not independently verified.
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Comparable recent sales
6 closed sales within about 10 miles in Rabun County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $1,115,000 ($418/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $32,263/mo 79%
- Taxes $5,246/mo 13%
- Insurance $3,084/mo 8%
$40,593/mo at 20% down, 30-yr @ 7.11% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Rabun County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Clayton market
How this home is priced against recent nearby sales, and where Clayton has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 1990BuiltPer public record
- About Nov 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Nov 11, 2026)
- Nov 11, 2026First seen on our siteObserved at $5,995,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
The Momentum read
🟡 Asking $2252 per square foot, about 439% above the community’s $418 median. Clayton’s 12-month median sold price per square foot is $418. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Rabun Realty · MLS # 10888568
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Similar homes for sale near Clayton
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Clayton
- 50 Camp Creek Rd · $995,000 · 3 bd / 3.5 ba · listed November 11, 2026 (courtesy of BHHS Georgia Properties)
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- 300 Ginger Creek Lane #203 · $289,000 · 3 bd / 3.0 ba · listed November 11, 2026 (courtesy of Keller Williams Lanier Partners)
- 136 Kolby Lane · $249,000 · 3 bd / 2.0 ba · listed November 11, 2026 (courtesy of RE/MAX Town & Country)
- 79 Lookout Ridge Road · $495,000 · 4 bd / 2.5 ba · listed November 7, 2026 (courtesy of Mountain Sotheby's International)
- 446 Duggan Hill Drive · $289,000 · 3 bd / 2.0 ba · listed November 5, 2026 (courtesy of Poss Realty)
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
Assigned schools
Schools currently assigned to this address in Rabun County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 81 Vineyard Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1990 (36 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Rabun County; age of roof and any prior claims affect the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 2,662 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $62,948/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Georgia MLS, checked against the MLS hourly (last: November 13, 2026) |
| Comparable sales | Georgia MLS closed sales within about 10 miles in Rabun County, last 18 months, as of November 13, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 81 Vineyard Lane and when was it built?
Per the listing record, 81 Vineyard Lane was built in 1990 and has 2,662 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 81 Vineyard Lane in?
81 Vineyard Lane is in Clayton, Rabun County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 81 Vineyard Lane have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 81 Vineyard Lane estimated?
The estimate on this page (about $62,948 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 81 Vineyard Lane in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 81 Vineyard Lane in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by Momentum Realty LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.