Single Family Residence in Virginia Highlands, Atlanta
Virginia Highlands · Atlanta, GA 30306 · Fulton County
Listing data checked against the MLS November 9, 2026 at 9:37 PM ET · rechecked hourly
Listed by HomeSmart (MLS) · Page maintained by Momentum Realty LLC, a licensed Georgia brokerage
5Bedrooms
4.5Bathrooms
4,100Sq Ft
2009Year Built
$535Per Sq Ft
GarageFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
6% above
$/sq ft vs community
$535 here vs $504 median sold (12 mo)
Buyer leverage
Buyer advantage
44 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~1014 ft elevation
$7k–$14k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $2.19M tops 12 of the last 12 closed sales; also one of the largest homes here at 4,100 sq ft
939 Highland Terrace in Virginia Highlands, Atlanta is listed at $2,195,000 (4,100 sq ft, about $535 per sq ft). That is 45% above Virginia Highlands's median closed sale of $1,510,000 over the last 12 months (9 recorded sales). It has been listed Sep 26, 2026, longer than the community's typical 18 days to contract. Listing facts: built in 2009, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 2009 · 17 yrs
4,100 sq ft of living area
Garage
Listed at $2,195,000 — recent neighborhood median sale price ~$1,510,000 (nearby sales; deemed reliable, not an appraisal)
listed Sep 26, 2026
No HOA reported by the listing (confirm)
Listing description
About this home
This home was recently taken off the market to fully remodel the kitchen, half bath on main, and other up-grades. Located in one of the most sought-after neighborhoods in Atlanta, this 4200sf home boasts stunning views of downtown and midtown Atlanta. This 5 bedroom, 4 1/2 bath home provides all the comforts that one would expect in a luxury property.
This property has had a recent (Summer 2025) professional / detailed "Make Over". Paint, inside and out. Wood Floors refinished.
New Landscaping features. Giving this home a "Like New" look and feeling. As you enter the light-filled foyer and hallway that flows seamlessly past the music room and front office area, past the dining area to the inviting kitchen overlooking the great room, you get a feeling of the open floor plan.
Continue through to a large, covered deck that provides ample room for sitting, grilling, and unwinding. On the 3rd floor, picture yourself waking up in the spacious primary bedroom featuring a wall of windows with a view of the Atlanta Skyline atop the lush forestry even in the city. Prepare a cup of coffee at the built-in coffee bar and saunter out to your personal deck or relax in front of your cozy fireplace.
The ensuite bathroom includes a soaker tub, a separate shower, double sinks, and a private water closet. Of course, the walk-in closet is huge and is located a few steps away from the 3rd floor laundry room. Three more large bedrooms are found on the third floor, one with a private bath and the other two served by a Jack & Jill bath.
Entertain frequent guests or employ an au pair? Or if an In-Law Suite is more in mind, you will love the day-lit bonus room with private bath and separate entrance located on the bottom floor. Midtown living can lack adequate parking options.
Fortunately, not here; this home has a newly finished 2-car garage with a lift for a 3rd car plus room for a 4th car or a shop. Homes like this don't last long in this area. Don't wait to see this home.
We're ready to show it to you today. Cheers! The owner is offering a generous allowance for possible upgrades depending on Buyer's taste and desires.
All 41 photos
Description provided by HomeSmart and reproduced from the MLS; not independently verified.
6 closed sales in Virginia Highlands in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Sep 2026
$1,769,000
1131 Rosedale Drive, Atlanta
5 / 5 bd/ba · 4,416 sq ft · $401/sq ft
Courtesy of Keller Williams Realty · View details →
Sold Sep 2026
$1,769,000
1131 Rosedale Drive, Atlanta
5 / 5 bd/ba · 4,416 sq ft · $401/sq ft
Courtesy of Keller Williams Realty · View details →
Sold Feb 2026
$1,800,000
935 Drewry Street, Atlanta
4 / 3.5 bd/ba · 3,047 sq ft · $591/sq ft
Courtesy of Ansley RE | Christie's Int'l RE · View details →
Sold Feb 2026
$1,800,000
935 Drewry Street, Atlanta
4 / 3.5 bd/ba · 3,047 sq ft · $591/sq ft
Courtesy of Ansley RE | Christie's Int'l RE · View details →
Sold Apr 2026
$1,510,000
1012 Kentucky Avenue, Atlanta
5 / 3 bd/ba · 2,880 sq ft · $524/sq ft
Courtesy of Keller Williams Realty · View details →
Sold Apr 2026
$1,510,000
1012 Kentucky Avenue, Atlanta
5 / 3 bd/ba · 2,880 sq ft · $524/sq ft
Courtesy of Keller Williams Realty · View details →
Median of these 6 sales: $1,510,000 ($504/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$2,195,000
Bed / bath5 / 4.5
Living area4,100 sq ft
Year built2009
Property typeSingle Family Residence
GarageYes
MLS #10853469
Listing statuslisted Sep 26, 2026
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~1014 ft
CountyFulton
Area listings3 active · 1 under contract
Estimated first-year tax~$23,048/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$535
Estimated monthly payment$14,654
Insurance (illustrative)$7k–$14k/yr
Messtimate range$1,644,100 – $2,423,100
Comparable-sales median$1,510,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$14,654/mo
Principal & interest $11,896/mo81%
Taxes $1,921/mo13%
Insurance $837/mo6%
$14,654/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$23,048/yr
Estimate: a typical Fulton effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$7k–$14k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~1014 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Fulton County, GA: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively Low
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireVery Low
TornadoRelatively High
LightningVery High
Strong windRelatively High
HailRelatively High
Cold waveRelatively High
Winter weatherRelatively Moderate
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Virginia Highlands
Pricing & the Virginia Highlands market
How this home is priced against recent nearby sales, and where Virginia Highlands has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $535/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
Property timeline
This home’s history
2009BuiltPer public record
About Sep 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Sep 26, 2026)
Sep 26, 2026First seen on our siteObserved at $2,195,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $2,195,000HomeSmart · listed Sep 26, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
52/100
Strongest on: Flood safety (95), Insurance cost (75)
0 limited50100 exceptional
52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area35
This home $535/sq ft vs the community 12-month median $504/sq ft.
Affordability0
List price $2,195,000 vs the community median $1,510,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~1014 ft elevation. Verify the parcel with FEMA.
Insurance cost75
From FEMA Zone X and a 2009 build. Obtain a property-specific quote.
Market liquidity69
Community median 18 days on market, ~4.0 months of supply (12-month record).
Pricing power41
Recent sales closed at about 99.7% of original asking (~0.3% below). More room below asking generally favors buyers.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $535 per square foot, about 6% above the community’s $504 median. Virginia Highlands’s 12-month median sold price per square foot is $504. Median sold price per square foot is up 46.7% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Virginia Highlands sales closed near 99.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 3 active listings in Virginia Highlands, no CDD assessment.
Checked against the MLS November 9, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by HomeSmart · MLS # 10853469
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Keep looking
Similar homes for sale near Virginia Highlands
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Retail Dining
Retail overhaul begins on Virginia-Highland's North Highland Avenue strip
Developer Third & Urban started work in October on the Atkins Park block, investing over $3 million in building and streetscape upgrades across three blocks. A largely vacant section at 780 North Highland Ave. will get an indoor-outdoor courtyard and new retail, with completion expected by spring 2027 and food and beverage tenants targeted. Existing businesses remain open during construction.
Why it matters: Renovated storefronts and a courtyard should add new dining and shopping options along a walkable commercial strip by spring 2027. The site is less than a mile north of Virginia Highlands.
Nordstrom Rack opens in former DSW space at Atlantic Station
Nordstrom Rack opened a roughly 28,000-square-foot store at Atlantic Station in the anchor space DSW held for over two decades. It is the chain's eighth Georgia store. Owner Hines has also hired Trademark Property Company for retail management and leasing, and no replacement for the closed Publix has been announced.
Why it matters: The opening fills a long-standing anchor space and adds an off-price shopping option within the district. The site is about 3 miles west of Virginia Highlands.
Beltline leaders broke ground on a 0.3-mile, 14-foot-wide multi-use trail near Bobby Jones Golf Course heading east toward Peachtree Road, with a pedestrian bridge and elevated section. Construction is scheduled to finish in early 2028, and the full Northwest Trail will span 4.3 miles from Blandtown to Lindbergh and Morosgo.
Why it matters: The segment will give walkers and cyclists a protected link toward the Peachtree Road corridor, including the Piedmont Hospital and Shepherd Center area, when finished in 2028. The site is about 3 miles northwest of Virginia Highlands.
Atlanta City Council advances resolution for 22-mile Beltline rail roadmap
A resolution from Council Member Kelsea Bond asks the mayor, MARTA and Beltline leaders to build an implementation and funding roadmap for a $3.5 billion, 22-mile light rail loop. A full Council vote was scheduled for Sept. 21, with a proposed Jan. 26, 2027 deadline for the roadmap. Public comment on the Beltline transit plan closes Nov. 3, 2026.
Why it matters: If funded, Beltline rail could improve transit access to intown neighborhoods and job centers, though no construction start or first segment has been set. The site is less than a mile southwest of Virginia Highlands.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Fulton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Springdale ParkAssigned elementary school · Fulton County School District
David T HowardAssigned middle school · Fulton County School District
MidtownAssigned high school · Fulton County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 939 Highland Terrace, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2009 (17 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Fulton County; age of roof and any prior claims affect the premium.
Listed living area is 4,100 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $23,048/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Georgia MLS, checked against the MLS hourly (last: November 9, 2026)
Comparable sales
Georgia MLS closed sales in Virginia Highlands, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 939 Highland Terrace and when was it built?
Per the listing record, 939 Highland Terrace was built in 2009 and has 4,100 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 939 Highland Terrace in?
939 Highland Terrace is in Virginia Highlands in Atlanta, Fulton County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 939 Highland Terrace have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
How are property taxes on 939 Highland Terrace estimated?
The estimate on this page (about $23,048 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 939 Highland Terrace in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
