listed Oct 23, 2026 Single Family Residence
$489,900
3-Bedroom Home in Shakerag Farms

8965 Ruel Lane, Suwanee, GA 30024

Single Family Residence in Shakerag Farms, Suwanee
Shakerag Farms · Suwanee, GA 30024 · Forsyth County
Listing data checked against the MLS November 7, 2026 at 5:39 PM ET · rechecked hourly
3Bedrooms
2.5Bathrooms
1,801Sq Ft
2004Year Built
$272Per Sq Ft
GarageFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
14% above
$/sq ft vs community
$272 here vs $238 median sold (12 mo)
Buyer leverage
Buyer advantage
14 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~964 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 12
Price vs recent sales
Asking $490k tops 1 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

8965 Ruel Lane in Shakerag Farms, Suwanee is listed at $489,900 (1,801 sq ft, about $272 per sq ft). That sits within a few percent of Shakerag Farms's median closed sale of $459,950 over the last 12 months (2 recorded sales). Per square foot it is above the community's recent $238/sq ft by about 14%. It has been listed Oct 23, 2026. Listing facts: built in 2004. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • Built 2004 · 22 yrs
  • 1,801 sq ft of living area
  • Garage
  • Listed at $489,900 — recent neighborhood median sale price ~$459,950 (nearby sales; deemed reliable, not an appraisal)
  • listed Oct 23, 2026
Listing description

About this home

Welcome to 8965 Ruel Lane - where timeless ownership, thoughtful updates, and an exceptional Suwanee lifestyle come together in the highly sought-after Shakerag Farms community. Proudly offered by the original owner, this beautifully maintained residence presents a rare opportunity to own a home that has been lovingly cared for from day one, while benefiting from a number of meaningful updates that make it feel fresh, stylish, and move-in ready. From the moment you arrive, the combination of classic curb appeal, brick and HardiePlank siding, and an established neighborhood setting immediately sets the tone for what awaits inside.

Step through the door and discover brand-new luxury vinyl plank flooring throughout the entire main level, recently installed to provide a sophisticated, durable foundation for everyday living and entertaining. The updated kitchen adds modern appeal and functionality, while updated lighting throughout the home creates a fresh, elevated atmosphere and beautifully complements the home's traditional character. The floor plan offers comfortable gathering spaces designed for both everyday living and entertaining, with inviting rooms, natural flow, and the versatility today's homeowners desire.

This is a home that feels established and welcoming while still offering the modern touches buyers are looking for. And then there is the Shakerag Farms lifestyle. Residents enjoy an impressive collection of neighborhood amenities, including a junior Olympic-size swimming pool, separate children's pool, four lighted tennis courts, playground, sidewalks, and street lighting.

Whether you're spending summer afternoons poolside, enjoying a game of tennis, or watching the kids make memories with neighborhood friends, Shakerag Farms offers the kind of amenity-rich community experience that makes coming home something to look forward to. Location is another major highlight. This home is situated within the Johns Creek Elementary, Riverwatch Middle, and Lambert High School school cluster, an area that has long attracted buyers seeking access to highly regarded Forsyth County schools.

Beyond the neighborhood, you'll find an exceptional selection of shopping, dining, recreation, and entertainment nearby. Enjoy the vibrant energy of Suwanee Town Center, with its restaurants, local businesses, public art, Town Center Park, concerts, festivals, and community events. For even more shopping and dining, Halcyon offers an upscale mixed-use destination featuring boutiques, restaurants, entertainment, events, and access to the Big Creek Greenway.

The area also provides convenient access to destinations throughout Suwanee, Johns Creek, and Alpharetta, giving you an impressive variety of options for weekend outings, date nights, family activities, and everyday conveniences. For those who love the outdoors, Suwanee offers even more to explore, including Town Center on Main & DeLay Nature Park, with wooded nature areas, trails, recreational spaces, a 1,200-foot pedestrian bridge, and access to PlayTown Suwanee. Original ownership.

Beautifully updated. Exceptional community amenities. Highly regarded schools.

And a location surrounded by some of North Metro Atlanta's most desirable shopping, dining, recreation, and entertainment destinations. 8965 Ruel Lane isn't simply a place to live-it is an opportunity to step into the established lifestyle and enduring appeal of Shakerag Farms and Suwanee living while enjoying the comfort of a home that has been thoughtfully cared for and freshly updated for its next chapter.

All 33 photos

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Description provided by eXp Realty and reproduced from the MLS; not independently verified.

Listing courtesy of eXp Realty · Listing agent: Steven Cooper · 888-959-9461Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $459,950 ($238/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$489,900
Bed / bath3 / 2.5
Living area1,801 sq ft
Year built2004
Property typeSingle Family Residence
GarageYes
MLS #10876208
Listing statuslisted Oct 23, 2026

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~964 ft
CountyForsyth
Area listings1 active · 1 under contract
Estimated first-year tax~$5,144/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$272
Estimated monthly payment$3,288
Insurance (illustrative)$2k–$4k/yr
Messtimate range$401,623 – $493,474
Comparable-sales median$459,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,288/mo
  • Principal & interest $2,655/mo 81%
  • Taxes $429/mo 13%
  • Insurance $204/mo 6%

$3,288/mo at 20% down, 30-yr @ 7.18% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,144/yr

Estimate: a typical Forsyth effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
Not reported

The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~964 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Forsyth County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Shakerag Farms

Pricing & the Shakerag Farms market

How this home is priced against recent nearby sales, and where Shakerag Farms has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales4100 Lake Pass Lane4100 Lake Pass Lane: $221/sq ft$2213989 Riverstone Drive3989 Riverstone Drive: $223/sq ft$223572 Staghorn Lane572 Staghorn Lane: $238/sq ft$2384110 Baxter Trail4110 Baxter Trail: $239/sq ft$239This homeThis home: $272/sq ft$2724734 Dewitt Drive4734 Dewitt Drive: $274/sq ft$2744501 Encore Boulevard4501 Encore Boulevard: $291/sq ft$291Community median $238
Property timeline

This home’s history

  • 2004BuiltPer public record
  • About Oct 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Oct 21, 2026)
  • Oct 21, 2026First seen on our siteObserved at $489,900
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $489,900eXp Realty · listed Oct 23, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

53/100
Strongest on: Flood safety (95), Insurance cost (72)
0 limited50100 exceptional

53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area14
This home $272/sq ft vs the community 12-month median $238/sq ft.
Affordability39
List price $489,900 vs the community median $459,950. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~964 ft elevation. Verify the parcel with FEMA.
Insurance cost72
From FEMA Zone X and a 2004 build. Obtain a property-specific quote.
Market liquidity44
Community inventory, ~6.0 months of supply (12-month record).

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 6.0 months of supply in the surrounding market and 14 days on market for this home, against a 7-day area median.Days on market:this home 14Area median:  7 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $272 per square foot, about 14% above the community’s $238 median. Shakerag Farms’s 12-month median sold price per square foot is $238. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 1 active listings in Shakerag Farms, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 7, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by eXp Realty · MLS # 10876208

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Keep looking

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Go deeper

More on Shakerag Farms

Go deeper on Shakerag Farms

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Johns CreekAssigned elementary school · Forsyth County School District
RiverwatchAssigned middle school · Forsyth County School District
LambertAssigned high school · Forsyth County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 8965 Ruel Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2004 (22 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
  • Listed living area is 1,801 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,144/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: November 7, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 8965 Ruel Lane and when was it built?

Per the listing record, 8965 Ruel Lane was built in 2004 and has 1,801 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 8965 Ruel Lane in?

8965 Ruel Lane is in Shakerag Farms in Suwanee, Forsyth County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 8965 Ruel Lane estimated?

The estimate on this page (about $5,144 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 8965 Ruel Lane in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by Momentum Realty LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.